FDIC-insured bank

Citizens Bank & Trust

Bank headquartered in Guntersville, Alabama, part of CITIZENS B&T HOLDINGS INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$1.20 billion
Total deposits
$1.10 billion
Branches
10
FDIC-insured since
2003
Established
2003

Headquarters and contact

Address711 Gunter Ave
Guntersville, AL 35976
CountyMarshall
Metro areaAlbertville, AL
Websitewww.citizensbanktrust.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate57483
Federal Reserve RSSD ID3174920
StatusActive
Charter classNM (STATE)
Holding companyCITIZENS B&T HOLDINGS INC
Domestic offices10
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.citizensbanktrust.com.
See how your odds compare before you apply at Citizens Bank & Trust.

Offices nearest to headquarters

Citizens Bank & Trust main office
Guntersville, AL
711 Gunter Ave, 35976
Albertville Branch
Albertville, AL
324 N Broad St, 35950
Arab Branch
Arab, AL
1205 N Brindlee Mountain Pkwy, 35016
New Hope Branch Hwy 431 South
New Hope, AL
4615 Main Dr, 35760
Scottsboro Branch Hwy 72
Scottsboro, AL
23817 John T Reid Pkwy, 35768
Cullman Branch
Cullman, AL
223 2nd Ave Se, 35055
Cullman #2 - Hwy 157 Branch
Cullman, AL
1800 Park Ave, 35055
Hazel Green Branch
Hazel Green, AL
13870 Highway 231 431 N, 35750
Elkmont Branch
Elkmont, AL
25530 Alabama Highway 127, 35620
Rogersville Branch
Rogersville, AL
1565 Lee St, 35652

Where Citizens Bank & Trust has offices