US Bank Directory
Banks in Mount Vernon, IL
9 FDIC-insured banks operate 13 offices in Mount Vernon, Illinois, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Mount Vernon
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 15 locations in Mount Vernon, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
15 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Mount Vernon
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Peoples National Bank has the most locations in Mount Vernon, with 3. It is followed by First Financial Bank (2), Community First Bank of the Heartland (2). 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Peoples National Bank Bank · 3
Peoples National Bank has 3 branches in Mount Vernon, 21 across Illinois and 25 nationwide. FDIC records list its main office in Mount Vernon, IL and show it operating since 1909. With $2.08 billion in total assets on June 30, 2026, it ranks No. 588 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mount Vernon location is its main office at 520 S 42nd St, dating to 1909; the newest, at 522 Main St, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office520 S 42nd St, 62864
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Mount Vernon Branch413 S 34th St, 62864
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Mt Vernon East Branch522 Main St, 62864
Community First Bank of the Heartland Bank · 2
Community First Bank of the Heartland has 2 branches in Mount Vernon, 4 across Illinois and 4 nationwide. FDIC records list its main office in Mount Vernon, IL and show it operating since 1906. With $266.8 million in total assets on June 30, 2026, it ranks No. 2,643 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mount Vernon location is its main office at 117 N 10th St, dating to 1906; the newest, at 900 S 42nd St, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office117 N 10th St, 62864
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Mount Vernon West Branch900 S 42nd St, 62864
First Financial Bank Bank · 2
First Financial Bank has 2 branches in Mount Vernon, 24 across Illinois and 83 nationwide. FDIC records list its main office in Terre Haute, IN and show it operating since 1863. With $6.17 billion in total assets on June 30, 2026, it ranks No. 245 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mount Vernon location is the Mount Vernon Main Branch at 900 Main St, dating to 1910; the newest, at 3303 Broadway St, to 1978. It does not publish hours in the sources this page uses; check its site before you go.
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Mount Vernon Broadway Drive Up Branch3303 Broadway St, 62864
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Mount Vernon Main Branch900 Main St, 62864
Banterra Bank Bank · 1
Banterra Bank has 1 branch in Mount Vernon, 28 across Illinois and 43 nationwide. FDIC records list its main office in Marion, IL and show it operating since 1955. With $3.36 billion in total assets on June 30, 2026, it ranks No. 383 of 4,232 U.S. banks by total assets. The Mt. Vernon - 1900 at 3520 Broadway St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mt. Vernon - 19003520 Broadway St, 62864
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Mount Vernon, 161 across Illinois and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Mount Vernon Il Downtown Branch at 2711 Broadway St dates to 1959 in FDIC branch records. It opens on Saturday.
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Mount Vernon Il Downtown Branch2711 Broadway St, 62864
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Mid Bank & Trust Bank · 1
First Mid Bank & Trust has 1 branch in Mount Vernon, 52 across Illinois and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. The Mount Vernon Branch at 400 S 34th St dates to 1883 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mount Vernon Branch400 S 34th St, 62864
Genfed Financial Credit Union Credit union · 1
Genfed Financial Credit Union has 1 office in Mount Vernon, 2 across Illinois. It is based in Akron, OH and $332.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Mt Vernon Office800 S 42Nd St, 62864
All hours
Mon 8:30 am to 4:30 pm; Tue 7:30 am to 4:30 pm; Wed to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 5 pm; Sat 9:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Kaskaskia Valley Credit Union Credit union · 1
Kaskaskia Valley Credit Union has 1 office in Mount Vernon, 3 across Illinois. It is based in Centralia, IL and $29.0 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Disaster Recovery Loc3100 Broadway St, 62864
Legence Bank Bank · 1
Legence Bank has 1 branch in Mount Vernon, 10 across Illinois and 11 nationwide. FDIC records list its main office in Eldorado, IL and show it operating since 1906. With $642.9 million in total assets on June 30, 2026, it ranks No. 1,481 of 4,232 U.S. banks by total assets. The Mount Vernon Branch at 2929 Broadway St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mount Vernon Branch2929 Broadway St, 62864
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Mount Vernon, 153 across Illinois and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Mt. Vernon Branch at 4100 Broadway St dates to 1985 in FDIC branch records. It opens on Saturday.
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Mt. Vernon Branch4100 Broadway St, 62864
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Mount Vernon, 38 across Illinois and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Mount Vernon Walmart Branch at 110 Davidson Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mount Vernon Walmart Branch110 Davidson Rd, 62864
Join a credit union in Mount Vernon
2 credit unions have 2 offices here: Genfed Financial Credit Union and Kaskaskia Valley Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Mount Vernon page has every office in the state's directory.
Banking in Mount Vernon: the local picture
Short answer: 9 banks run 13 branches in Mount Vernon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 2 have their main office in Mount Vernon, 3 elsewhere in Illinois and 4 out of state, according to the FDIC.
The bank with the longest record here is First Financial Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is First Mid Bank & Trust's office at 400 S 34th St, dating to 1883; the newest is Peoples National Bank's at 522 Main St, from 2008.
2 credit unions have 2 offices in Mount Vernon, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 3 open on Saturday. 12 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Mount Vernon
Short answer: 3 of the 3 Mount Vernon locations with published hours open on Saturday, run by 3 institutions.
