US Bank Directory
Banks in Oneonta, AL
6 FDIC-insured banks operate 7 offices in Oneonta, Alabama, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Oneonta
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 8 locations in Oneonta, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Oneonta
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Hometown Bank of Alabama has the most locations in Oneonta, with 2. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Hometown Bank of Alabama Bank · 2
The Hometown Bank of Alabama has 2 branches in Oneonta, 5 across Alabama and 5 nationwide. FDIC records list its main office in Oneonta, AL and show it operating since 2003. With $660.7 million in total assets on June 30, 2026, it ranks No. 1,439 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oneonta location is its main office at 2002 2nd Ave E, dating to 2003; the newest, at 713 Fairgrounds Ave, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office2002 2nd Ave E, 35121
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Operations Center713 Fairgrounds Ave, 35121
Huntington Bank · 1
Huntington has 1 branch in Oneonta, 52 across Alabama and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Oneonta Branch at 608 2nd Ave E dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oneonta Branch608 2nd Ave E, 35121
Peoples Bank of Alabama Bank · 1
Peoples Bank of Alabama has 1 branch in Oneonta, 28 across Alabama and 28 nationwide. FDIC records list its main office in Cullman, AL and show it operating since 1977. With $1.42 billion in total assets on June 30, 2026, it ranks No. 777 of 4,232 U.S. banks by total assets. The Oneonta Branch at 918 2nd Ave E dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oneonta Branch918 2nd Ave E, 35121
PNC Bank Bank · 1
PNC Bank has 1 branch in Oneonta, 93 across Alabama and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Oneonta Branch at 300 2nd Ave E dates to 1940 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oneonta Branch300 2nd Ave E, 35121
Regions Bank Bank · 1
Regions Bank has 1 branch in Oneonta, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Oneonta Main Branch at 201 1st Ave E dates to 1931 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oneonta Main Branch201 1st Ave E, 35121
Truist Bank · 1
Truist has 1 branch in Oneonta, 49 across Alabama and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Oneonta Branch at 415 2nd Ave E dates to 1974 in FDIC branch records. Its published hours do not list Saturday.
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Oneonta Branch415 2nd Ave E, 35121
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Winsouth Credit Union Credit union · 1
Winsouth Credit Union has 1 office in Oneonta, 9 across Alabama. It is based in Gadsden, AL and $468.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Oneonta201 3Rd St S, 35121
All hours
Mon to Tue 8 am to 4:30 pm; Wed 8 am to 12 pm; Thu to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Oneonta
1 credit union has 1 office here: Winsouth Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oneonta page has every office in the state's directory.
Banking in Oneonta: the local picture
Short answer: 6 banks run 7 branches in Oneonta according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 1 has its main office in Oneonta, 2 elsewhere in Alabama and 3 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 201 1st Ave E, dating to 1931; the newest is The Hometown Bank of Alabama's at 713 Fairgrounds Ave, from 2018.
The only credit union with an office here is Winsouth Credit Union.
Of the 2 locations with published hours. None open on Saturday. 6 locations have no published hours in these sources.
Saturday hours in Oneonta
Short answer: None of the 2 Oneonta locations with published hours lists Saturday hours. 6 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Oneonta, and where the nearest one is if they do not.
Short answer: In Oneonta: PNC Bank (1), Truist (1), Huntington (1), Regions Bank (1). No branches in Oneonta: Chase (nearest in Birmingham, 25 mi), Wells Fargo (nearest in Birmingham, 23 mi), Bank of America, U.S. Bank, Fifth Third Bank (nearest in Birmingham, 38 mi), TD Bank, BMO.
| Bank | In Oneonta | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| Huntington | 1 branch | here |
| Regions Bank | 1 branch | here |
| Chase | None | Birmingham, 25 miles away |
| Wells Fargo | None | Birmingham, 23 miles away |
| Bank of America | None | none in Alabama |
| U.S. Bank | None | none in Alabama |
| Fifth Third Bank | None | Birmingham, 38 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oneonta to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oneonta residents like anyone else.
Banks near Oneonta
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Altoona (10 miles) and Blountsville (11 miles). Hanceville, 20 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Altoona, AL | 10 mi | 2 | 2 |
| Banks in Blountsville, AL | 11 mi | 2 | 2 |
| Banks in Springville, AL | 12 mi | 2 | 2 |
| Banks in Ashville, AL | 14 mi | 2 | 2 |
| Banks in Holly Pond, AL | 18 mi | 2 | 2 |
| Banks in Hanceville, AL | 20 mi | 4 | 4 |
| Banks in Pinson, AL | 21 mi | 2 | 3 |
| Banks in Warrior, AL | 22 mi | 4 | 4 |
Bank branch openings and closings in Oneonta
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oneonta between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Oneonta
Short answer: 1 institution has its main office in Oneonta: The Hometown Bank of Alabama.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The Hometown Bank of Alabama | Bank | $660.7 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Oneonta by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oneonta offices.
Short answer: PNC Bank is the largest bank with offices in Oneonta, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Truist is second with $548.35 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Peoples Bank of Alabama | $1.42 billion | No. 777 | 1 | Cullman, AL |
| The Hometown Bank of Alabama | $660.7 million | No. 1,439 | 2 | Oneonta, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oneonta: FAQ
How many banks are in Oneonta, AL?
Oneonta has 6 banks with 7 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Oneonta?
The Hometown Bank of Alabama, with 2. PNC Bank has 1 and Truist has 1.
Is there a The Hometown Bank of Alabama in Oneonta, AL?
Yes. FDIC data lists 2 The Hometown Bank of Alabama branches in Oneonta as of September 5, 2026, the main office at 2002 2nd Ave E. Its branches are listed under The Hometown Bank of Alabama above, with the address and directions for each.
Is there a PNC Bank in Oneonta, AL?
Yes. FDIC data lists 1 PNC Bank branch in Oneonta as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Truist in Oneonta, AL?
Yes. FDIC data lists 1 Truist branch in Oneonta as of September 5, 2026. The address and directions are under Truist above.
Is there a Chase in Oneonta, AL?
No. FDIC data lists no Chase branch in Oneonta as of September 5, 2026. The nearest is in Birmingham, about 25 miles away in a straight line.
Which banks in Oneonta are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 6 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Oneonta?
The Hometown Bank of Alabama has its main office in Oneonta, according to the FDIC.
What is the oldest bank in Oneonta?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Oneonta?
Winsouth Credit Union has an office in Oneonta. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Oneonta in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oneonta?
Nearby cities with more banks include Altoona, Blountsville, Springville. Altoona is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 7 branches: Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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