US Bank Directory
Banks in Fairfield, IL
3 FDIC-insured banks operate 3 offices in Fairfield, Illinois.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Fairfield
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Fairfield, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Fairfield
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Peoples National Bank, The Fairfield National Bank and The Clay City Banking Co. have the most locations in Fairfield, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Peoples National Bank Bank · 1
Peoples National Bank has 1 branch in Fairfield, 21 across Illinois and 25 nationwide. FDIC records list its main office in Mount Vernon, IL and show it operating since 1909. With $2.08 billion in total assets on June 30, 2026, it ranks No. 588 of 4,232 U.S. banks by total assets. The Fairfield Branch at 1001 W Delaware St dates to 1957 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fairfield Branch1001 W Delaware St, 62837
The Clay City Banking Co. Bank · 1
The Clay City Banking Co. has 1 branch in Fairfield, 4 across Illinois and 4 nationwide. FDIC records list its main office in Clay City, IL and show it operating since 1892. With $253.3 million in total assets on June 30, 2026, it ranks No. 2,710 of 4,232 U.S. banks by total assets. The Fairfield Il Branch at 915 Commerce Dr dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fairfield Il Branch915 Commerce Dr, 62837
The Fairfield National Bank Bank · 1
The Fairfield National Bank has 1 branch in Fairfield, 3 across Illinois and 3 nationwide. FDIC records list its main office in Fairfield, IL and show it operating since 1903. With $620.9 million in total assets on June 30, 2026, it ranks No. 1,529 of 4,232 U.S. banks by total assets. Its main office at 220 E Main St dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office220 E Main St, 62837
Banking in Fairfield: the local picture
Short answer: 3 banks run 3 branches in Fairfield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Fairfield, 2 elsewhere in Illinois, according to the FDIC.
The bank with the longest record here is The Clay City Banking Co., operating since 1892 according to the FDIC. In FDIC branch records, the longest-running branch is The Fairfield National Bank's office at 220 E Main St, dating to 1903; the newest is The Clay City Banking Co.'s at 915 Commerce Dr, from 2012.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Fairfield, and where the nearest one is if they do not.
Short answer: No branches in Fairfield: Chase (nearest in Belleville, 85 mi), Wells Fargo (nearest in Canton, 175 mi), Bank of America (nearest in Belleville, 85 mi), PNC Bank (nearest in Fairview Heights, 88 mi), U.S. Bank (nearest in Mount Vernon, 31 mi), Truist, Fifth Third Bank (nearest in Mount Vernon, 30 mi), Huntington (nearest in New Lenox, 218 mi), Regions Bank (nearest in Centralia, 44 mi), TD Bank, BMO (nearest in Belleville, 86 mi).
| Bank | In Fairfield | Nearest branch if none here |
|---|---|---|
| Chase | None | Belleville, 85 miles away |
| Wells Fargo | None | Canton, 175 miles away |
| Bank of America | None | Belleville, 85 miles away |
| PNC Bank | None | Fairview Heights, 88 miles away |
| U.S. Bank | None | Mount Vernon, 31 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Mount Vernon, 30 miles away |
| Huntington | None | New Lenox, 218 miles away |
| Regions Bank | None | Centralia, 44 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Belleville, 86 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fairfield to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fairfield residents like anyone else.
Banks near Fairfield
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Flora (21 miles) and Mcleansboro (22 miles). Mount Vernon, 30 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Flora, IL | 21 mi | 4 | 6 |
| Banks in Mcleansboro, IL | 22 mi | 2 | 3 |
| Banks in Carmi, IL | 23 mi | 4 | 5 |
| Banks in Olney, IL | 29 mi | 4 | 6 |
| Banks in Louisville, IL | 29 mi | 3 | 3 |
| Banks in Mount Vernon, IL | 30 mi | 9 | 13 |
| Banks in Mount Carmel, IL | 33 mi | 3 | 3 |
| Banks in Salem, IL | 36 mi | 5 | 8 |
Bank branch openings and closings in Fairfield
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Fairfield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Fairfield
Short answer: 1 institution has its main office in Fairfield: The Fairfield National Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The Fairfield National Bank | Bank | $620.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Fairfield by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fairfield offices.
Short answer: Peoples National Bank is the largest bank with offices in Fairfield, with $2.08 billion in total assets on June 30, 2026, No. 588 among U.S. banks by total assets. The Fairfield National Bank is second with $620.9 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Peoples National Bank | $2.08 billion | No. 588 | 1 | Mount Vernon, IL |
| The Fairfield National Bank | $620.9 million | No. 1,529 | 1 | Fairfield, IL |
| The Clay City Banking Co. | $253.3 million | No. 2,710 | 1 | Clay City, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Fairfield: FAQ
How many banks are in Fairfield, IL?
Fairfield has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Fairfield?
Peoples National Bank, with 1. The Fairfield National Bank has 1 and The Clay City Banking Co. has 1.
Is there a Peoples National Bank in Fairfield, IL?
Yes. FDIC data lists 1 Peoples National Bank branch in Fairfield as of September 5, 2026. The address and directions are under Peoples National Bank above.
Is there a The Clay City Banking Co. in Fairfield, IL?
Yes. FDIC data lists 1 The Clay City Banking Co. branch in Fairfield as of September 5, 2026. The address and directions are under The Clay City Banking Co. above.
Is there a Chase in Fairfield, IL?
No. FDIC data lists no Chase branch in Fairfield as of September 5, 2026. The nearest is in Belleville, about 85 miles away in a straight line.
Which banks are headquartered in Fairfield?
The Fairfield National Bank has its main office in Fairfield, according to the FDIC.
What is the oldest bank in Fairfield?
The Clay City Banking Co. has the longest record among banks with a branch here: the FDIC shows it operating since 1892.
Did any bank branches open or close in Fairfield in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Fairfield?
Nearby cities with more banks include Flora, Mcleansboro, Carmi. Flora is 21 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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