Banks in Boaz, AL

Bank branch map: Boaz

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 7 locations in Boaz, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Boaz

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 6 banks share the most locations in Boaz, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Family Security Credit Union 1 office · main office Decatur, AL Credit union · 1

Family Security Credit Union has 1 office in Boaz, 25 across Alabama. It is based in Decatur, AL and $1.08 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Boaz

  310 Us Highway 431, 35957

  (256) 340-2000Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Family Security Credit Union: profile, branches and contacts

First Bank of Boaz 1 branch · main office Boaz, AL Bank · 1

First Bank of Boaz has 1 branch in Boaz, 1 across Alabama and 1 nationwide. FDIC records list its main office in Boaz, AL and show it operating since 1906. With $239.8 million in total assets on June 30, 2026, it ranks No. 2,787 of 4,232 U.S. banks by total assets. Its main office at 124 S Main St dates to 1906 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  124 S Main St, 35957

  Hours: see the bank's site
  DirectionsWebsite

First Bank of Boaz: profile, branches and contacts

First Southern Bank 1 branch · main office Florence, AL Bank · 1

First Southern Bank has 1 branch in Boaz, 6 across Alabama and 10 nationwide. FDIC records list its main office in Florence, AL and show it operating since 1934. With $679.2 million in total assets on June 30, 2026, it ranks No. 1,408 of 4,232 U.S. banks by total assets. The Boaz Branch at 1720 Us Highway 431 dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Boaz Branch

  1720 Us Highway 431, 35957

  Hours: see the bank's site
  DirectionsWebsite

First Southern Bank: profile, branches and contacts

Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Boaz, 52 across Alabama and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Boaz Branch at 2333 Us Highway 431 dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Boaz Branch

  2333 Us Highway 431, 35957

  Hours: see the bank's site
  DirectionsWebsite

Huntington: profile, branches and contacts

Peoples Bank of Alabama 1 branch · main office Cullman, AL Bank · 1

Peoples Bank of Alabama has 1 branch in Boaz, 28 across Alabama and 28 nationwide. FDIC records list its main office in Cullman, AL and show it operating since 1977. With $1.42 billion in total assets on June 30, 2026, it ranks No. 777 of 4,232 U.S. banks by total assets. The Boaz Branch at 200 Billy Dyar Blvd dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Boaz Branch

  200 Billy Dyar Blvd, 35957

  Hours: see the bank's site
  DirectionsWebsite

Peoples Bank of Alabama: profile, branches and contacts

Peoples Independent Bank 1 branch · main office Boaz, AL Bank · 1

Peoples Independent Bank has 1 branch in Boaz, 9 across Alabama and 9 nationwide. FDIC records list its main office in Boaz, AL and show it operating since 1988. With $485.7 million in total assets on June 30, 2026, it ranks No. 1,835 of 4,232 U.S. banks by total assets. Its main office at 121 Billy B. Dyar Boulevard dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  121 Billy B. Dyar Boulevard, 35957

  Hours: see the bank's site
  DirectionsWebsite

Peoples Independent Bank: profile, branches and contacts

Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Boaz, 71 across Alabama and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Boaz Branch at 201 Billy Dyar Blvd dates to 1934 in FDIC branch records. Its published hours do not list Saturday.

• Boaz Branch

  201 Billy Dyar Blvd, 35957

  (256) 840-0200Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Wells Fargo: profile, branches and contacts

Join a credit union in Boaz

1 credit union has 1 office here: Family Security Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Boaz page has every office in the state's directory.

Banking in Boaz: the local picture

Short answer: 6 banks run 6 branches in Boaz according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 2 have their main office in Boaz, 2 elsewhere in Alabama and 2 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank of Boaz's office at 124 S Main St, dating to 1906; the newest is First Southern Bank's at 1720 Us Highway 431, from 2023.

The only credit union with an office here is Family Security Credit Union.

Of the 2 locations with published hours. None open on Saturday. 5 locations have no published hours in these sources.

Saturday hours in Boaz

Short answer: None of the 2 Boaz locations with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Boaz, and where the nearest one is if they do not.

Short answer: In Boaz: Wells Fargo (1), Huntington (1). No branches in Boaz: Chase (nearest in Huntsville, 47 mi), Bank of America, PNC Bank (nearest in Albertville, 6 mi), U.S. Bank, Truist (nearest in Albertville, 5 mi), Fifth Third Bank (nearest in Owens Cross Roads, 36 mi), Regions Bank (nearest in Albertville, 6 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Boaz to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Boaz residents like anyone else.

Banks near Boaz

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Albertville (6 miles) and Crossville (11 miles). Albertville, 6 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Boaz

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Boaz between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Boaz

Short answer: 2 institutions have their main office in Boaz: Peoples Independent Bank and First Bank of Boaz.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Boaz by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Boaz offices.

Short answer: Wells Fargo is the largest bank with offices in Boaz, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Huntington is second with $283.07 billion. 2 of the 6 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Boaz: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.