US Bank Directory

Banks in Ashville, AL

2 FDIC-insured banks operate 2 offices in Ashville, Alabama.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Ashville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Ashville, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Ashville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Metro Bank and Union State Bank have the most locations in Ashville, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Metro Bank 1 branch · main office Pell City, AL Bank · 1

Metro Bank has 1 branch in Ashville, 9 across Alabama and 9 nationwide. FDIC records list its main office in Pell City, AL and show it operating since 1989. With $1.18 billion in total assets on June 30, 2026, it ranks No. 909 of 4,232 U.S. banks by total assets. The Ashville Branch at 35489 Ushwy 231 dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ashville Branch
    35489 Ushwy 231, 35953
    Hours: see the bank's site
Metro Bank: profile, branches and contacts
Union State Bank 1 branch · main office Pell City, AL Bank · 1

Union State Bank has 1 branch in Ashville, 8 across Alabama and 8 nationwide. FDIC records list its main office in Pell City, AL and show it operating since 1903. With $212.5 million in total assets on June 30, 2026, it ranks No. 2,916 of 4,232 U.S. banks by total assets. The Ashville Branch at 32 Court St E dates to 1920 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Union State Bank: profile, branches and contacts

Banking in Ashville: the local picture

Short answer: 2 banks run 2 branches in Ashville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Ashville, 2 elsewhere in Alabama, according to the FDIC.

The bank with the longest record here is Union State Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Union State Bank's office at 32 Court St E, dating to 1920; the newest is Metro Bank's at 35489 Ushwy 231, from 2003.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Ashville, and where the nearest one is if they do not.

Short answer: No branches in Ashville: Chase (nearest in Birmingham, 26 mi), Wells Fargo (nearest in Gadsden, 19 mi), Bank of America, PNC Bank (nearest in Springville, 13 mi), U.S. Bank, Truist (nearest in Springville, 13 mi), Fifth Third Bank (nearest in Birmingham, 37 mi), Huntington (nearest in Oneonta, 14 mi), Regions Bank (nearest in Oneonta, 14 mi), TD Bank, BMO.

BankIn AshvilleNearest branch if none here
ChaseNoneBirmingham, 26 miles away
Wells FargoNoneGadsden, 19 miles away
Bank of AmericaNonenone in Alabama
PNC BankNoneSpringville, 13 miles away
U.S. BankNonenone in Alabama
TruistNoneSpringville, 13 miles away
Fifth Third BankNoneBirmingham, 37 miles away
HuntingtonNoneOneonta, 14 miles away
Regions BankNoneOneonta, 14 miles away
TD BankNonenone in Alabama
BMONonenone in Alabama

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ashville to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ashville residents like anyone else.

Banks near Ashville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Springville (13 miles) and Oneonta (14 miles). Gadsden, 19 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Ashville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ashville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Ashville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ashville offices.

Short answer: Metro Bank is the largest bank with offices in Ashville, with $1.18 billion in total assets on June 30, 2026, No. 909 among U.S. banks by total assets. Union State Bank is second with $212.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Metro Bank$1.18 billionNo. 9091Pell City, AL
Union State Bank$212.5 millionNo. 2,9161Pell City, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ashville: FAQ

How many banks are in Ashville, AL?

Ashville has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Ashville?

Metro Bank, with 1. Union State Bank has 1.

Is there a Metro Bank in Ashville, AL?

Yes. FDIC data lists 1 Metro Bank branch in Ashville as of September 5, 2026. The address and directions are under Metro Bank above.

Is there a Union State Bank in Ashville, AL?

Yes. FDIC data lists 1 Union State Bank branch in Ashville as of September 5, 2026. The address and directions are under Union State Bank above.

Is there a Chase in Ashville, AL?

No. FDIC data lists no Chase branch in Ashville as of September 5, 2026. The nearest is in Birmingham, about 26 miles away in a straight line.

What is the oldest bank in Ashville?

Union State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.

Did any bank branches open or close in Ashville in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Ashville?

Nearby cities with more banks include Springville, Oneonta, Rainbow City. Springville is 13 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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