US Bank Directory
Banks in Moulton, AL
4 FDIC-insured banks operate 5 offices in Moulton, Alabama, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Moulton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 8 locations in Moulton, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Moulton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank Independent has the most locations in Moulton, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank Independent Bank · 2
Bank Independent has 2 branches in Moulton, 34 across Alabama and 34 nationwide. FDIC records list its main office in Sheffield, AL and show it operating since 1947. With $2.86 billion in total assets on June 30, 2026, it ranks No. 449 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Moulton location is the Moulton Branch at 15259 Court St, dating to 1905; the newest, at 22899 Al Highway 24, to 1978. It does not publish hours in the sources this page uses; check its site before you go.
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Moulton Branch15259 Court St, 35650
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East Lawrence Branch22899 Al Highway 24, 35650
CB&S Bank Bank · 1
CB&S Bank has 1 branch in Moulton, 28 across Alabama and 58 nationwide. FDIC records list its main office in Russellville, AL and show it operating since 1906. With $3.07 billion in total assets on June 30, 2026, it ranks No. 417 of 4,232 U.S. banks by total assets. The Moulton Branch at 11963 Alabama Highway 157 dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Moulton Branch11963 Alabama Highway 157, 35650
Champion Community Credit Union Credit union · 1
Champion Community Credit Union has 1 office in Moulton, 5 across Alabama. It is based in Courtland, AL and $51.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Cccu-Moulton Branch11177 Al Highway 157, 35650
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Family Security Credit Union Credit union · 1
Family Security Credit Union has 1 office in Moulton, 25 across Alabama. It is based in Decatur, AL and $1.08 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Moulton11400 Al Highway 157, 35650
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
First Southern Bank Bank · 1
First Southern Bank has 1 branch in Moulton, 6 across Alabama and 10 nationwide. FDIC records list its main office in Florence, AL and show it operating since 1934. With $679.2 million in total assets on June 30, 2026, it ranks No. 1,408 of 4,232 U.S. banks by total assets. The Moulton Branch at 11809 Alabama Highway 157 dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Moulton Branch11809 Alabama Highway 157, 35650
Regions Bank Bank · 1
Regions Bank has 1 branch in Moulton, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Moulton Branch at 15262 Court St dates to 1912 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Moulton Branch15262 Court St, 35650
Wcu Credit Union Credit union · 1
Wcu Credit Union has 1 office in Moulton, 2 across Alabama. It is based in Decatur, AL and $35.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Wcu Credit Union26 Franklin Smith Rd, 35650
All hours
Mon to Fri 8:30 am to 5 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Moulton
3 credit unions have 3 offices here: Family Security Credit Union, Champion Community Credit Union and Wcu Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Moulton page has every office in the state's directory.
Banking in Moulton: the local picture
Short answer: 4 banks run 5 branches in Moulton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Moulton, 4 elsewhere in Alabama, according to the FDIC.
The bank with the longest record here is CB&S Bank, operating since 1906 according to the FDIC. In FDIC branch records, the longest-running branch is Bank Independent's office at 15259 Court St, dating to 1905; the newest is First Southern Bank's at 11809 Alabama Highway 157, from 2024.
3 credit unions have 3 offices in Moulton, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.
Credit unions open on Saturday in Moulton
Short answer: 2 of the 3 Moulton locations with published hours open on Saturday, run by 2 institutions.
- Family Security Credit Union: 1 of 1 office (11400 Al Highway 157: Saturday 9 am to 1 pm)
- Wcu Credit Union: 1 of 1 office (26 Franklin Smith Rd: Saturday 8 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Moulton, and where the nearest one is if they do not.
Short answer: In Moulton: Regions Bank (1). No branches in Moulton: Chase (nearest in Madison, 32 mi), Wells Fargo (nearest in Decatur, 15 mi), Bank of America, PNC Bank (nearest in Decatur, 14 mi), U.S. Bank, Truist (nearest in Madison, 31 mi), Fifth Third Bank (nearest in Madison, 35 mi), Huntington (nearest in Hartselle, 18 mi), TD Bank, BMO.
| Bank | In Moulton | Nearest branch if none here |
|---|---|---|
| Regions Bank | 1 branch | here |
| Chase | None | Madison, 32 miles away |
| Wells Fargo | None | Decatur, 15 miles away |
| Bank of America | None | none in Alabama |
| PNC Bank | None | Decatur, 14 miles away |
| U.S. Bank | None | none in Alabama |
| Truist | None | Madison, 31 miles away |
| Fifth Third Bank | None | Madison, 35 miles away |
| Huntington | None | Hartselle, 18 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Moulton to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Moulton residents like anyone else.
Banks near Moulton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Decatur (16 miles) and Hartselle (18 miles). Decatur, 16 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Decatur, AL | 16 mi | 13 | 21 |
| Banks in Hartselle, AL | 18 mi | 5 | 5 |
| Banks in Addison, AL | 20 mi | 2 | 2 |
| Banks in Rogersville, AL | 23 mi | 3 | 3 |
| Banks in Double Springs, AL | 25 mi | 2 | 2 |
| Banks in Athens, AL | 27 mi | 10 | 15 |
| Banks in Russellville, AL | 28 mi | 5 | 10 |
| Banks in Haleyville, AL | 28 mi | 3 | 4 |
Bank branch openings and closings in Moulton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Moulton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Moulton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Moulton offices.
Short answer: Regions Bank is the largest bank with offices in Moulton, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. CB&S Bank is second with $3.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| CB&S Bank | $3.07 billion | No. 417 | 1 | Russellville, AL |
| Bank Independent | $2.86 billion | No. 449 | 2 | Sheffield, AL |
| First Southern Bank | $679.2 million | No. 1,408 | 1 | Florence, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Moulton: FAQ
How many banks are in Moulton, AL?
Moulton has 4 banks with 5 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Moulton?
Bank Independent, with 2. Regions Bank has 1 and CB&S Bank has 1.
Is there a Bank Independent in Moulton, AL?
Yes. FDIC data lists 2 Bank Independent branches in Moulton as of September 5, 2026. Its branches are listed under Bank Independent above, with the address and directions for each.
Is there a Regions Bank in Moulton, AL?
Yes. FDIC data lists 1 Regions Bank branch in Moulton as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a CB&S Bank in Moulton, AL?
Yes. FDIC data lists 1 CB&S Bank branch in Moulton as of September 5, 2026. The address and directions are under CB&S Bank above.
Is there a Chase in Moulton, AL?
No. FDIC data lists no Chase branch in Moulton as of September 5, 2026. The nearest is in Madison, about 32 miles away in a straight line.
Which banks in Moulton are open on Saturday?
Family Security Credit Union and Wcu Credit Union publish Saturday hours for one or more Moulton locations. The Saturday section above lists each one with its hours. 5 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Moulton?
CB&S Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1906.
Which credit unions can I join in Moulton?
Family Security Credit Union, Champion Community Credit Union and Wcu Credit Union have offices in Moulton. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Moulton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Moulton?
Nearby cities with more banks include Decatur, Hartselle, Addison. Decatur is 16 miles away with 13 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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