US Bank Directory
Banks in Gadsden, AL
9 FDIC-insured banks operate 12 offices in Gadsden, Alabama, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Gadsden
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 16 locations in Gadsden, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
15 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Gadsden
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Regions Bank has the most locations in Gadsden, with 3. It is followed by The Exchange Bank of Alabama (2). 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Regions Bank Bank · 3
Regions Bank has 3 branches in Gadsden, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gadsden location is the Gadsden Broad St Main Branch at 200 Broad St, dating to 1911; the newest, at 1001 Piedmont Cutoff, to 1979. It does not publish hours in the sources this page uses; check its site before you go.
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Eastside Branch1001 Piedmont Cutoff, 35903
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Gadsden Broad St Main Branch200 Broad St, 35901
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Clubview Branch2001 Rainbow Dr, 35901
The Exchange Bank of Alabama Bank · 2
The Exchange Bank of Alabama has 2 branches in Gadsden, 5 across Alabama and 5 nationwide. FDIC records list its main office in Altoona, AL and show it operating since 1909. With $392.5 million in total assets on June 30, 2026, it ranks No. 2,102 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gadsden location is the Gadsden Branch at 230 N 3rd St, dating to 1991; the newest, at 1321 Noccalula Rd, to 1996. It does not publish hours in the sources this page uses; check its site before you go.
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Noccalula Village Branch1321 Noccalula Rd, 35904
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Gadsden Branch230 N 3rd St, 35901
Winsouth Credit Union Credit union · 2
Winsouth Credit Union has 2 officees in Gadsden, 9 across Alabama. It is based in Gadsden, AL and $468.9 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Gadsden locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office110 S 26Th St, 35904
All hours
Mon to Tue 8 am to 12:45 pm; Wed 2 pm to 4:30 pm; Thu to Fri 8 am to 12:45 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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City Branch320 Albert Rains Blvd, 35901
All hours
Mon to Tue 8 am to 4:30 pm; Wed 8:30 am to 12 pm; Thu 8 am to 4:30 pm; Fri 8 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Emblem Credit Union Credit union · 1
Emblem Credit Union has 1 office in Gadsden, 8 across Alabama. It is based in Gadsden, AL and $619.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office702 Walnut St, 35901
All hours
Mon to Tue 9 am to 4:45 pm; Wed 9 am to 1 pm; Thu to Fri 9 am to 4:45 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Family Savings Credit Union Credit union · 1
Family Savings Credit Union has 1 office in Gadsden, 11 across Alabama. It is based in Rainbow City, AL and $1.17 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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East Gadsden Branch711 E Meighan Blvd, 35903
All hours
Mon to Fri 7:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Peoples Bank of Alabama Bank · 1
Peoples Bank of Alabama has 1 branch in Gadsden, 28 across Alabama and 28 nationwide. FDIC records list its main office in Cullman, AL and show it operating since 1977. With $1.42 billion in total assets on June 30, 2026, it ranks No. 777 of 4,232 U.S. banks by total assets. The Gadsden Branch at 400 W Meighan Blvd dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gadsden Branch400 W Meighan Blvd, 35901
Peoples Independent Bank Bank · 1
Peoples Independent Bank has 1 branch in Gadsden, 9 across Alabama and 9 nationwide. FDIC records list its main office in Boaz, AL and show it operating since 1988. With $485.7 million in total assets on June 30, 2026, it ranks No. 1,835 of 4,232 U.S. banks by total assets. The Hokes Bluff Branch at 5690 Us Highway 278 E dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hokes Bluff Branch5690 Us Highway 278 E, 35903
PNC Bank Bank · 1
PNC Bank has 1 branch in Gadsden, 93 across Alabama and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Gadsden Main Branch at 601 Broad St dates to 1964 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gadsden Main Branch601 Broad St, 35901
River Bank & Trust Bank · 1
River Bank & Trust has 1 branch in Gadsden, 24 across Alabama and 25 nationwide. FDIC records list its main office in Prattville, AL and show it operating since 2006. With $4.02 billion in total assets on June 30, 2026, it ranks No. 336 of 4,232 U.S. banks by total assets. The Gadsden Branch at 244 S 3rd St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gadsden Branch244 S 3rd St, 35901
The Southern Bank Bank · 1
The Southern Bank has 1 branch in Gadsden, 4 across Alabama and 4 nationwide. FDIC records list its main office in Gadsden, AL and show it operating since 1936. With $133.1 million in total assets on June 30, 2026, it ranks No. 3,462 of 4,232 U.S. banks by total assets. Its main office at 221 S 6th St dates to 1936 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office221 S 6th St, 35901
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Gadsden, 71 across Alabama and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Gadsden Main Branch at 250 S 7th St dates to 1982 in FDIC branch records. Its published hours do not list Saturday.
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Gadsden Main Branch250 S 7th St, 35901
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Gadsden, 38 across Alabama and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 8290 Al Gadsden Branch at 340 E Meighan Blvd dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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8290 Al Gadsden Branch340 E Meighan Blvd, 35903
Join a credit union in Gadsden
3 credit unions have 4 offices here: Winsouth Credit Union, Family Savings Credit Union and Emblem Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Gadsden page has every office in the state's directory.
Banking in Gadsden: the local picture
Short answer: 9 banks run 12 branches in Gadsden according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 1 has its main office in Gadsden, 5 elsewhere in Alabama and 3 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 200 Broad St, dating to 1911; the newest is Woodforest's at 340 E Meighan Blvd, from 2020.
