Banks in Louisville, IL

Bank branch map: Louisville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Louisville, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Louisville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Clay City Banking Co., Flora Bank & Trust and Clay County State Bank have the most locations in Louisville, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Clay County State Bank 1 branch · main office Louisville, IL Bank · 1

Clay County State Bank has 1 branch in Louisville, 1 across Illinois and 1 nationwide. FDIC records list its main office in Louisville, IL and show it operating since 1905. With $104.3 million in total assets on June 30, 2026, it ranks No. 3,667 of 4,232 U.S. banks by total assets. Its main office at 111 N Church St dates to 1905 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  111 N Church St, 62858

  Hours: see the bank's site
  DirectionsWebsite

Clay County State Bank: profile, branches and contacts

Flora Bank & Trust 1 branch · main office Flora, IL Bank · 1

Flora Bank & Trust has 1 branch in Louisville, 4 across Illinois and 4 nationwide. FDIC records list its main office in Flora, IL and show it operating since 1978. With $126.0 million in total assets on June 30, 2026, it ranks No. 3,501 of 4,232 U.S. banks by total assets. The North Clay Banking Center at 330 Route 45 N dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• North Clay Banking Center

  330 Route 45 N, 62858

  Hours: see the bank's site
  DirectionsWebsite

Flora Bank & Trust: profile, branches and contacts

The Clay City Banking Co. 1 branch · main office Clay City, IL Bank · 1

The Clay City Banking Co. has 1 branch in Louisville, 4 across Illinois and 4 nationwide. FDIC records list its main office in Clay City, IL and show it operating since 1892. With $253.3 million in total assets on June 30, 2026, it ranks No. 2,710 of 4,232 U.S. banks by total assets. The Louisville Branch at 225 Route 45 North dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Louisville Branch

  225 Route 45 North, 62858

  Hours: see the bank's site
  DirectionsWebsite

The Clay City Banking Co.: profile, branches and contacts

Banking in Louisville: the local picture

Short answer: 3 banks run 3 branches in Louisville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Louisville, 2 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is The Clay City Banking Co., operating since 1892 according to the FDIC. In FDIC branch records, the longest-running branch is Clay County State Bank's office at 111 N Church St, dating to 1905; the newest is The Clay City Banking Co.'s at 225 Route 45 North, from 2010.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Louisville, and where the nearest one is if they do not.

Short answer: No branches in Louisville: Chase (nearest in Edwardsville, 78 mi), Wells Fargo (nearest in Canton, 147 mi), Bank of America (nearest in O Fallon, 78 mi), PNC Bank (nearest in Edwardsville, 78 mi), U.S. Bank (nearest in Centralia, 38 mi), Truist, Fifth Third Bank (nearest in Effingham, 23 mi), Huntington (nearest in New Lenox, 190 mi), Regions Bank (nearest in Centralia, 40 mi), TD Bank, BMO (nearest in Belleville, 80 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Louisville to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Louisville residents like anyone else.

Banks near Louisville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Flora (8 miles) and Farina (15 miles). Effingham, 23 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Louisville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Louisville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Louisville

Short answer: 1 institution has its main office in Louisville: Clay County State Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Louisville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Louisville offices.

Short answer: The Clay City Banking Co. is the largest bank with offices in Louisville, with $253.3 million in total assets on June 30, 2026, No. 2,710 among U.S. banks by total assets. Flora Bank & Trust is second with $126.0 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Louisville: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.