US Bank Directory
Banks in Cullman, AL
13 FDIC-insured banks operate 22 offices in Cullman, Alabama, and 5 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Cullman
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 18 banks and credit unions operate 28 locations in Cullman, according to the FDIC and the NCUA. 26 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
26 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cullman
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Cullman Savings Bank has the most locations in Cullman, with 4. It is followed by SouthPoint Bank (3), Peoples Bank of Alabama (2), Citizens Bank & Trust (2). 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Cullman Savings Bank Bank · 4
Cullman Savings Bank has 4 branches in Cullman, 5 across Alabama and 5 nationwide. FDIC records list its main office in Cullman, AL and show it operating since 1937. With $456.7 million in total assets on June 30, 2026, it ranks No. 1,899 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cullman location is its main office at 316 2nd Ave Sw, dating to 1937; the newest, at 515 4th Street Sw, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office316 2nd Ave Sw, 35055
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South Branch Office Branch1652 2nd Ave Sw, 35055
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3201 Alabama Hwy 157 Branch3201 Alabama Highway 157, 35058
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278 Branch515 4th Street Sw, 35055
SouthPoint Bank Bank · 3
SouthPoint Bank has 3 branches in Cullman, 11 across Alabama and 11 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 2005. With $1.36 billion in total assets on June 30, 2026, it ranks No. 813 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cullman location is the Highway 157 Branch at 4855 Al Highway 157, dating to 1987; the newest, at 900 2nd Ave Sw, to 2022. It does not publish hours in the sources this page uses; check its site before you go.
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Fairview Branch44 Butler St, 35058
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Highway 157 Branch4855 Al Highway 157, 35058
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Merchants Bank Al Mo Branch900 2nd Ave Sw, 35055
Alabama Credit Union Credit union · 2
Alabama Credit Union has 2 officees in Cullman, 38 across Alabama. It is based in Tuscaloosa, AL and $2.06 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Cullman locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Cullman Branch1901 Main Ave Sw, 35055
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Cullman North Branch3101 Hwy 157, 35058
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Citizens Bank & Trust Bank · 2
Citizens Bank & Trust has 2 branches in Cullman, 10 across Alabama and 10 nationwide. FDIC records list its main office in Guntersville, AL and show it operating since 2003. With $1.20 billion in total assets on June 30, 2026, it ranks No. 896 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cullman location is the Cullman Branch at 223 2nd Ave Se, dating to 2017; the newest, at 1800 Park Ave, to 2023. It does not publish hours in the sources this page uses; check its site before you go.
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Cullman #2 - Hwy 157 Branch1800 Park Ave, 35055
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Cullman Branch223 2nd Ave Se, 35055
EvaBank Bank · 2
EvaBank has 2 branches in Cullman, 7 across Alabama and 7 nationwide. FDIC records list its main office in Eva, AL and show it operating since 1986. With $490.6 million in total assets on June 30, 2026, it ranks No. 1,821 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cullman location is the Cullman Branch at 3210 Alabama Highway 157, dating to 1998; the newest, at 1710 Cherokee Ave Sw, to 2002. It does not publish hours in the sources this page uses; check its site before you go.
