Banks in Rochester, IL

Bank branch map: Rochester

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Rochester, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Rochester

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: American Bank of Freedom and Bank have the most locations in Rochester, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

American Bank of Freedom 1 branch · main office Wellsville, MO Bank · 1

American Bank of Freedom has 1 branch in Rochester, 1 across Illinois and 12 nationwide. FDIC records list its main office in Wellsville, MO and show it operating since 1880. With $948.3 million in total assets on June 30, 2026, it ranks No. 1,097 of 4,232 U.S. banks by total assets. The Rochester State Bank Mo Branch at 133 John St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Rochester State Bank Mo Branch

  133 John St, 62563

  Hours: see the bank's site
  DirectionsWebsite

American Bank of Freedom: profile, branches and contacts

Bank 1 branch · main office Litchfield, IL Bank · 1

Bank has 1 branch in Rochester, 11 across Illinois and 11 nationwide. FDIC records list its main office in Litchfield, IL and show it operating since 1902. With $641.3 million in total assets on June 30, 2026, it ranks No. 1,484 of 4,232 U.S. banks by total assets. The Rochester Branch at 196 S Walnut St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Rochester Branch

  196 S Walnut St, 62563

  Hours: see the bank's site
  DirectionsWebsite

Bank: profile, branches and contacts

Banking in Rochester: the local picture

Short answer: 2 banks run 2 branches in Rochester according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Rochester, 1 elsewhere in Illinois and 1 out of state, according to the FDIC.

The bank with the longest record here is American Bank of Freedom, operating since 1880 according to the FDIC. In FDIC branch records, the longest-running branch is Bank's office at 196 S Walnut St, dating to 1998; the newest is American Bank of Freedom's at 133 John St, from 2021.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Rochester, and where the nearest one is if they do not.

Short answer: No branches in Rochester: Chase (nearest in Springfield, 5 mi), Wells Fargo (nearest in Canton, 62 mi), Bank of America (nearest in O Fallon, 83 mi), PNC Bank (nearest in Springfield, 5 mi), U.S. Bank (nearest in Springfield, 6 mi), Truist, Fifth Third Bank (nearest in Effingham, 69 mi), Huntington (nearest in Shorewood, 142 mi), Regions Bank (nearest in Springfield, 6 mi), TD Bank, BMO (nearest in Belleville, 88 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rochester to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rochester residents like anyone else.

Banks near Rochester

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Springfield (7 miles) and Chatham (10 miles). Springfield, 7 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Rochester

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Rochester between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Rochester by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rochester offices.

Short answer: American Bank of Freedom is the largest bank with offices in Rochester, with $948.3 million in total assets on June 30, 2026, No. 1,097 among U.S. banks by total assets. Bank is second with $641.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Rochester: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.