US Bank Directory
Banks in Athens, AL
10 FDIC-insured banks operate 15 offices in Athens, Alabama, and 5 credit unions have 7 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Athens
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 15 banks and credit unions operate 22 locations in Athens, according to the FDIC and the NCUA. 21 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
21 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Athens
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Athens, with 2 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank Independent Bank · 2
Bank Independent has 2 branches in Athens, 34 across Alabama and 34 nationwide. FDIC records list its main office in Sheffield, AL and show it operating since 1947. With $2.86 billion in total assets on June 30, 2026, it ranks No. 449 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Athens location is the Athens Branch at 101 S Clinton St, dating to 1983; the newest, at 22015 Us Highway 72, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
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Athens Branch101 S Clinton St, 35611
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Athens East Branch22015 Us Highway 72, 35613
First Metro Bank Bank · 2
First Metro Bank has 2 branches in Athens, 11 across Alabama and 11 nationwide. FDIC records list its main office in Muscle Shoals, AL and show it operating since 1988. With $1.01 billion in total assets on June 30, 2026, it ranks No. 1,036 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Athens location is the Athens Branch at 309 W Washington St, dating to 2017; the newest, at 22026 Gateway Boulevard, to 2023. It does not publish hours in the sources this page uses; check its site before you go.
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Gateway Boulevard Branch22026 Gateway Boulevard, 35613
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Athens Branch309 W Washington St, 35611
First National Bank of Pulaski Bank · 2
First National Bank of Pulaski has 2 branches in Athens, 5 across Alabama and 14 nationwide. FDIC records list its main office in Pulaski, TN and show it operating since 1938. With $1.50 billion in total assets on June 30, 2026, it ranks No. 742 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Athens location is the Athens Branch at 1880 Us Highway 72 E, dating to 2008; the newest, at 321 S Jefferson St, to 2013. It does not publish hours in the sources this page uses; check its site before you go.
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Athens Branch1880 Us Highway 72 E, 35611
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Athens Downtown Branch321 S Jefferson St, 35611
Redstone Credit Union Credit union · 2
Redstone Credit Union has 2 officees in Athens, 36 across Alabama. It is based in Huntsville, AL and $8.57 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Athens locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Athens Branch1703 Jefferson St Se, 35611
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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East Athens Branch22485 Us Highway 72, 35613
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Regions Bank Bank · 2
Regions Bank has 2 branches in Athens, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Athens location is the Athens W Green St Main Branch at 201 W Green St, dating to 1927; the newest, at 1101 Us Highway 72 E, to 1994. It does not publish hours in the sources this page uses; check its site before you go.
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East Athens Branch1101 Us Highway 72 E, 35611
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Athens W Green St Main Branch201 W Green St, 35611
Trustmark Bank · 2
Trustmark has 2 branches in Athens, 41 across Alabama and 181 nationwide. FDIC records list its main office in Jackson, MS and show it operating since 1889. With $19.19 billion in total assets on June 30, 2026, it ranks No. 109 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Athens location is the Drive-Up Branch at 111 E Market St, dating to 1998; the newest, at 22236 Us Highway 72, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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Drive-Up Branch111 E Market St, 35611
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Hwy 72 E Branch22236 Us Highway 72, 35613
Tva Community Credit Union Credit union · 2
Tva Community Credit Union has 2 officees in Athens, 10 across Alabama. It is based in Muscle Shoals, AL and $424.4 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Athens locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Brown'S Ferry Branch10835 Shaw Rd # Bft-2C, 35611
All hours
Mon to Fri 7:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Athens Branch616 E Hobbs St, 35611
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bryant Bank Bank · 1
Bryant Bank has 1 branch in Athens, 19 across Alabama and 18 nationwide. FDIC records list its main office in Tuscaloosa, AL and show it operating since 2005. With $2.94 billion in total assets on June 30, 2026, it ranks No. 438 of 4,232 U.S. banks by total assets. The Athens Branch at 286 Us Highway 31 S dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Athens Branch286 Us Highway 31 S, 35611
Family Security Credit Union Credit union · 1
Family Security Credit Union has 1 office in Athens, 25 across Alabama. It is based in Decatur, AL and $1.08 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Athens214 Us Highway 31 S, 35611
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
First State Bank of the South Bank · 1
First State Bank of the South has 1 branch in Athens, 5 across Alabama and 5 nationwide. FDIC records list its main office in Sulligent, AL and show it operating since 1973. With $130.7 million in total assets on June 30, 2026, it ranks No. 3,474 of 4,232 U.S. banks by total assets. The Athens Branch at 1319 Us Highway 72 E dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Athens Branch1319 Us Highway 72 E, 35611
Listerhill Credit Union Credit union · 1
Listerhill Credit Union has 1 office in Athens, 16 across Alabama. It is based in Sheffield, AL and $1.46 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Athens22223 Us-72, 35613
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
North Alabama Educators Credit Union Credit union · 1
North Alabama Educators Credit Union has 1 office in Athens, 6 across Alabama. It is based in Huntsville, AL and $142.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Athens Branch107 Us Highway 31 S, 35611
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Pinnacle Bank Bank · 1
Pinnacle Bank has 1 branch in Athens, 37 across Alabama and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Freeman Ave Branch at 1394 Freeman Ave dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Freeman Ave Branch1394 Freeman Ave, 35613
PNC Bank Bank · 1
PNC Bank has 1 branch in Athens, 93 across Alabama and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Athens Branch at 1044 Us Highway 72 E dates to 1990 in FDIC branch records. It opens on Saturday.
