US Bank Directory

Banks in Guntersville, AL

8 FDIC-insured banks operate 8 offices in Guntersville, Alabama, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Guntersville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 10 banks and credit unions operate 10 locations in Guntersville, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

10 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Guntersville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 8 banks share the most locations in Guntersville, with 1 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Bank & Trust 1 branch · main office Guntersville, AL Bank · 1

Citizens Bank & Trust has 1 branch in Guntersville, 10 across Alabama and 10 nationwide. FDIC records list its main office in Guntersville, AL and show it operating since 2003. With $1.20 billion in total assets on June 30, 2026, it ranks No. 896 of 4,232 U.S. banks by total assets. Its main office at 711 Gunter Ave dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    711 Gunter Ave, 35976
    Hours: see the bank's site
Citizens Bank & Trust: profile, branches and contacts
Family Security Credit Union 1 office · main office Decatur, AL Credit union · 1

Family Security Credit Union has 1 office in Guntersville, 25 across Alabama. It is based in Decatur, AL and $1.08 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Guntersville
    2002 Gunter Ave, 35976
    (256) 571-0402Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Family Security Credit Union: profile, branches and contacts
FirstBank 1 branch · main office Nashville, TN Bank · 1

FirstBank has 1 branch in Guntersville, 27 across Alabama and 132 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 1906. With $16.76 billion in total assets on June 30, 2026, it ranks No. 118 of 4,232 U.S. banks by total assets. The Guntersville Lpo at 12844 Us Highway 431 dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Guntersville Lpo
    12844 Us Highway 431, 35976
    Hours: see the bank's site
FirstBank: profile, branches and contacts
Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Guntersville, 52 across Alabama and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Guntersville Branch at 1301 Gunter Ave dates to 1977 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Guntersville Branch
    1301 Gunter Ave, 35976
    Hours: see the bank's site
Huntington: profile, branches and contacts
Liberty Bank 1 branch · main office Geraldine, AL Bank · 1

Liberty Bank has 1 branch in Guntersville, 7 across Alabama and 7 nationwide. FDIC records list its main office in Geraldine, AL and show it operating since 1971. With $258.6 million in total assets on June 30, 2026, it ranks No. 2,682 of 4,232 U.S. banks by total assets. The Guntersville Branch at 1302 Gunter Ave dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Guntersville Branch
    1302 Gunter Ave, 35976
    Hours: see the bank's site
Liberty Bank: profile, branches and contacts
Peoples Bank of Alabama 1 branch · main office Cullman, AL Bank · 1

Peoples Bank of Alabama has 1 branch in Guntersville, 28 across Alabama and 28 nationwide. FDIC records list its main office in Cullman, AL and show it operating since 1977. With $1.42 billion in total assets on June 30, 2026, it ranks No. 777 of 4,232 U.S. banks by total assets. The Guntersville 2 Branch at 2125 Henry Street dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Guntersville 2 Branch
    2125 Henry Street, 35976
    Hours: see the bank's site
Peoples Bank of Alabama: profile, branches and contacts
Redstone Credit Union 1 office · main office Huntsville, AL Credit union · 1

Redstone Credit Union has 1 office in Guntersville, 36 across Alabama. It is based in Huntsville, AL and $8.57 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Guntersville Branch
    600 Gunter Ave Southgate Plaza Unit A, 35976
    (256) 837-6110Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Redstone Credit Union: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Guntersville, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Guntersville 2025 Gunter Ave Main Branch at 2025 Gunter Ave dates to 1917 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Guntersville 2025 Gunter Ave Main Branch
    2025 Gunter Ave, 35976
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Solutions Plus Bank 1 branch · main office Albertville, AL Bank · 1

Solutions Plus Bank has 1 branch in Guntersville, 2 across Alabama and 2 nationwide. FDIC records list its main office in Albertville, AL and show it operating since 2025. With $43.9 million in total assets on June 30, 2026, it ranks No. 4,099 of 4,232 U.S. banks by total assets. The Guntersville Branch at 312 Gunter Ave dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Guntersville Branch
    312 Gunter Ave, 35976
    Hours: see the bank's site
Solutions Plus Bank: profile, branches and contacts
The Southern Bank 1 branch · main office Gadsden, AL Bank · 1

The Southern Bank has 1 branch in Guntersville, 4 across Alabama and 4 nationwide. FDIC records list its main office in Gadsden, AL and show it operating since 1936. With $133.1 million in total assets on June 30, 2026, it ranks No. 3,462 of 4,232 U.S. banks by total assets. The 2204 Henry Street Branch at 2204 Henry St dates to 1936 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 2204 Henry Street Branch
    2204 Henry St, 35976
    Hours: see the bank's site
The Southern Bank: profile, branches and contacts

Join a credit union in Guntersville

2 credit unions have 2 offices here: Redstone Credit Union and Family Security Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Guntersville page has every office in the state's directory.

