US Bank Directory
Banks in Flora, IL
4 FDIC-insured banks operate 6 offices in Flora, Illinois.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Flora
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 6 locations in Flora, according to the FDIC. 6 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Flora
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Flora Bank & Trust has the most locations in Flora, with 3. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Flora Bank & Trust Bank · 3
Flora Bank & Trust has 3 branches in Flora, 4 across Illinois and 4 nationwide. FDIC records list its main office in Flora, IL and show it operating since 1978. With $126.0 million in total assets on June 30, 2026, it ranks No. 3,501 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Flora location is its main office at 1478 N Worthey St, dating to 1978; the newest, at 131 W North Ave, to 2000. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1478 N Worthey St, 62839
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West North Avenue Branch131 W North Ave, 62839
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Stacy Burk Branch911 Stacey Burk Dr, 62839
Community Partners Savings Bank Bank · 1
Community Partners Savings Bank has 1 branch in Flora, 6 across Illinois and 6 nationwide. FDIC records list its main office in Salem, IL and show it operating since 1910. With $288.4 million in total assets on June 30, 2026, it ranks No. 2,543 of 4,232 U.S. banks by total assets. The Flora Branch at 128 W 2nd St dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Flora Branch128 W 2nd St, 62839
First Community Bank, Xenia-Flora Bank · 1
First Community Bank, Xenia-Flora has 1 branch in Flora, 2 across Illinois and 2 nationwide. FDIC records list its main office in Xenia, IL and show it operating since 1922. With $55.5 million in total assets on June 30, 2026, it ranks No. 4,024 of 4,232 U.S. banks by total assets. The Flora Branch at 1400 N State Rd dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Flora Branch1400 N State Rd, 62839
The Clay City Banking Co. Bank · 1
The Clay City Banking Co. has 1 branch in Flora, 4 across Illinois and 4 nationwide. FDIC records list its main office in Clay City, IL and show it operating since 1892. With $253.3 million in total assets on June 30, 2026, it ranks No. 2,710 of 4,232 U.S. banks by total assets. The Flora Branch at 207 Gary Hagen Drive dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Flora Branch207 Gary Hagen Drive, 62839
Banking in Flora: the local picture
Short answer: 4 banks run 6 branches in Flora according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Flora, 3 elsewhere in Illinois, according to the FDIC.
The bank with the longest record here is The Clay City Banking Co., operating since 1892 according to the FDIC. In FDIC branch records, the longest-running branch is Community Partners Savings Bank's office at 128 W 2nd St, dating to 1904; the newest is The Clay City Banking Co.'s at 207 Gary Hagen Drive, from 2001.
None of the 6 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Flora, and where the nearest one is if they do not.
Short answer: No branches in Flora: Chase (nearest in Belleville, 78 mi), Wells Fargo (nearest in Canton, 154 mi), Bank of America (nearest in O Fallon, 78 mi), PNC Bank (nearest in Edwardsville, 79 mi), U.S. Bank (nearest in Mount Vernon, 35 mi), Truist, Fifth Third Bank (nearest in Effingham, 31 mi), Huntington (nearest in New Lenox, 198 mi), Regions Bank (nearest in Centralia, 37 mi), TD Bank, BMO (nearest in Belleville, 80 mi).
| Bank | In Flora | Nearest branch if none here |
|---|---|---|
| Chase | None | Belleville, 78 miles away |
| Wells Fargo | None | Canton, 154 miles away |
| Bank of America | None | O Fallon, 78 miles away |
| PNC Bank | None | Edwardsville, 79 miles away |
| U.S. Bank | None | Mount Vernon, 35 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Effingham, 31 miles away |
| Huntington | None | New Lenox, 198 miles away |
| Regions Bank | None | Centralia, 37 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Belleville, 80 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Flora to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Flora residents like anyone else.
Banks near Flora
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Louisville (8 miles) and Farina (19 miles). Salem, 25 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Louisville, IL | 8 mi | 3 | 3 |
| Banks in Farina, IL | 19 mi | 2 | 2 |
| Banks in Fairfield, IL | 21 mi | 3 | 3 |
| Banks in Olney, IL | 22 mi | 4 | 6 |
| Banks in Salem, IL | 25 mi | 5 | 8 |
| Banks in Newton, IL | 28 mi | 3 | 4 |
| Banks in Altamont, IL | 30 mi | 2 | 2 |
| Banks in Saint Elmo, IL | 31 mi | 2 | 2 |
Bank branch openings and closings in Flora
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Flora between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Flora
Short answer: 1 institution has its main office in Flora: Flora Bank & Trust.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Flora Bank & Trust | Bank | $126.0 million | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Flora by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Flora offices.
Short answer: Community Partners Savings Bank is the largest bank with offices in Flora, with $288.4 million in total assets on June 30, 2026, No. 2,543 among U.S. banks by total assets. The Clay City Banking Co. is second with $253.3 million. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Community Partners Savings Bank | $288.4 million | No. 2,543 | 1 | Salem, IL |
| The Clay City Banking Co. | $253.3 million | No. 2,710 | 1 | Clay City, IL |
| Flora Bank & Trust | $126.0 million | No. 3,501 | 3 | Flora, IL |
| First Community Bank, Xenia-Flora | $55.5 million | No. 4,024 | 1 | Xenia, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Flora: FAQ
How many banks are in Flora, IL?
Flora has 4 banks with 6 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Flora?
Flora Bank & Trust, with 3. Community Partners Savings Bank has 1 and The Clay City Banking Co. has 1.
Is there a Community Partners Savings Bank in Flora, IL?
Yes. FDIC data lists 1 Community Partners Savings Bank branch in Flora as of September 5, 2026. The address and directions are under Community Partners Savings Bank above.
Is there a The Clay City Banking Co. in Flora, IL?
Yes. FDIC data lists 1 The Clay City Banking Co. branch in Flora as of September 5, 2026. The address and directions are under The Clay City Banking Co. above.
Is there a Chase in Flora, IL?
No. FDIC data lists no Chase branch in Flora as of September 5, 2026. The nearest is in Belleville, about 78 miles away in a straight line.
Which banks are headquartered in Flora?
Flora Bank & Trust has its main office in Flora, according to the FDIC.
What is the oldest bank in Flora?
The Clay City Banking Co. has the longest record among banks with a branch here: the FDIC shows it operating since 1892.
Did any bank branches open or close in Flora in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Flora?
Nearby cities with more banks include Louisville, Farina, Fairfield. Louisville is 8 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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