US Bank Directory

Banks in Olney, IL

4 FDIC-insured banks operate 6 offices in Olney, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Olney

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 6 locations in Olney, according to the FDIC. 6 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Olney

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: TrustBank and First National Bank in Olney have the most locations in Olney, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First National Bank in Olney 2 branches · main office Olney, IL Bank · 2

First National Bank in Olney has 2 branches in Olney, 6 across Illinois and 6 nationwide. FDIC records list its main office in Olney, IL and show it operating since 1934. With $469.3 million in total assets on June 30, 2026, it ranks No. 1,871 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Olney location is its main office at 101 E Main St, dating to 1934; the newest, at 400 S Whittle Ave, to 1976. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    101 E Main St, 62450
    Hours: see the bank's site
  • Olney Drive-In Facility
    400 S Whittle Ave, 62450
    Hours: see the bank's site
First National Bank in Olney: profile, branches and contacts
TrustBank 2 branches · main office Olney, IL Bank · 2

TrustBank has 2 branches in Olney, 5 across Illinois and 8 nationwide. FDIC records list its main office in Olney, IL and show it operating since 1912. With $640.2 million in total assets on June 30, 2026, it ranks No. 1,487 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Olney location is its main office at 600 E Main St, dating to 1912; the newest, at 371 N West St, to 1981. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    600 E Main St, 62450
    Hours: see the bank's site
  • Olney Branch
    371 N West St, 62450
    Hours: see the bank's site
TrustBank: profile, branches and contacts
Citizens National Bank of Albion 1 branch · main office Albion, IL Bank · 1

Citizens National Bank of Albion has 1 branch in Olney, 5 across Illinois and 5 nationwide. FDIC records list its main office in Albion, IL and show it operating since 1940. With $348.5 million in total assets on June 30, 2026, it ranks No. 2,272 of 4,232 U.S. banks by total assets. The Olney Branch at 1110 S West St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Citizens National Bank of Albion: profile, branches and contacts
First Financial Bank 1 branch · main office Terre Haute, IN Bank · 1

First Financial Bank has 1 branch in Olney, 24 across Illinois and 83 nationwide. FDIC records list its main office in Terre Haute, IN and show it operating since 1863. With $6.17 billion in total assets on June 30, 2026, it ranks No. 245 of 4,232 U.S. banks by total assets. The Olney Main Branch at 240 E Chestnut St dates to 1883 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Olney Main Branch
    240 E Chestnut St, 62450
    Hours: see the bank's site
First Financial Bank: profile, branches and contacts

Banking in Olney: the local picture

Short answer: 4 banks run 6 branches in Olney according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 2 have their main office in Olney, 1 elsewhere in Illinois and 1 out of state, according to the FDIC.

The bank with the longest record here is First Financial Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is First Financial Bank's office at 240 E Chestnut St, dating to 1883; the newest is Citizens National Bank of Albion's at 1110 S West St, from 2002.

None of the 6 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Olney, and where the nearest one is if they do not.

Short answer: No branches in Olney: Chase (nearest in Urbana, 96 mi), Wells Fargo (nearest in Canton, 163 mi), Bank of America (nearest in O Fallon, 100 mi), PNC Bank (nearest in Decatur, 92 mi), U.S. Bank (nearest in Charleston, 52 mi), Truist, Fifth Third Bank (nearest in Effingham, 36 mi), Huntington (nearest in Frankfort, 192 mi), Regions Bank (nearest in Robinson, 27 mi), TD Bank, BMO (nearest in Belleville, 102 mi).

BankIn OlneyNearest branch if none here
ChaseNoneUrbana, 96 miles away
Wells FargoNoneCanton, 163 miles away
Bank of AmericaNoneO Fallon, 100 miles away
PNC BankNoneDecatur, 92 miles away
U.S. BankNoneCharleston, 52 miles away
TruistNonenone in Illinois
Fifth Third BankNoneEffingham, 36 miles away
HuntingtonNoneFrankfort, 192 miles away
Regions BankNoneRobinson, 27 miles away
TD BankNonenone in Illinois
BMONoneBelleville, 102 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Olney to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Olney residents like anyone else.

Banks near Olney

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bridgeport (18 miles) and Newton (18 miles). Lawrenceville, 21 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Olney

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Olney between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Olney

Short answer: 2 institutions have their main office in Olney: TrustBank and First National Bank in Olney.

InstitutionTypeTotal assets, June 30, 2026Offices here
TrustBankBank$640.2 million2
First National Bank in OlneyBank$469.3 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Olney by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Olney offices.

Short answer: First Financial Bank is the largest bank with offices in Olney, with $6.17 billion in total assets on June 30, 2026, No. 245 among U.S. banks by total assets. TrustBank is second with $640.2 million. 2 of the 4 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Financial Bank$6.17 billionNo. 2451Terre Haute, IN
TrustBank$640.2 millionNo. 1,4872Olney, IL
First National Bank in Olney$469.3 millionNo. 1,8712Olney, IL
Citizens National Bank of Albion$348.5 millionNo. 2,2721Albion, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Olney: FAQ

How many banks are in Olney, IL?

Olney has 4 banks with 6 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Olney?

TrustBank, with 2. First National Bank in Olney has 2 and First Financial Bank has 1.

Is there a TrustBank in Olney, IL?

Yes. FDIC data lists 2 TrustBank branches in Olney as of September 5, 2026, the main office at 600 E Main St. Its branches are listed under TrustBank above, with the address and directions for each.

Is there a First Financial Bank in Olney, IL?

Yes. FDIC data lists 1 First Financial Bank branch in Olney as of September 5, 2026. The address and directions are under First Financial Bank above.

Is there a Chase in Olney, IL?

No. FDIC data lists no Chase branch in Olney as of September 5, 2026. The nearest is in Urbana, about 96 miles away in a straight line.

Which banks are headquartered in Olney?

TrustBank and First National Bank in Olney have their main office in Olney, according to the FDIC.

What is the oldest bank in Olney?

First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Did any bank branches open or close in Olney in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Olney?

Nearby cities with more banks include Bridgeport, Newton, Oblong. Bridgeport is 18 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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