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Cherokee Office Branch1710 Cherokee Ave Sw, 35055
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Cullman Branch3210 Alabama Highway 157, 35058
Peoples Bank of Alabama Bank · 2
Peoples Bank of Alabama has 2 branches in Cullman, 28 across Alabama and 28 nationwide. FDIC records list its main office in Cullman, AL and show it operating since 1977. With $1.42 billion in total assets on June 30, 2026, it ranks No. 777 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cullman location is its main office at 1912 Cherokee Ave Sw, dating to 1977; the newest, at 5052 Alabama Highway 157 North, to 2002. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1912 Cherokee Ave Sw, 35055
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North Cullman Branch5052 Alabama Highway 157 North, 35055
Premier Bank of the South Bank · 2
Premier Bank of the South has 2 branches in Cullman, 9 across Alabama and 9 nationwide. FDIC records list its main office in Cullman, AL and show it operating since 1987. With $370.6 million in total assets on June 30, 2026, it ranks No. 2,184 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cullman location is its main office at 101 1st Ave Nw, dating to 1987; the newest, at 3323 Alabama Highway 157, to 2014. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office101 1st Ave Nw, 35055
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North Office3323 Alabama Highway 157, 35058
America's First Credit Union Credit union · 1
America's First Credit Union has 1 office in Cullman, 22 across Alabama. It is based in Birmingham, AL and $2.74 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Cullman Branch300 4Th Ave Sw, 35055
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Family Security Credit Union Credit union · 1
Family Security Credit Union has 1 office in Cullman, 25 across Alabama. It is based in Decatur, AL and $1.08 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Cullman811 2Nd Ave Nw, 35055
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
First National Bank of Pulaski Bank · 1
First National Bank of Pulaski has 1 branch in Cullman, 5 across Alabama and 14 nationwide. FDIC records list its main office in Pulaski, TN and show it operating since 1938. With $1.50 billion in total assets on June 30, 2026, it ranks No. 742 of 4,232 U.S. banks by total assets. The Cullman Branch at 1645 Derenda Avenue Sw, Suite E dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cullman Branch1645 Derenda Avenue Sw, Suite E, 35055
FirstBank Bank · 1
FirstBank has 1 branch in Cullman, 27 across Alabama and 132 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 1906. With $16.76 billion in total assets on June 30, 2026, it ranks No. 118 of 4,232 U.S. banks by total assets. The Firstbank Cullman Lpo Branch at 315 2nd Ave Se dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Firstbank Cullman Lpo Branch315 2nd Ave Se, 35055
Legacy Community Credit Union Credit union · 1
Legacy Community Credit Union has 1 office in Cullman, 12 across Alabama. It is based in Birmingham, AL and $736.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Cullman420 2Nd Ave Sw, 35055
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Listerhill Credit Union Credit union · 1
Listerhill Credit Union has 1 office in Cullman, 16 across Alabama. It is based in Sheffield, AL and $1.46 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Cullman1850C Cherokee Ave Sw Ste C, 35055
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Cullman, 93 across Alabama and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Cullman Main Branch at 1715 2nd Ave Sw dates to 1892 in FDIC branch records. It opens on Saturday.
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Cullman Main Branch1715 2nd Ave Sw, 35055
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in Cullman, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Cullman 711 2Nd Ave Main Branch at 711 2nd Ave Sw dates to 1884 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cullman 711 2Nd Ave Main Branch711 2nd Ave Sw, 35055
Traditions Bank Bank · 1
Traditions Bank has 1 branch in Cullman, 6 across Alabama and 6 nationwide. FDIC records list its main office in Cullman, AL and show it operating since 2003. With $890.9 million in total assets on June 30, 2026, it ranks No. 1,162 of 4,232 U.S. banks by total assets. Its main office at 109 2nd Ave Nw dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office109 2nd Ave Nw, 35055
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Cullman, 71 across Alabama and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The South Branch at 1606 Town Sq Sw dates to 1981 in FDIC branch records. It opens on Saturday.
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South Branch1606 Town Sq Sw, 35055
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Cullman, 38 across Alabama and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 8053 Cullman Alabama Walmart Branch at 626 Olive St Sw dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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8053 Cullman Alabama Walmart Branch626 Olive St Sw, 35055
Join a credit union in Cullman
5 credit unions have 6 offices here: Alabama Credit Union, America's First Credit Union, Listerhill Credit Union, Family Security Credit Union and Legacy Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cullman page has every office in the state's directory.
Banking in Cullman: the local picture
Short answer: 13 banks run 22 branches in Cullman according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 13 banks, 4 have their main office in Cullman, 4 elsewhere in Alabama and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 711 2nd Ave Sw, dating to 1884; the newest is Cullman Savings Bank's at 515 4th Street Sw, from 2024.
5 credit unions have 6 offices in Cullman, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 3 open on Saturday. 20 locations have no published hours in these sources.
Banks by ZIP code in Cullman
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 35055 has the most bank and credit union offices in Cullman (22), followed by 35058 (6). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 35055 | 22 | 18 | Cullman Savings Bank, Citizens Bank & Trust, Peoples Bank of Alabama |
| 35058 | 6 | 5 | SouthPoint Bank, Alabama Credit Union, Cullman Savings Bank |
Banks and credit unions open on Saturday in Cullman
Short answer: 3 of the 8 Cullman locations with published hours open on Saturday, run by 3 institutions.
- Wells Fargo: 1 of 1 branch (1606 Town Sq Sw: Saturday 9 am to 2 pm)
- PNC Bank: 1 of 1 branch (1715 2nd Ave Sw: Saturday 9 am to 1 pm)
- Family Security Credit Union: 1 of 1 office (811 2Nd Ave Nw: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 20 of the 28 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cullman, and where the nearest one is if they do not.
