US Bank Directory

Banks in Palmyra, IL

2 FDIC-insured banks operate 2 offices in Palmyra, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Palmyra

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Palmyra, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Palmyra

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Peoples Bank & Trust and Warren-Boynton State Bank have the most locations in Palmyra, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Peoples Bank & Trust 1 branch · main office Pana, IL Bank · 1

Peoples Bank & Trust has 1 branch in Palmyra, 14 across Illinois and 14 nationwide. FDIC records list its main office in Pana, IL and show it operating since 1954. With $656.6 million in total assets on June 30, 2026, it ranks No. 1,452 of 4,232 U.S. banks by total assets. The Palmyra Branch at 142 W State St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Peoples Bank & Trust: profile, branches and contacts
Warren-Boynton State Bank 1 branch · main office New Berlin, IL Bank · 1

Warren-Boynton State Bank has 1 branch in Palmyra, 4 across Illinois and 4 nationwide. FDIC records list its main office in New Berlin, IL and show it operating since 1877. With $234.5 million in total assets on June 30, 2026, it ranks No. 2,804 of 4,232 U.S. banks by total assets. The Palmyra Branch at 332 North Main Street dates to 1952 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Palmyra Branch
    332 North Main Street, 62674
    Hours: see the bank's site
Warren-Boynton State Bank: profile, branches and contacts

Banking in Palmyra: the local picture

Short answer: 2 banks run 2 branches in Palmyra according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Palmyra, 2 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is Warren-Boynton State Bank, operating since 1877 according to the FDIC. In FDIC branch records, the longest-running branch is Warren-Boynton State Bank's office at 332 North Main Street, dating to 1952; the newest is Peoples Bank & Trust's at 142 W State St, from 2006.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Palmyra, and where the nearest one is if they do not.

Short answer: No branches in Palmyra: Chase (nearest in Springfield, 28 mi), Wells Fargo (nearest in Canton, 78 mi), Bank of America (nearest in O Fallon, 58 mi), PNC Bank (nearest in Springfield, 28 mi), U.S. Bank (nearest in Carlinville, 12 mi), Truist, Fifth Third Bank (nearest in Effingham, 81 mi), Huntington (nearest in Shorewood, 173 mi), Regions Bank (nearest in Springfield, 29 mi), TD Bank, BMO (nearest in Belleville, 63 mi).

BankIn PalmyraNearest branch if none here
ChaseNoneSpringfield, 28 miles away
Wells FargoNoneCanton, 78 miles away
Bank of AmericaNoneO Fallon, 58 miles away
PNC BankNoneSpringfield, 28 miles away
U.S. BankNoneCarlinville, 12 miles away
TruistNonenone in Illinois
Fifth Third BankNoneEffingham, 81 miles away
HuntingtonNoneShorewood, 173 miles away
Regions BankNoneSpringfield, 29 miles away
TD BankNonenone in Illinois
BMONoneBelleville, 63 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Palmyra to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Palmyra residents like anyone else.

Banks near Palmyra

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Girard (12 miles) and Carlinville (12 miles). Jacksonville, 24 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Palmyra

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Palmyra between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Palmyra by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Palmyra offices.

Short answer: Peoples Bank & Trust is the largest bank with offices in Palmyra, with $656.6 million in total assets on June 30, 2026, No. 1,452 among U.S. banks by total assets. Warren-Boynton State Bank is second with $234.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Peoples Bank & Trust$656.6 millionNo. 1,4521Pana, IL
Warren-Boynton State Bank$234.5 millionNo. 2,8041New Berlin, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Palmyra: FAQ

How many banks are in Palmyra, IL?

Palmyra has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Palmyra?

Peoples Bank & Trust, with 1. Warren-Boynton State Bank has 1.

Is there a Peoples Bank & Trust in Palmyra, IL?

Yes. FDIC data lists 1 Peoples Bank & Trust branch in Palmyra as of September 5, 2026. The address and directions are under Peoples Bank & Trust above.

Is there a Warren-Boynton State Bank in Palmyra, IL?

Yes. FDIC data lists 1 Warren-Boynton State Bank branch in Palmyra as of September 5, 2026. The address and directions are under Warren-Boynton State Bank above.

Is there a Chase in Palmyra, IL?

No. FDIC data lists no Chase branch in Palmyra as of September 5, 2026. The nearest is in Springfield, about 28 miles away in a straight line.

What is the oldest bank in Palmyra?

Warren-Boynton State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1877.

Did any bank branches open or close in Palmyra in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Palmyra?

Nearby cities with more banks include Girard, Carlinville, Virden. Girard is 12 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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