US Bank Directory

Banks in Altoona, AL

2 FDIC-insured banks operate 2 offices in Altoona, Alabama.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Altoona

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Altoona, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Altoona

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Exchange Bank of Alabama and Liberty Bank have the most locations in Altoona, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Liberty Bank 1 branch · main office Geraldine, AL Bank · 1

Liberty Bank has 1 branch in Altoona, 7 across Alabama and 7 nationwide. FDIC records list its main office in Geraldine, AL and show it operating since 1971. With $258.6 million in total assets on June 30, 2026, it ranks No. 2,682 of 4,232 U.S. banks by total assets. The Snead Branch at 87615 Us Highway 278 dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Snead Branch
    87615 Us Highway 278, 35952
    Hours: see the bank's site
Liberty Bank: profile, branches and contacts
The Exchange Bank of Alabama 1 branch · main office Altoona, AL Bank · 1

The Exchange Bank of Alabama has 1 branch in Altoona, 5 across Alabama and 5 nationwide. FDIC records list its main office in Altoona, AL and show it operating since 1909. With $392.5 million in total assets on June 30, 2026, it ranks No. 2,102 of 4,232 U.S. banks by total assets. Its main office at 7170 6th Ave dates to 1909 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    7170 6th Ave, 35952
    Hours: see the bank's site
The Exchange Bank of Alabama: profile, branches and contacts

Banking in Altoona: the local picture

Short answer: 2 banks run 2 branches in Altoona according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Altoona, 1 elsewhere in Alabama, according to the FDIC.

The bank with the longest record here is The Exchange Bank of Alabama, operating since 1909 according to the FDIC. In FDIC branch records, the longest-running branch is The Exchange Bank of Alabama's office at 7170 6th Ave, dating to 1909; the newest is Liberty Bank's at 87615 Us Highway 278, from 2015.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Altoona, and where the nearest one is if they do not.

Short answer: No branches in Altoona: Chase (nearest in Birmingham, 35 mi), Wells Fargo (nearest in Boaz, 14 mi), Bank of America, PNC Bank (nearest in Oneonta, 11 mi), U.S. Bank, Truist (nearest in Oneonta, 11 mi), Fifth Third Bank (nearest in Owens Cross Roads, 40 mi), Huntington (nearest in Oneonta, 11 mi), Regions Bank (nearest in Oneonta, 11 mi), TD Bank, BMO.

BankIn AltoonaNearest branch if none here
ChaseNoneBirmingham, 35 miles away
Wells FargoNoneBoaz, 14 miles away
Bank of AmericaNonenone in Alabama
PNC BankNoneOneonta, 11 miles away
U.S. BankNonenone in Alabama
TruistNoneOneonta, 11 miles away
Fifth Third BankNoneOwens Cross Roads, 40 miles away
HuntingtonNoneOneonta, 11 miles away
Regions BankNoneOneonta, 11 miles away
TD BankNonenone in Alabama
BMONonenone in Alabama

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Altoona to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Altoona residents like anyone else.

Banks near Altoona

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Oneonta (10 miles) and Blountsville (13 miles). Albertville, 16 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Altoona

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Altoona between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Altoona

Short answer: 1 institution has its main office in Altoona: The Exchange Bank of Alabama.

InstitutionTypeTotal assets, June 30, 2026Offices here
The Exchange Bank of AlabamaBank$392.5 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Altoona by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Altoona offices.

Short answer: The Exchange Bank of Alabama is the largest bank with offices in Altoona, with $392.5 million in total assets on June 30, 2026, No. 2,102 among U.S. banks by total assets. Liberty Bank is second with $258.6 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The Exchange Bank of Alabama$392.5 millionNo. 2,1021Altoona, AL
Liberty Bank$258.6 millionNo. 2,6821Geraldine, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Altoona: FAQ

How many banks are in Altoona, AL?

Altoona has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Altoona?

The Exchange Bank of Alabama, with 1. Liberty Bank has 1.

Is there a The Exchange Bank of Alabama in Altoona, AL?

Yes. FDIC data lists 1 The Exchange Bank of Alabama branch in Altoona as of September 5, 2026, the main office at 7170 6th Ave. The address and directions are under The Exchange Bank of Alabama above.

Is there a Liberty Bank in Altoona, AL?

Yes. FDIC data lists 1 Liberty Bank branch in Altoona as of September 5, 2026. The address and directions are under Liberty Bank above.

Is there a Chase in Altoona, AL?

No. FDIC data lists no Chase branch in Altoona as of September 5, 2026. The nearest is in Birmingham, about 35 miles away in a straight line.

Which banks are headquartered in Altoona?

The Exchange Bank of Alabama has its main office in Altoona, according to the FDIC.

What is the oldest bank in Altoona?

The Exchange Bank of Alabama has the longest record among banks with a branch here: the FDIC shows it operating since 1909.

Did any bank branches open or close in Altoona in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Altoona?

Nearby cities with more banks include Oneonta, Blountsville, Boaz. Oneonta is 10 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds