Banks in Carlinville, IL

Bank branch map: Carlinville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Carlinville, according to the FDIC. 4 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Carlinville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Carlinville, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank 1 branch · main office Litchfield, IL Bank · 1

Bank has 1 branch in Carlinville, 11 across Illinois and 11 nationwide. FDIC records list its main office in Litchfield, IL and show it operating since 1902. With $641.3 million in total assets on June 30, 2026, it ranks No. 1,484 of 4,232 U.S. banks by total assets. The Carlinville Branch at 900 W Main St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Carlinville Branch

  900 W Main St, 62626

  Hours: see the bank's site
  DirectionsWebsite

Bank: profile, branches and contacts

Heartland Bank 1 branch · main office Bloomington, IL Bank · 1

Heartland Bank has 1 branch in Carlinville, 82 across Illinois and 87 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 1971. With $6.72 billion in total assets on June 30, 2026, it ranks No. 231 of 4,232 U.S. banks by total assets. The Carlinville Branch at 450 W Side Sq dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Carlinville Branch

  450 W Side Sq, 62626

  Hours: see the bank's site
  DirectionsWebsite

Heartland Bank: profile, branches and contacts

U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Carlinville, 153 across Illinois and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Carlinville Branch at 240 E Main St dates to 1904 in FDIC branch records. Its published hours do not list Saturday.

• Carlinville Branch

  240 E Main St, 62626

  (217) 854-3151Today 9 am to 5 pm

  All hours

  Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

U.S. Bank: profile, branches and contacts

United Community Bank 1 branch · main office Chatham, IL Bank · 1

United Community Bank has 1 branch in Carlinville, 44 across Illinois and 46 nationwide. FDIC records list its main office in Chatham, IL and show it operating since 1965. With $4.13 billion in total assets on June 30, 2026, it ranks No. 328 of 4,232 U.S. banks by total assets. The Carlinville Branch at 404 N Broad St dates to 1892 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Carlinville Branch

  404 N Broad St, 62626

  Hours: see the bank's site
  DirectionsWebsite

United Community Bank: profile, branches and contacts

Banking in Carlinville: the local picture

Short answer: 4 banks run 4 branches in Carlinville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Carlinville, 3 elsewhere in Illinois and 1 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is United Community Bank's office at 404 N Broad St, dating to 1892; the newest is Heartland Bank's at 450 W Side Sq, from 2026.

Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Carlinville

Short answer: None of the 1 Carlinville location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Carlinville, and where the nearest one is if they do not.

Short answer: In Carlinville: U.S. Bank (1). No branches in Carlinville: Chase (nearest in Alton, 29 mi), Wells Fargo (nearest in Canton, 89 mi), Bank of America (nearest in O Fallon, 48 mi), PNC Bank (nearest in Springfield, 34 mi), Truist, Fifth Third Bank (nearest in Effingham, 73 mi), Huntington (nearest in Shorewood, 179 mi), Regions Bank (nearest in Alton, 29 mi), TD Bank, BMO (nearest in Belleville, 53 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carlinville to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carlinville residents like anyone else.

Banks near Carlinville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Palmyra (12 miles) and Girard (13 miles). Litchfield, 14 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Carlinville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Carlinville between September 5, 2025 and September 5, 2026.

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Carlinville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carlinville offices.

Short answer: U.S. Bank is the largest bank with offices in Carlinville, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Heartland Bank is second with $6.72 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Carlinville: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.