US Bank Directory
Banks in Mount Carmel, IL
3 FDIC-insured banks operate 3 offices in Mount Carmel, Illinois, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Mount Carmel
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Mount Carmel, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Mount Carmel
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Mid Bank & Trust, The First National Bank of Carmi and The First National Bank of Allendale have the most locations in Mount Carmel, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Corporate America Family Credit Union Credit union · 1
Corporate America Family Credit Union has 1 office in Mount Carmel, 9 across Illinois. It is based in Elgin, IL and $969.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Mt Carmel1011 Oak St, 62863
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Mid Bank & Trust Bank · 1
First Mid Bank & Trust has 1 branch in Mount Carmel, 52 across Illinois and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. The Mt. Carmel Branch at 400 N Market St dates to 1936 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mt. Carmel Branch400 N Market St, 62863
The First National Bank of Allendale Bank · 1
The First National Bank of Allendale has 1 branch in Mount Carmel, 3 across Illinois and 3 nationwide. FDIC records list its main office in Allendale, IL and show it operating since 1906. With $421.2 million in total assets on June 30, 2026, it ranks No. 2,005 of 4,232 U.S. banks by total assets. The Mount Carmel Facility at 1515 W 9th St dates to 1984 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mount Carmel Facility1515 W 9th St, 62863
The First National Bank of Carmi Bank · 1
The First National Bank of Carmi has 1 branch in Mount Carmel, 5 across Illinois and 12 nationwide. FDIC records list its main office in Carmi, IL and show it operating since 1893. With $622.2 million in total assets on June 30, 2026, it ranks No. 1,523 of 4,232 U.S. banks by total assets. The Mount Carmel Branch at 601 N Market St dates to 1937 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mount Carmel Branch601 N Market St, 62863
Join a credit union in Mount Carmel
1 credit union has 1 office here: Corporate America Family Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Mount Carmel page has every office in the state's directory.
Banking in Mount Carmel: the local picture
Short answer: 3 banks run 3 branches in Mount Carmel according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Mount Carmel, 3 elsewhere in Illinois, according to the FDIC.
The bank with the longest record here is First Mid Bank & Trust, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is First Mid Bank & Trust's office at 400 N Market St, dating to 1936; the newest is The First National Bank of Allendale's at 1515 W 9th St, from 1984.
The only credit union with an office here is Corporate America Family Credit Union.
Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Mount Carmel
Short answer: None of the 1 Mount Carmel location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Mount Carmel, and where the nearest one is if they do not.
Short answer: No branches in Mount Carmel: Chase (nearest in Belleville, 117 mi), Wells Fargo (nearest in Canton, 191 mi), Bank of America (nearest in Belleville, 117 mi), PNC Bank (nearest in Decatur, 120 mi), U.S. Bank (nearest in Mount Vernon, 64 mi), Truist, Fifth Third Bank (nearest in Mount Vernon, 63 mi), Huntington (nearest in Frankfort, 214 mi), Regions Bank (nearest in Robinson, 41 mi), TD Bank, BMO (nearest in Belleville, 118 mi).
| Bank | In Mount Carmel | Nearest branch if none here |
|---|---|---|
| Chase | None | Belleville, 117 miles away |
| Wells Fargo | None | Canton, 191 miles away |
| Bank of America | None | Belleville, 117 miles away |
| PNC Bank | None | Decatur, 120 miles away |
| U.S. Bank | None | Mount Vernon, 64 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Mount Vernon, 63 miles away |
| Huntington | None | Frankfort, 214 miles away |
| Regions Bank | None | Robinson, 41 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Belleville, 118 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mount Carmel to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mount Carmel residents like anyone else.
Banks near Mount Carmel
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bridgeport (21 miles) and Lawrenceville (22 miles). Lawrenceville, 22 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bridgeport, IL | 21 mi | 2 | 2 |
| Banks in Lawrenceville, IL | 22 mi | 5 | 5 |
| Banks in Olney, IL | 28 mi | 4 | 6 |
| Banks in Carmi, IL | 32 mi | 4 | 5 |
| Banks in Fairfield, IL | 33 mi | 3 | 3 |
| Banks in Robinson, IL | 41 mi | 5 | 6 |
| Banks in Oblong, IL | 42 mi | 2 | 2 |
| Banks in Flora, IL | 43 mi | 4 | 6 |
Bank branch openings and closings in Mount Carmel
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Mount Carmel between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Mount Carmel by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mount Carmel offices.
Short answer: First Mid Bank & Trust is the largest bank with offices in Mount Carmel, with $9.14 billion in total assets on June 30, 2026, No. 178 among U.S. banks by total assets. The First National Bank of Carmi is second with $622.2 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Mid Bank & Trust | $9.14 billion | No. 178 | 1 | Mattoon, IL |
| The First National Bank of Carmi | $622.2 million | No. 1,523 | 1 | Carmi, IL |
| The First National Bank of Allendale | $421.2 million | No. 2,005 | 1 | Allendale, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Mount Carmel: FAQ
How many banks are in Mount Carmel, IL?
Mount Carmel has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Mount Carmel?
First Mid Bank & Trust, with 1. The First National Bank of Carmi has 1 and The First National Bank of Allendale has 1.
Is there a First Mid Bank & Trust in Mount Carmel, IL?
Yes. FDIC data lists 1 First Mid Bank & Trust branch in Mount Carmel as of September 5, 2026. The address and directions are under First Mid Bank & Trust above.
Is there a The First National Bank of Carmi in Mount Carmel, IL?
Yes. FDIC data lists 1 The First National Bank of Carmi branch in Mount Carmel as of September 5, 2026. The address and directions are under The First National Bank of Carmi above.
Is there a The First National Bank of Allendale in Mount Carmel, IL?
Yes. FDIC data lists 1 The First National Bank of Allendale branch in Mount Carmel as of September 5, 2026. The address and directions are under The First National Bank of Allendale above.
Is there a Chase in Mount Carmel, IL?
No. FDIC data lists no Chase branch in Mount Carmel as of September 5, 2026. The nearest is in Belleville, about 117 miles away in a straight line.
Which banks in Mount Carmel are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Mount Carmel?
First Mid Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Which credit unions can I join in Mount Carmel?
Corporate America Family Credit Union has an office in Mount Carmel. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Mount Carmel in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Mount Carmel?
Nearby cities with more banks include Bridgeport, Lawrenceville, Olney. Bridgeport is 21 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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