Banks in Girard, IL

Bank branch map: Girard

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Girard, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Girard

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Prairie State Bank and Trust and The First National Bank of Raymond have the most locations in Girard, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Prairie State Bank and Trust 1 branch · main office Springfield, IL Bank · 1

Prairie State Bank and Trust has 1 branch in Girard, 19 across Illinois and 19 nationwide. FDIC records list its main office in Springfield, IL and show it operating since 1988. With $840.1 million in total assets on June 30, 2026, it ranks No. 1,211 of 4,232 U.S. banks by total assets. The Girard Facility at 402 N 3rd St dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Girard Facility

  402 N 3rd St, 62640

  Hours: see the bank's site
  DirectionsWebsite

Prairie State Bank and Trust: profile, branches and contacts

The First National Bank of Raymond 1 branch · main office Raymond, IL Bank · 1

The First National Bank of Raymond has 1 branch in Girard, 5 across Illinois and 5 nationwide. FDIC records list its main office in Raymond, IL and show it operating since 1903. With $187.1 million in total assets on June 30, 2026, it ranks No. 3,084 of 4,232 U.S. banks by total assets. The Girard Branch at 625 N 3rd St dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Girard Branch

  625 N 3rd St, 62640

  Hours: see the bank's site
  DirectionsWebsite

The First National Bank of Raymond: profile, branches and contacts

Banking in Girard: the local picture

Short answer: 2 banks run 2 branches in Girard according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Girard, 2 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is The First National Bank of Raymond, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Prairie State Bank and Trust's office at 402 N 3rd St, dating to 1993; the newest is The First National Bank of Raymond's at 625 N 3rd St, from 1994.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Girard, and where the nearest one is if they do not.

Short answer: No branches in Girard: Chase (nearest in Springfield, 23 mi), Wells Fargo (nearest in Canton, 78 mi), Bank of America (nearest in O Fallon, 60 mi), PNC Bank (nearest in Springfield, 21 mi), U.S. Bank (nearest in Carlinville, 13 mi), Truist, Fifth Third Bank (nearest in Effingham, 70 mi), Huntington (nearest in Shorewood, 166 mi), Regions Bank (nearest in Springfield, 23 mi), TD Bank, BMO (nearest in Belleville, 65 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Girard to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Girard residents like anyone else.

Banks near Girard

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Virden (4 miles) and Farmersville (7 miles). Chatham, 16 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Girard

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Girard between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Girard by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Girard offices.

Short answer: Prairie State Bank and Trust is the largest bank with offices in Girard, with $840.1 million in total assets on June 30, 2026, No. 1,211 among U.S. banks by total assets. The First National Bank of Raymond is second with $187.1 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Girard: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.