US Bank Directory
Banks in Rainbow City, AL
4 FDIC-insured banks operate 4 offices in Rainbow City, Alabama, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Rainbow City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 8 locations in Rainbow City, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Rainbow City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Rainbow City, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Family Savings Credit Union Credit union · 2
Family Savings Credit Union has 2 officees in Rainbow City, 11 across Alabama. It is based in Rainbow City, AL and $1.17 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Rainbow City locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office205 Rescia Ave, 35906
All hours
Mon to Tue 7:30 am to 4 pm; Wed 7:30 am to 12 pm; Thu 7:30 am to 4 pm; Fri 7 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Rainbow City Branch3003 2Nd St, 35906
All hours
Mon to Fri 9 am to 7 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Emblem Credit Union Credit union · 1
Emblem Credit Union has 1 office in Rainbow City, 8 across Alabama. It is based in Gadsden, AL and $619.2 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Emblem Credit Union3400 Rainbow Dr, 35906
Huntington Bank · 1
Huntington has 1 branch in Rainbow City, 52 across Alabama and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Rainbow City Branch at 3201 Rainbow Dr dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rainbow City Branch3201 Rainbow Dr, 35906
Peoples Bank of Alabama Bank · 1
Peoples Bank of Alabama has 1 branch in Rainbow City, 28 across Alabama and 28 nationwide. FDIC records list its main office in Cullman, AL and show it operating since 1977. With $1.42 billion in total assets on June 30, 2026, it ranks No. 777 of 4,232 U.S. banks by total assets. The Rainbow City Branch at 3105 Rainbow Dr dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rainbow City Branch3105 Rainbow Dr, 35906
PNC Bank Bank · 1
PNC Bank has 1 branch in Rainbow City, 93 across Alabama and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Rainbow Plaza Branch at 3213 Rainbow Dr dates to 1979 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rainbow Plaza Branch3213 Rainbow Dr, 35906
The Exchange Bank of Alabama Bank · 1
The Exchange Bank of Alabama has 1 branch in Rainbow City, 5 across Alabama and 5 nationwide. FDIC records list its main office in Altoona, AL and show it operating since 1909. With $392.5 million in total assets on June 30, 2026, it ranks No. 2,102 of 4,232 U.S. banks by total assets. The Rainbow City Branch at 3003 Rainbow Dr dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rainbow City Branch3003 Rainbow Dr, 35906
Winsouth Credit Union Credit union · 1
Winsouth Credit Union has 1 office in Rainbow City, 9 across Alabama. It is based in Gadsden, AL and $468.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Rainbow City199 Independent Dr, 35906
All hours
Mon to Tue 9 am to 5:30 pm; Wed 8:30 am to 12:30 pm; Thu to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Rainbow City
3 credit unions have 4 offices here: Family Savings Credit Union, Emblem Credit Union and Winsouth Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rainbow City page has every office in the state's directory.
Banking in Rainbow City: the local picture
Short answer: 4 banks run 4 branches in Rainbow City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Rainbow City, 2 elsewhere in Alabama and 2 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 3213 Rainbow Dr, dating to 1979; the newest is Peoples Bank of Alabama's at 3105 Rainbow Dr, from 2017.
3 credit unions have 4 offices in Rainbow City, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. None open on Saturday. 5 locations have no published hours in these sources.
Saturday hours in Rainbow City
Short answer: None of the 3 Rainbow City locations with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Rainbow City, and where the nearest one is if they do not.
Short answer: In Rainbow City: PNC Bank (1), Huntington (1). No branches in Rainbow City: Chase (nearest in Birmingham, 42 mi), Wells Fargo (nearest in Gadsden, 4 mi), Bank of America, U.S. Bank, Truist (nearest in Alexandria, 16 mi), Fifth Third Bank (nearest in Birmingham, 52 mi), Regions Bank (nearest in Gadsden, 1 mi), TD Bank, BMO.
| Bank | In Rainbow City | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Chase | None | Birmingham, 42 miles away |
| Wells Fargo | None | Gadsden, 4 miles away |
| Bank of America | None | none in Alabama |
| U.S. Bank | None | none in Alabama |
| Truist | None | Alexandria, 16 miles away |
| Fifth Third Bank | None | Birmingham, 52 miles away |
| Regions Bank | None | Gadsden, 1 mile away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rainbow City to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rainbow City residents like anyone else.
Banks near Rainbow City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Gadsden (4 miles) and Alexandria (15 miles). Albertville, 24 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Gadsden, AL | 4 mi | 9 | 12 |
| Banks in Alexandria, AL | 15 mi | 3 | 3 |
| Banks in Ashville, AL | 16 mi | 2 | 2 |
| Banks in Boaz, AL | 18 mi | 6 | 6 |
| Banks in Jacksonville, AL | 19 mi | 6 | 6 |
| Banks in Altoona, AL | 20 mi | 2 | 2 |
| Banks in Crossville, AL | 23 mi | 2 | 2 |
| Banks in Albertville, AL | 24 mi | 11 | 11 |
Bank branch openings and closings in Rainbow City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Rainbow City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Rainbow City
Short answer: 1 institution has its main office in Rainbow City: Family Savings Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Family Savings Credit Union | Credit union | $1.17 billion | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Rainbow City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rainbow City offices.
Short answer: PNC Bank is the largest bank with offices in Rainbow City, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Huntington is second with $283.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Peoples Bank of Alabama | $1.42 billion | No. 777 | 1 | Cullman, AL |
| The Exchange Bank of Alabama | $392.5 million | No. 2,102 | 1 | Altoona, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Rainbow City: FAQ
How many banks are in Rainbow City, AL?
Rainbow City has 4 banks with 4 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Rainbow City?
PNC Bank, with 1. Huntington has 1 and Peoples Bank of Alabama has 1.
Is there a PNC Bank in Rainbow City, AL?
Yes. FDIC data lists 1 PNC Bank branch in Rainbow City as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Huntington in Rainbow City, AL?
Yes. FDIC data lists 1 Huntington branch in Rainbow City as of September 5, 2026. The address and directions are under Huntington above.
Is there a Peoples Bank of Alabama in Rainbow City, AL?
Yes. FDIC data lists 1 Peoples Bank of Alabama branch in Rainbow City as of September 5, 2026. The address and directions are under Peoples Bank of Alabama above.
Is there a Chase in Rainbow City, AL?
No. FDIC data lists no Chase branch in Rainbow City as of September 5, 2026. The nearest is in Birmingham, about 42 miles away in a straight line.
Which banks in Rainbow City are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 5 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Rainbow City?
Family Savings Credit Union has its main office in Rainbow City, according to the FDIC and the NCUA.
What is the oldest bank in Rainbow City?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Rainbow City?
Family Savings Credit Union, Emblem Credit Union and Winsouth Credit Union have offices in Rainbow City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Rainbow City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Rainbow City?
Nearby cities with more banks include Gadsden, Alexandria, Ashville. Gadsden is 4 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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