US Bank Directory

Banks in Elkmont, AL

1 FDIC-insured bank operates 1 office in Elkmont, Alabama.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Elkmont

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Elkmont, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Elkmont

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citizens Bank & Trust is the only bank with an office in Elkmont. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Bank & Trust 1 branch · main office Guntersville, AL Bank · 1

Citizens Bank & Trust has 1 branch in Elkmont, 10 across Alabama and 10 nationwide. FDIC records list its main office in Guntersville, AL and show it operating since 2003. With $1.20 billion in total assets on June 30, 2026, it ranks No. 896 of 4,232 U.S. banks by total assets. The Elkmont Branch at 25530 Alabama Highway 127 dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Elkmont Branch
    25530 Alabama Highway 127, 35620
    Hours: see the bank's site
Citizens Bank & Trust: profile, branches and contacts

Banking in Elkmont: the local picture

Short answer: 1 bank runs 1 branch in Elkmont according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Citizens Bank & Trust has its main office in Guntersville, AL, according to the FDIC.

The bank with the longest record here is Citizens Bank & Trust, operating since 2003 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Elkmont, and where the nearest one is if they do not.

Short answer: No branches in Elkmont: Chase (nearest in Madison, 18 mi), Wells Fargo (nearest in Madison, 18 mi), Bank of America, PNC Bank (nearest in Athens, 10 mi), U.S. Bank, Truist (nearest in Madison, 18 mi), Fifth Third Bank (nearest in Madison, 16 mi), Huntington (nearest in Madison, 19 mi), Regions Bank (nearest in Athens, 9 mi), TD Bank, BMO.

BankIn ElkmontNearest branch if none here
ChaseNoneMadison, 18 miles away
Wells FargoNoneMadison, 18 miles away
Bank of AmericaNonenone in Alabama
PNC BankNoneAthens, 10 miles away
U.S. BankNonenone in Alabama
TruistNoneMadison, 18 miles away
Fifth Third BankNoneMadison, 16 miles away
HuntingtonNoneMadison, 19 miles away
Regions BankNoneAthens, 9 miles away
TD BankNonenone in Alabama
BMONonenone in Alabama

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elkmont to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elkmont residents like anyone else.

Banks near Elkmont

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Athens (10 miles) and Rogersville (19 miles). Huntsville, 26 miles away, has the most banks nearby: 32.

Bank branch openings and closings in Elkmont

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Elkmont between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Elkmont by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elkmont offices.

Short answer: Citizens Bank & Trust is the largest bank with offices in Elkmont, with $1.20 billion in total assets on June 30, 2026, No. 896 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Citizens Bank & Trust$1.20 billionNo. 8961Guntersville, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Elkmont: FAQ

How many banks are in Elkmont, AL?

Elkmont has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Citizens Bank & Trust in Elkmont, AL?

Yes. FDIC data lists 1 Citizens Bank & Trust branch in Elkmont as of September 5, 2026. The address and directions are under Citizens Bank & Trust above.

Is there a Chase in Elkmont, AL?

No. FDIC data lists no Chase branch in Elkmont as of September 5, 2026. The nearest is in Madison, about 18 miles away in a straight line.

What is the oldest bank in Elkmont?

Citizens Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 2003.

Did any bank branches open or close in Elkmont in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Elkmont?

Nearby cities with more banks include Athens, Rogersville, Madison. Athens is 10 miles away with 10 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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