Short answer: In Cullman: Wells Fargo (1), PNC Bank (1), Regions Bank (1). No branches in Cullman: Chase (nearest in Madison, 35 mi), Bank of America, U.S. Bank, Truist (nearest in Oneonta, 26 mi), Fifth Third Bank (nearest in Huntsville, 36 mi), Huntington (nearest in Falkville, 14 mi), TD Bank, BMO.
| Bank | In Cullman | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| PNC Bank | 1 branch | here |
| Regions Bank | 1 branch | here |
| Chase | None | Madison, 35 miles away |
| Bank of America | None | none in Alabama |
| U.S. Bank | None | none in Alabama |
| Truist | None | Oneonta, 26 miles away |
| Fifth Third Bank | None | Huntsville, 36 miles away |
| Huntington | None | Falkville, 14 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cullman to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cullman residents like anyone else.
Banks near Cullman
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hanceville (9 miles) and Eva (11 miles). Arab, 22 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hanceville, AL | 9 mi | 4 | 4 |
| Banks in Eva, AL | 11 mi | 2 | 2 |
| Banks in Holly Pond, AL | 12 mi | 2 | 2 |
| Banks in Blountsville, AL | 16 mi | 2 | 2 |
| Banks in Hartselle, AL | 19 mi | 5 | 5 |
| Banks in Addison, AL | 20 mi | 2 | 2 |
| Banks in Arab, AL | 22 mi | 6 | 7 |
| Banks in Arley, AL | 23 mi | 2 | 2 |
Bank branch openings and closings in Cullman
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cullman between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Cullman
Short answer: 4 institutions have their main office in Cullman: Cullman Savings Bank, Peoples Bank of Alabama, Premier Bank of the South and Traditions Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Cullman Savings Bank | Bank | $456.7 million | 4 |
| Peoples Bank of Alabama | Bank | $1.42 billion | 2 |
| Premier Bank of the South | Bank | $370.6 million | 2 |
| Traditions Bank | Bank | $890.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Cullman by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cullman offices.
Short answer: Wells Fargo is the largest bank with offices in Cullman, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. 4 of the 13 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| FirstBank | $16.76 billion | No. 118 | 1 | Nashville, TN |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| First National Bank of Pulaski | $1.50 billion | No. 742 | 1 | Pulaski, TN |
| Peoples Bank of Alabama | $1.42 billion | No. 777 | 2 | Cullman, AL |
| SouthPoint Bank | $1.36 billion | No. 813 | 3 | Birmingham, AL |
| Citizens Bank & Trust | $1.20 billion | No. 896 | 2 | Guntersville, AL |
| Traditions Bank | $890.9 million | No. 1,162 | 1 | Cullman, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cullman: FAQ
How many banks are in Cullman, AL?
Cullman has 13 banks with 22 branches and 5 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Cullman?
Cullman Savings Bank, with 4. SouthPoint Bank has 3 and Peoples Bank of Alabama has 2.
Is there a SouthPoint Bank in Cullman, AL?
Yes. FDIC data lists 3 SouthPoint Bank branches in Cullman as of September 5, 2026. Its branches are listed under SouthPoint Bank above, with the address and directions for each.
Is there a Peoples Bank of Alabama in Cullman, AL?
Yes. FDIC data lists 2 Peoples Bank of Alabama branches in Cullman as of September 5, 2026, the main office at 1912 Cherokee Ave Sw. Its branches are listed under Peoples Bank of Alabama above, with the address and directions for each.
Is there a Chase in Cullman, AL?
No. FDIC data lists no Chase branch in Cullman as of September 5, 2026. The nearest is in Madison, about 35 miles away in a straight line.
Which banks in Cullman are open on Saturday?
Wells Fargo, PNC Bank and Family Security Credit Union publish Saturday hours for one or more Cullman locations. The Saturday section above lists each one with its hours. 20 of the 28 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Cullman?
Cullman Savings Bank, Peoples Bank of Alabama, Premier Bank of the South and Traditions Bank have their main office in Cullman, according to the FDIC.
What is the oldest bank in Cullman?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Cullman?
Alabama Credit Union, America's First Credit Union, Listerhill Credit Union and Family Security Credit Union and 1 more have offices in Cullman. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cullman in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cullman?
Nearby cities with more banks include Hanceville, Eva, Holly Pond. Hanceville is 9 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 22 branches: PNC Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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