3 credit unions have 4 offices in Gadsden, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 1 opens on Saturday. 11 locations have no published hours in these sources.
Banks by ZIP code in Gadsden
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 35901 has the most bank and credit union offices in Gadsden (10), followed by 35903 (4) and 35904 (2). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 35901 | 10 | 9 | Regions Bank, Emblem Credit Union, PNC Bank |
| 35903 | 4 | 4 | Family Savings Credit Union, Peoples Independent Bank, Regions Bank |
| 35904 | 2 | 2 | The Exchange Bank of Alabama, Winsouth Credit Union |
Credit unions open on Saturday in Gadsden
Short answer: 1 of the 5 Gadsden locations with published hours opens on Saturday, run by 1 institution.
- Winsouth Credit Union: 1 of 2 offices (320 Albert Rains Blvd: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 11 of the 16 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Gadsden, and where the nearest one is if they do not.
Short answer: In Gadsden: Wells Fargo (1), PNC Bank (1), Regions Bank (3). No branches in Gadsden: Chase (nearest in Birmingham, 46 mi), Bank of America, U.S. Bank, Truist (nearest in Alexandria, 18 mi), Fifth Third Bank (nearest in Owens Cross Roads, 52 mi), Huntington (nearest in Rainbow City, 4 mi), TD Bank, BMO.
| Bank | In Gadsden | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| PNC Bank | 1 branch | here |
| Regions Bank | 3 branches | here |
| Chase | None | Birmingham, 46 miles away |
| Bank of America | None | none in Alabama |
| U.S. Bank | None | none in Alabama |
| Truist | None | Alexandria, 18 miles away |
| Fifth Third Bank | None | Owens Cross Roads, 52 miles away |
| Huntington | None | Rainbow City, 4 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gadsden to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gadsden residents like anyone else.
Banks near Gadsden
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rainbow City (4 miles) and Boaz (16 miles). Boaz, 16 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rainbow City, AL | 4 mi | 4 | 4 |
| Banks in Boaz, AL | 16 mi | 6 | 6 |
| Banks in Alexandria, AL | 17 mi | 3 | 3 |
| Banks in Crossville, AL | 19 mi | 2 | 2 |
| Banks in Jacksonville, AL | 19 mi | 6 | 6 |
| Banks in Ashville, AL | 19 mi | 2 | 2 |
| Banks in Centre, AL | 21 mi | 6 | 6 |
| Banks in Altoona, AL | 21 mi | 2 | 2 |
Bank branch openings and closings in Gadsden
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Gadsden between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Gadsden
Short answer: 3 institutions have their main office in Gadsden: Winsouth Credit Union, Emblem Credit Union and The Southern Bank.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Winsouth Credit Union | Credit union | $468.9 million | 2 |
| Emblem Credit Union | Credit union | $619.2 million | 1 |
| The Southern Bank | Bank | $133.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Gadsden by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gadsden offices.
Short answer: Wells Fargo is the largest bank with offices in Gadsden, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. 1 of the 9 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Regions Bank | $159.79 billion | No. 27 | 3 | Birmingham, AL |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| River Bank & Trust | $4.02 billion | No. 336 | 1 | Prattville, AL |
| Peoples Bank of Alabama | $1.42 billion | No. 777 | 1 | Cullman, AL |
| Peoples Independent Bank | $485.7 million | No. 1,835 | 1 | Boaz, AL |
| The Exchange Bank of Alabama | $392.5 million | No. 2,102 | 2 | Altoona, AL |
| The Southern Bank | $133.1 million | No. 3,462 | 1 | Gadsden, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Gadsden: FAQ
How many banks are in Gadsden, AL?
Gadsden has 9 banks with 12 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Gadsden?
Regions Bank, with 3. The Exchange Bank of Alabama has 2 and Wells Fargo has 1.
Is there a Regions Bank in Gadsden, AL?
Yes. FDIC data lists 3 Regions Bank branches in Gadsden as of September 5, 2026. Its branches are listed under Regions Bank above, with the address and directions for each.
Is there a The Exchange Bank of Alabama in Gadsden, AL?
Yes. FDIC data lists 2 The Exchange Bank of Alabama branches in Gadsden as of September 5, 2026. Its branches are listed under The Exchange Bank of Alabama above, with the address and directions for each.
Is there a Wells Fargo in Gadsden, AL?
Yes. FDIC data lists 1 Wells Fargo branch in Gadsden as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Chase in Gadsden, AL?
No. FDIC data lists no Chase branch in Gadsden as of September 5, 2026. The nearest is in Birmingham, about 46 miles away in a straight line.
Which banks in Gadsden are open on Saturday?
Winsouth Credit Union publishes Saturday hours for one or more Gadsden locations. The Saturday section above lists each one with its hours. 11 of the 16 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Gadsden?
Winsouth Credit Union, Emblem Credit Union and The Southern Bank have their main office in Gadsden, according to the FDIC and the NCUA.
What is the oldest bank in Gadsden?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Gadsden?
Winsouth Credit Union, Family Savings Credit Union and Emblem Credit Union have offices in Gadsden. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Gadsden in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Gadsden?
Nearby cities with more banks include Rainbow City, Boaz, Alexandria. Rainbow City is 4 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 12 branches: Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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