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Athens Branch1044 Us Highway 72 E, 35611
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Athens, 38 across Alabama and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Al Athens Branch at 1011 Us Highway 72 E dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Al Athens Branch1011 Us Highway 72 E, 35611
Join a credit union in Athens
5 credit unions have 7 offices here: Redstone Credit Union, Tva Community Credit Union, Listerhill Credit Union, Family Security Credit Union and North Alabama Educators Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Athens page has every office in the state's directory.
Banking in Athens: the local picture
Short answer: 10 banks run 15 branches in Athens according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 0 have their main office in Athens, 5 elsewhere in Alabama and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 201 W Green St, dating to 1927; the newest is Pinnacle Bank's at 1394 Freeman Ave, from 2026.
5 credit unions have 7 offices in Athens, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 3 open on Saturday. 14 locations have no published hours in these sources.
Banks by ZIP code in Athens
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 35611 has the most bank and credit union offices in Athens (16), followed by 35613 (6). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 35611 | 16 | 13 | First National Bank of Pulaski, Regions Bank, Tva Community Credit Union |
| 35613 | 6 | 6 | Bank Independent, First Metro Bank, Listerhill Credit Union |
Banks and credit unions open on Saturday in Athens
Short answer: 3 of the 8 Athens locations with published hours open on Saturday, run by 3 institutions.
- PNC Bank: 1 of 1 branch (1044 Us Highway 72 E: Saturday 9 am to 1 pm)
- Redstone Credit Union: 1 of 2 offices (22485 Us Highway 72: Saturday 9 am to 1 pm)
- Family Security Credit Union: 1 of 1 office (214 Us Highway 31 S: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 14 of the 22 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Athens, and where the nearest one is if they do not.
Short answer: In Athens: PNC Bank (1), Regions Bank (2). No branches in Athens: Chase (nearest in Madison, 11 mi), Wells Fargo (nearest in Madison, 12 mi), Bank of America, U.S. Bank, Truist (nearest in Madison, 11 mi), Fifth Third Bank (nearest in Madison, 12 mi), Huntington (nearest in Madison, 13 mi), TD Bank, BMO.
| Bank | In Athens | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Regions Bank | 2 branches | here |
| Chase | None | Madison, 11 miles away |
| Wells Fargo | None | Madison, 12 miles away |
| Bank of America | None | none in Alabama |
| U.S. Bank | None | none in Alabama |
| Truist | None | Madison, 11 miles away |
| Fifth Third Bank | None | Madison, 12 miles away |
| Huntington | None | Madison, 13 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Athens to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Athens residents like anyone else.
Banks near Athens
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Madison (13 miles) and Decatur (15 miles). Huntsville, 21 miles away, has the most banks nearby: 32.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Madison, AL | 13 mi | 19 | 27 |
| Banks in Decatur, AL | 15 mi | 13 | 21 |
| Banks in Rogersville, AL | 19 mi | 3 | 3 |
| Banks in Huntsville, AL | 21 mi | 32 | 67 |
| Banks in Hazel Green, AL | 24 mi | 3 | 3 |
| Banks in Hartselle, AL | 24 mi | 5 | 5 |
| Banks in Lexington, AL | 27 mi | 2 | 2 |
| Banks in Moulton, AL | 27 mi | 4 | 5 |
Bank branch openings and closings in Athens
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Athens between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Feb 2, 2026 | Opened | Pinnacle Bank | 1394 Freeman Ave, 35613 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Athens by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Athens offices.
Short answer: PNC Bank is the largest bank with offices in Athens, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Regions Bank | $159.79 billion | No. 27 | 2 | Birmingham, AL |
| Pinnacle Bank | $128.79 billion | No. 28 | 1 | Nashville, TN |
| Trustmark | $19.19 billion | No. 109 | 2 | Jackson, MS |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Bryant Bank | $2.94 billion | No. 438 | 1 | Tuscaloosa, AL |
| Bank Independent | $2.86 billion | No. 449 | 2 | Sheffield, AL |
| First National Bank of Pulaski | $1.50 billion | No. 742 | 2 | Pulaski, TN |
| First Metro Bank | $1.01 billion | No. 1,036 | 2 | Muscle Shoals, AL |
| First State Bank of the South | $130.7 million | No. 3,474 | 1 | Sulligent, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Athens: FAQ
How many banks are in Athens, AL?
Athens has 10 banks with 15 branches and 5 credit unions with 7 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Athens?
Regions Bank, with 2. Trustmark has 2 and Bank Independent has 2.
Is there a Regions Bank in Athens, AL?
Yes. FDIC data lists 2 Regions Bank branches in Athens as of September 5, 2026. Its branches are listed under Regions Bank above, with the address and directions for each.
Is there a Trustmark in Athens, AL?
Yes. FDIC data lists 2 Trustmark branches in Athens as of September 5, 2026. Its branches are listed under Trustmark above, with the address and directions for each.
Is there a Bank Independent in Athens, AL?
Yes. FDIC data lists 2 Bank Independent branches in Athens as of September 5, 2026. Its branches are listed under Bank Independent above, with the address and directions for each.
Is there a Chase in Athens, AL?
No. FDIC data lists no Chase branch in Athens as of September 5, 2026. The nearest is in Madison, about 11 miles away in a straight line.
Which banks in Athens are open on Saturday?
PNC Bank, Redstone Credit Union and Family Security Credit Union publish Saturday hours for one or more Athens locations. The Saturday section above lists each one with its hours. 14 of the 22 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Athens?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Athens?
Redstone Credit Union, Tva Community Credit Union, Listerhill Credit Union and Family Security Credit Union and 1 more have offices in Athens. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Athens in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Athens?
Nearby cities with more banks include Madison, Decatur, Rogersville. Madison is 13 miles away with 19 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 15 branches: PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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