Banking in Guntersville: the local picture

Short answer: 8 banks run 8 branches in Guntersville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 1 has its main office in Guntersville, 5 elsewhere in Alabama and 2 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 2025 Gunter Ave, dating to 1917; the newest is Solutions Plus Bank's at 312 Gunter Ave, from 2026.

2 credit unions have 2 offices in Guntersville, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. 1 opens on Saturday. 8 locations have no published hours in these sources.

Credit unions open on Saturday in Guntersville

Short answer: 1 of the 2 Guntersville locations with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Guntersville, and where the nearest one is if they do not.

Short answer: In Guntersville: Huntington (1), Regions Bank (1). No branches in Guntersville: Chase (nearest in Madison, 34 mi), Wells Fargo (nearest in Albertville, 7 mi), Bank of America, PNC Bank (nearest in Albertville, 7 mi), U.S. Bank, Truist (nearest in Albertville, 8 mi), Fifth Third Bank (nearest in Owens Cross Roads, 23 mi), TD Bank, BMO.

BankIn GuntersvilleNearest branch if none here
Huntington1 branchhere
Regions Bank1 branchhere
ChaseNoneMadison, 34 miles away
Wells FargoNoneAlbertville, 7 miles away
Bank of AmericaNonenone in Alabama
PNC BankNoneAlbertville, 7 miles away
U.S. BankNonenone in Alabama
TruistNoneAlbertville, 8 miles away
Fifth Third BankNoneOwens Cross Roads, 23 miles away
TD BankNonenone in Alabama
BMONonenone in Alabama

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Guntersville to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Guntersville residents like anyone else.

Banks near Guntersville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Albertville (7 miles) and Arab (12 miles). Albertville, 7 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Guntersville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Guntersville between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Jan 5, 2026OpenedSolutions Plus Bank312 Gunter Ave, 35976

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Guntersville

Short answer: 1 institution has its main office in Guntersville: Citizens Bank & Trust.

InstitutionTypeTotal assets, June 30, 2026Offices here
Citizens Bank & TrustBank$1.20 billion1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Guntersville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Guntersville offices.

Short answer: Huntington is the largest bank with offices in Guntersville, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. 1 of the 8 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Huntington$283.07 billionNo. 151Columbus, OH
Regions Bank$159.79 billionNo. 271Birmingham, AL
FirstBank$16.76 billionNo. 1181Nashville, TN
Peoples Bank of Alabama$1.42 billionNo. 7771Cullman, AL
Citizens Bank & Trust$1.20 billionNo. 8961Guntersville, AL
Liberty Bank$258.6 millionNo. 2,6821Geraldine, AL
The Southern Bank$133.1 millionNo. 3,4621Gadsden, AL
Solutions Plus Bank$43.9 millionNo. 4,0991Albertville, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Guntersville: FAQ

How many banks are in Guntersville, AL?

Guntersville has 8 banks with 8 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Guntersville?

Huntington, with 1. Regions Bank has 1 and FirstBank has 1.

Is there a Huntington in Guntersville, AL?

Yes. FDIC data lists 1 Huntington branch in Guntersville as of September 5, 2026. The address and directions are under Huntington above.

Is there a Regions Bank in Guntersville, AL?

Yes. FDIC data lists 1 Regions Bank branch in Guntersville as of September 5, 2026. The address and directions are under Regions Bank above.

Is there a FirstBank in Guntersville, AL?

Yes. FDIC data lists 1 FirstBank branch in Guntersville as of September 5, 2026. The address and directions are under FirstBank above.

Is there a Chase in Guntersville, AL?

No. FDIC data lists no Chase branch in Guntersville as of September 5, 2026. The nearest is in Madison, about 34 miles away in a straight line.

Which banks in Guntersville are open on Saturday?

Redstone Credit Union publishes Saturday hours for one or more Guntersville locations. The Saturday section above lists each one with its hours. 8 of the 10 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Guntersville?

Citizens Bank & Trust has its main office in Guntersville, according to the FDIC.

What is the oldest bank in Guntersville?

Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Which credit unions can I join in Guntersville?

Redstone Credit Union and Family Security Credit Union have offices in Guntersville. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Guntersville in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Guntersville?

Nearby cities with more banks include Albertville, Arab, Grant. Albertville is 7 miles away with 11 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds