US Bank Directory
Banks in Litchfield, IL
4 FDIC-insured banks operate 7 offices in Litchfield, Illinois, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Litchfield
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 8 locations in Litchfield, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Litchfield
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank, The First National Bank of Litchfield and The Litchfield National Bank have the most locations in Litchfield, with 2 each. 1 bank has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank Bank · 2
Bank has 2 branches in Litchfield, 11 across Illinois and 11 nationwide. FDIC records list its main office in Litchfield, IL and show it operating since 1902. With $641.3 million in total assets on June 30, 2026, it ranks No. 1,484 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Litchfield location is its main office at 401 N Madison St, dating to 1902; the newest, at 1201 W Union Ave, to 1988. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office401 N Madison St, 62056
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Money Centre Branch1201 W Union Ave, 62056
The First National Bank of Litchfield Bank · 2
The First National Bank of Litchfield has 2 branches in Litchfield, 2 across Illinois and 2 nationwide. FDIC records list its main office in Litchfield, IL and show it operating since 1860. With $150.4 million in total assets on June 30, 2026, it ranks No. 3,328 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Litchfield location is its main office at 324 N State St, dating to 1860; the newest, at #3 Ohren Drive, to 1981. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office324 N State St, 62056
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Drive-In Facility#3 Ohren Drive, 62056
The Litchfield National Bank Bank · 2
The Litchfield National Bank has 2 branches in Litchfield, 2 across Illinois and 2 nationwide. FDIC records list its main office in Litchfield, IL and show it operating since 1907. With $135.7 million in total assets on June 30, 2026, it ranks No. 3,438 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Litchfield location is its main office at 316 N State St, dating to 1907; the newest, at 1101 W Union Ave, to 1999. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office316 N State St, 62056
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Route 66 Branch1101 W Union Ave, 62056
Heartland Bank Bank · 1
Heartland Bank has 1 branch in Litchfield, 82 across Illinois and 87 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 1971. With $6.72 billion in total assets on June 30, 2026, it ranks No. 231 of 4,232 U.S. banks by total assets. The Litchfield Branch at 501 N State St dates to 1889 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Litchfield Branch501 N State St, 62056
Taylorville Community Credit Union Credit union · 1
Taylorville Community Credit Union has 1 office in Litchfield, 4 across Illinois. It is based in Taylorville, IL and $93.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Tccu Litchfield801 W Union Ave, 62056
All hours
Mon 9 am to 6 pm; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Litchfield
1 credit union has 1 office here: Taylorville Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Litchfield page has every office in the state's directory.
Banking in Litchfield: the local picture
Short answer: 4 banks run 7 branches in Litchfield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 3 have their main office in Litchfield, 1 elsewhere in Illinois, according to the FDIC.
The bank with the longest record here is The First National Bank of Litchfield, operating since 1860 according to the FDIC. In FDIC branch records, the longest-running branch is The First National Bank of Litchfield's office at 324 N State St, dating to 1860; the newest is The Litchfield National Bank's at 1101 W Union Ave, from 1999.
The only credit union with an office here is Taylorville Community Credit Union.
Of the 1 location with published hours. None open on Saturday. 7 locations have no published hours in these sources.
Saturday hours in Litchfield
Short answer: None of the 1 Litchfield location with published hours lists Saturday hours. 7 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Litchfield, and where the nearest one is if they do not.
Short answer: No branches in Litchfield: Chase (nearest in Edwardsville, 31 mi), Wells Fargo (nearest in Canton, 97 mi), Bank of America (nearest in O Fallon, 43 mi), PNC Bank (nearest in Edwardsville, 31 mi), U.S. Bank (nearest in Carlinville, 14 mi), Truist, Fifth Third Bank (nearest in Effingham, 60 mi), Huntington (nearest in Shorewood, 180 mi), Regions Bank (nearest in Highland, 29 mi), TD Bank, BMO (nearest in Belleville, 48 mi).
| Bank | In Litchfield | Nearest branch if none here |
|---|---|---|
| Chase | None | Edwardsville, 31 miles away |
| Wells Fargo | None | Canton, 97 miles away |
| Bank of America | None | O Fallon, 43 miles away |
| PNC Bank | None | Edwardsville, 31 miles away |
| U.S. Bank | None | Carlinville, 14 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Effingham, 60 miles away |
| Huntington | None | Shorewood, 180 miles away |
| Regions Bank | None | Highland, 29 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Belleville, 48 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Litchfield to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Litchfield residents like anyone else.
Banks near Litchfield
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hillsboro (9 miles) and Raymond (11 miles). Carlinville, 14 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hillsboro, IL | 9 mi | 3 | 5 |
| Banks in Raymond, IL | 11 mi | 2 | 2 |
| Banks in Staunton, IL | 13 mi | 3 | 3 |
| Banks in Carlinville, IL | 14 mi | 4 | 4 |
| Banks in Farmersville, IL | 18 mi | 2 | 2 |
| Banks in Girard, IL | 20 mi | 2 | 2 |
| Banks in Morrisonville, IL | 20 mi | 2 | 2 |
| Banks in Virden, IL | 23 mi | 3 | 4 |
Bank branch openings and closings in Litchfield
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Litchfield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Litchfield
Short answer: 3 institutions have their main office in Litchfield: Bank, The First National Bank of Litchfield and The Litchfield National Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Bank | Bank | $641.3 million | 2 |
| The First National Bank of Litchfield | Bank | $150.4 million | 2 |
| The Litchfield National Bank | Bank | $135.7 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Litchfield by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Litchfield offices.
Short answer: Heartland Bank is the largest bank with offices in Litchfield, with $6.72 billion in total assets on June 30, 2026, No. 231 among U.S. banks by total assets. Bank is second with $641.3 million. 3 of the 4 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Heartland Bank | $6.72 billion | No. 231 | 1 | Bloomington, IL |
| Bank | $641.3 million | No. 1,484 | 2 | Litchfield, IL |
| The First National Bank of Litchfield | $150.4 million | No. 3,328 | 2 | Litchfield, IL |
| The Litchfield National Bank | $135.7 million | No. 3,438 | 2 | Litchfield, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Litchfield: FAQ
How many banks are in Litchfield, IL?
Litchfield has 4 banks with 7 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Litchfield?
Bank, with 2. The First National Bank of Litchfield has 2 and The Litchfield National Bank has 2.
Is there a Bank in Litchfield, IL?
Yes. FDIC data lists 2 Bank branches in Litchfield as of September 5, 2026, the main office at 401 N Madison St. Its branches are listed under Bank above, with the address and directions for each.
Is there a Chase in Litchfield, IL?
No. FDIC data lists no Chase branch in Litchfield as of September 5, 2026. The nearest is in Edwardsville, about 31 miles away in a straight line.
Which banks in Litchfield are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 7 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Litchfield?
Bank, The First National Bank of Litchfield and The Litchfield National Bank have their main office in Litchfield, according to the FDIC.
What is the oldest bank in Litchfield?
The First National Bank of Litchfield has the longest record among banks with a branch here: the FDIC shows it operating since 1860.
Which credit unions can I join in Litchfield?
Taylorville Community Credit Union has an office in Litchfield. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Litchfield in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Litchfield?
Nearby cities with more banks include Hillsboro, Raymond, Staunton. Hillsboro is 9 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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