US Bank Directory

Banks in Virden, IL

3 FDIC-insured banks operate 4 offices in Virden, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Virden

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Virden, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Virden

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Prairie State Bank and Trust has the most locations in Virden, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Prairie State Bank and Trust 2 branches · main office Springfield, IL Bank · 2

Prairie State Bank and Trust has 2 branches in Virden, 19 across Illinois and 19 nationwide. FDIC records list its main office in Springfield, IL and show it operating since 1988. With $840.1 million in total assets on June 30, 2026, it ranks No. 1,211 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Virden location is the Virden Branch at 201 E Jackson St, dating to 1910; the newest, at 603 N Springfield St, to 1988. It does not publish hours in the sources this page uses; check its site before you go.

  • Virden Branch
    201 E Jackson St, 62690
    Hours: see the bank's site
  • Virden Drive Up Facility
    603 N Springfield St, 62690
    Hours: see the bank's site
Prairie State Bank and Trust: profile, branches and contacts
Heartland Bank 1 branch · main office Bloomington, IL Bank · 1

Heartland Bank has 1 branch in Virden, 82 across Illinois and 87 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 1971. With $6.72 billion in total assets on June 30, 2026, it ranks No. 231 of 4,232 U.S. banks by total assets. The Virden Branch at 100 N Dye St dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Heartland Bank: profile, branches and contacts
The First National Bank of Raymond 1 branch · main office Raymond, IL Bank · 1

The First National Bank of Raymond has 1 branch in Virden, 5 across Illinois and 5 nationwide. FDIC records list its main office in Raymond, IL and show it operating since 1903. With $187.1 million in total assets on June 30, 2026, it ranks No. 3,084 of 4,232 U.S. banks by total assets. The Virden Branch at 103 S Springfield St dates to 1966 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Virden Branch
    103 S Springfield St, 62690
    Hours: see the bank's site
The First National Bank of Raymond: profile, branches and contacts

Banking in Virden: the local picture

Short answer: 3 banks run 4 branches in Virden according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Virden, 3 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is The First National Bank of Raymond, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Prairie State Bank and Trust's office at 201 E Jackson St, dating to 1910; the newest is Prairie State Bank and Trust's at 603 N Springfield St, from 1988.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Virden, and where the nearest one is if they do not.

Short answer: No branches in Virden: Chase (nearest in Springfield, 19 mi), Wells Fargo (nearest in Canton, 74 mi), Bank of America (nearest in O Fallon, 63 mi), PNC Bank (nearest in Springfield, 18 mi), U.S. Bank (nearest in Carlinville, 16 mi), Truist, Fifth Third Bank (nearest in Effingham, 71 mi), Huntington (nearest in Shorewood, 163 mi), Regions Bank (nearest in Springfield, 19 mi), TD Bank, BMO (nearest in Belleville, 69 mi).

BankIn VirdenNearest branch if none here
ChaseNoneSpringfield, 19 miles away
Wells FargoNoneCanton, 74 miles away
Bank of AmericaNoneO Fallon, 63 miles away
PNC BankNoneSpringfield, 18 miles away
U.S. BankNoneCarlinville, 16 miles away
TruistNonenone in Illinois
Fifth Third BankNoneEffingham, 71 miles away
HuntingtonNoneShorewood, 163 miles away
Regions BankNoneSpringfield, 19 miles away
TD BankNonenone in Illinois
BMONoneBelleville, 69 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Virden to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Virden residents like anyone else.

Banks near Virden

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Girard (4 miles) and Farmersville (7 miles). Chatham, 13 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Virden

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Virden between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Virden by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Virden offices.

Short answer: Heartland Bank is the largest bank with offices in Virden, with $6.72 billion in total assets on June 30, 2026, No. 231 among U.S. banks by total assets. Prairie State Bank and Trust is second with $840.1 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Heartland Bank$6.72 billionNo. 2311Bloomington, IL
Prairie State Bank and Trust$840.1 millionNo. 1,2112Springfield, IL
The First National Bank of Raymond$187.1 millionNo. 3,0841Raymond, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Virden: FAQ

How many banks are in Virden, IL?

Virden has 3 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Virden?

Prairie State Bank and Trust, with 2. Heartland Bank has 1 and The First National Bank of Raymond has 1.

Is there a Prairie State Bank and Trust in Virden, IL?

Yes. FDIC data lists 2 Prairie State Bank and Trust branches in Virden as of September 5, 2026. Its branches are listed under Prairie State Bank and Trust above, with the address and directions for each.

Is there a Heartland Bank in Virden, IL?

Yes. FDIC data lists 1 Heartland Bank branch in Virden as of September 5, 2026. The address and directions are under Heartland Bank above.

Is there a The First National Bank of Raymond in Virden, IL?

Yes. FDIC data lists 1 The First National Bank of Raymond branch in Virden as of September 5, 2026. The address and directions are under The First National Bank of Raymond above.

Is there a Chase in Virden, IL?

No. FDIC data lists no Chase branch in Virden as of September 5, 2026. The nearest is in Springfield, about 19 miles away in a straight line.

What is the oldest bank in Virden?

The First National Bank of Raymond has the longest record among banks with a branch here: the FDIC shows it operating since 1903.

Did any bank branches open or close in Virden in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Virden?

Nearby cities with more banks include Girard, Farmersville, Pawnee. Girard is 4 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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