US Bank Directory

Banks in Chatham, IL

5 FDIC-insured banks operate 5 offices in Chatham, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Chatham

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Chatham, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Chatham

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Chatham, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank 1 branch · main office Litchfield, IL Bank · 1

Bank has 1 branch in Chatham, 11 across Illinois and 11 nationwide. FDIC records list its main office in Litchfield, IL and show it operating since 1902. With $641.3 million in total assets on June 30, 2026, it ranks No. 1,484 of 4,232 U.S. banks by total assets. The Chatham Branch at 10 W Plummer Blvd dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Chatham Branch
    10 W Plummer Blvd, 62629
    Hours: see the bank's site
Bank: profile, branches and contacts
Bank of Springfield 1 branch · main office Springfield, IL Bank · 1

Bank of Springfield has 1 branch in Chatham, 15 across Illinois and 17 nationwide. FDIC records list its main office in Springfield, IL and show it operating since 1965. With $2.00 billion in total assets on June 30, 2026, it ranks No. 608 of 4,232 U.S. banks by total assets. The Chatham Il Branch at 1140 Commercial Ct dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Chatham Il Branch
    1140 Commercial Ct, 62629
    Hours: see the bank's site
Bank of Springfield: profile, branches and contacts
INB 1 branch · main office Springfield, IL Bank · 1

INB has 1 branch in Chatham, 13 across Illinois and 14 nationwide. FDIC records list its main office in Springfield, IL and show it operating since 1905. With $2.68 billion in total assets on June 30, 2026, it ranks No. 478 of 4,232 U.S. banks by total assets. The Chatham Branch at 100 E Plummer Blvd dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Chatham Branch
    100 E Plummer Blvd, 62629
    Hours: see the bank's site
INB: profile, branches and contacts
Morton Community Bank 1 branch · main office Morton, IL Bank · 1

Morton Community Bank has 1 branch in Chatham, 49 across Illinois and 49 nationwide. FDIC records list its main office in Morton, IL and show it operating since 1961. With $5.35 billion in total assets on June 30, 2026, it ranks No. 277 of 4,232 U.S. banks by total assets. The Chatham Branch at 470 N Main Plz dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Morton Community Bank: profile, branches and contacts
United Community Bank 1 branch · main office Chatham, IL Bank · 1

United Community Bank has 1 branch in Chatham, 44 across Illinois and 46 nationwide. FDIC records list its main office in Chatham, IL and show it operating since 1965. With $4.13 billion in total assets on June 30, 2026, it ranks No. 328 of 4,232 U.S. banks by total assets. Its main office at 301 N Main St dates to 1965 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    301 N Main St, 62629
    Hours: see the bank's site
United Community Bank: profile, branches and contacts

Banking in Chatham: the local picture

Short answer: 5 banks run 5 branches in Chatham according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 1 has its main office in Chatham, 4 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is United Community Bank's office at 301 N Main St, dating to 1965; the newest is Bank of Springfield's at 1140 Commercial Ct, from 2010.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Chatham, and where the nearest one is if they do not.

Short answer: No branches in Chatham: Chase (nearest in Springfield, 6 mi), Wells Fargo (nearest in Canton, 63 mi), Bank of America (nearest in O Fallon, 76 mi), PNC Bank (nearest in Springfield, 6 mi), U.S. Bank (nearest in Springfield, 6 mi), Truist, Fifth Third Bank (nearest in Effingham, 73 mi), Huntington (nearest in Shorewood, 151 mi), Regions Bank (nearest in Springfield, 6 mi), TD Bank, BMO (nearest in Belleville, 82 mi).

BankIn ChathamNearest branch if none here
ChaseNoneSpringfield, 6 miles away
Wells FargoNoneCanton, 63 miles away
Bank of AmericaNoneO Fallon, 76 miles away
PNC BankNoneSpringfield, 6 miles away
U.S. BankNoneSpringfield, 6 miles away
TruistNonenone in Illinois
Fifth Third BankNoneEffingham, 73 miles away
HuntingtonNoneShorewood, 151 miles away
Regions BankNoneSpringfield, 6 miles away
TD BankNonenone in Illinois
BMONoneBelleville, 82 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chatham to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chatham residents like anyone else.

Banks near Chatham

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Springfield (7 miles) and Pawnee (9 miles). Springfield, 7 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Chatham

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Chatham between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Chatham

Short answer: 1 institution has its main office in Chatham: United Community Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
United Community BankBank$4.13 billion1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Chatham by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chatham offices.

Short answer: Morton Community Bank is the largest bank with offices in Chatham, with $5.35 billion in total assets on June 30, 2026, No. 277 among U.S. banks by total assets. United Community Bank is second with $4.13 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Morton Community Bank$5.35 billionNo. 2771Morton, IL
United Community Bank$4.13 billionNo. 3281Chatham, IL
INB$2.68 billionNo. 4781Springfield, IL
Bank of Springfield$2.00 billionNo. 6081Springfield, IL
Bank$641.3 millionNo. 1,4841Litchfield, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Chatham: FAQ

How many banks are in Chatham, IL?

Chatham has 5 banks with 5 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Chatham?

Morton Community Bank, with 1. United Community Bank has 1 and INB has 1.

Is there a Morton Community Bank in Chatham, IL?

Yes. FDIC data lists 1 Morton Community Bank branch in Chatham as of September 5, 2026. The address and directions are under Morton Community Bank above.

Is there a United Community Bank in Chatham, IL?

Yes. FDIC data lists 1 United Community Bank branch in Chatham as of September 5, 2026, the main office at 301 N Main St. The address and directions are under United Community Bank above.

Is there a INB in Chatham, IL?

Yes. FDIC data lists 1 INB branch in Chatham as of September 5, 2026. The address and directions are under INB above.

Is there a Chase in Chatham, IL?

No. FDIC data lists no Chase branch in Chatham as of September 5, 2026. The nearest is in Springfield, about 6 miles away in a straight line.

Which banks are headquartered in Chatham?

United Community Bank has its main office in Chatham, according to the FDIC.

What is the oldest bank in Chatham?

Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.

Did any bank branches open or close in Chatham in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Chatham?

Nearby cities with more banks include Springfield, Pawnee, Rochester. Springfield is 7 miles away with 21 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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