- U.S. Bank: 1 of 1 branch (4100 Broadway St: Saturday 9 am to 12 pm)
- Fifth Third Bank: 1 of 1 branch (2711 Broadway St: Saturday 9 am to 12 pm)
- Genfed Financial Credit Union: 1 of 1 office (800 S 42Nd St: Saturday 9:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 12 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Mount Vernon, and where the nearest one is if they do not.
Short answer: In Mount Vernon: U.S. Bank (1), Fifth Third Bank (1). No branches in Mount Vernon: Chase (nearest in Belleville, 56 mi), Wells Fargo (nearest in Canton, 166 mi), Bank of America (nearest in Belleville, 56 mi), PNC Bank (nearest in Fairview Heights, 60 mi), Truist, Huntington (nearest in Shorewood, 226 mi), Regions Bank (nearest in Centralia, 20 mi), TD Bank, BMO (nearest in Belleville, 57 mi).
| Bank | In Mount Vernon | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Chase | None | Belleville, 56 miles away |
| Wells Fargo | None | Canton, 166 miles away |
| Bank of America | None | Belleville, 56 miles away |
| PNC Bank | None | Fairview Heights, 60 miles away |
| Truist | None | none in Illinois |
| Huntington | None | Shorewood, 226 miles away |
| Regions Bank | None | Centralia, 20 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Belleville, 57 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mount Vernon to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mount Vernon residents like anyone else.
Banks near Mount Vernon
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Sesser (17 miles) and Centralia (19 miles). Centralia, 19 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Sesser, IL | 17 mi | 2 | 2 |
| Banks in Centralia, IL | 19 mi | 6 | 7 |
| Banks in Hoyleton, IL | 21 mi | 2 | 2 |
| Banks in Salem, IL | 22 mi | 5 | 8 |
| Banks in Benton, IL | 22 mi | 5 | 6 |
| Banks in Christopher, IL | 24 mi | 2 | 2 |
| Banks in Nashville, IL | 25 mi | 4 | 5 |
| Banks in Mcleansboro, IL | 26 mi | 2 | 3 |
Bank branch openings and closings in Mount Vernon
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Mount Vernon between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Mount Vernon
Short answer: 2 institutions have their main office in Mount Vernon: Peoples National Bank and Community First Bank of the Heartland.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Peoples National Bank | Bank | $2.08 billion | 3 |
| Community First Bank of the Heartland | Bank | $266.8 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Mount Vernon by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mount Vernon offices.
Short answer: U.S. Bank is the largest bank with offices in Mount Vernon, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. 2 of the 9 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| First Mid Bank & Trust | $9.14 billion | No. 178 | 1 | Mattoon, IL |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| First Financial Bank | $6.17 billion | No. 245 | 2 | Terre Haute, IN |
| Banterra Bank | $3.36 billion | No. 383 | 1 | Marion, IL |
| Peoples National Bank | $2.08 billion | No. 588 | 3 | Mount Vernon, IL |
| Legence Bank | $642.9 million | No. 1,481 | 1 | Eldorado, IL |
| Community First Bank of the Heartland | $266.8 million | No. 2,643 | 2 | Mount Vernon, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Mount Vernon: FAQ
How many banks are in Mount Vernon, IL?
Mount Vernon has 9 banks with 13 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Mount Vernon?
Peoples National Bank, with 3. First Financial Bank has 2 and Community First Bank of the Heartland has 2.
Is there a Peoples National Bank in Mount Vernon, IL?
Yes. FDIC data lists 3 Peoples National Bank branches in Mount Vernon as of September 5, 2026, the main office at 520 S 42nd St. Its branches are listed under Peoples National Bank above, with the address and directions for each.
Is there a First Financial Bank in Mount Vernon, IL?
Yes. FDIC data lists 2 First Financial Bank branches in Mount Vernon as of September 5, 2026. Its branches are listed under First Financial Bank above, with the address and directions for each.
Is there a Community First Bank of the Heartland in Mount Vernon, IL?
Yes. FDIC data lists 2 Community First Bank of the Heartland branches in Mount Vernon as of September 5, 2026, the main office at 117 N 10th St. Its branches are listed under Community First Bank of the Heartland above, with the address and directions for each.
Is there a Chase in Mount Vernon, IL?
No. FDIC data lists no Chase branch in Mount Vernon as of September 5, 2026. The nearest is in Belleville, about 56 miles away in a straight line.
Which banks in Mount Vernon are open on Saturday?
U.S. Bank, Fifth Third Bank and Genfed Financial Credit Union publish Saturday hours for one or more Mount Vernon locations. The Saturday section above lists each one with its hours. 12 of the 15 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Mount Vernon?
Peoples National Bank and Community First Bank of the Heartland have their main office in Mount Vernon, according to the FDIC.
What is the oldest bank in Mount Vernon?
First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Mount Vernon?
Genfed Financial Credit Union and Kaskaskia Valley Credit Union have offices in Mount Vernon. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Mount Vernon in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Mount Vernon?
Nearby cities with more banks include Sesser, Centralia, Hoyleton. Sesser is 17 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 13 branches: Fifth Third Bank, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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