US Bank Directory
Banks in Centre, AL
6 FDIC-insured banks operate 6 offices in Centre, Alabama, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Centre
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 8 locations in Centre, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Centre
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Centre, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Alabama One Credit Union Credit union · 1
Alabama One Credit Union has 1 office in Centre, 31 across Alabama. It is based in Tuscaloosa, AL and $1.51 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Centre Branch500 Cedar Bluff Rd, 35960
All hours
Mon to Tue 8:30 am to 5 pm; Wed 9:30 am to 5 pm; Thu 8:30 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Emblem Credit Union Credit union · 1
Emblem Credit Union has 1 office in Centre, 8 across Alabama. It is based in Gadsden, AL and $619.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Emblem Credit Union1440 Chesnut Byp, 35960
All hours
Mon to Tue 9 am to 4:45 pm; Wed 9 am to 1 pm; Thu to Fri 9 am to 4:45 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Farmers and Merchants Bank Bank · 1
Farmers and Merchants Bank has 1 branch in Centre, 5 across Alabama and 5 nationwide. FDIC records list its main office in Piedmont, AL and show it operating since 1915. With $308.7 million in total assets on June 30, 2026, it ranks No. 2,438 of 4,232 U.S. banks by total assets. The Centre Branch at 1225 Chesnut Byp dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Centre Branch1225 Chesnut Byp, 35960
First Southern State Bank Bank · 1
First Southern State Bank has 1 branch in Centre, 11 across Alabama and 11 nationwide. FDIC records list its main office in Stevenson, AL and show it operating since 1910. With $893.5 million in total assets on June 30, 2026, it ranks No. 1,157 of 4,232 U.S. banks by total assets. The Centre Branch at 201 W Main St dates to 1917 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Centre Branch201 W Main St, 35960
Peoples Bank of Alabama Bank · 1
Peoples Bank of Alabama has 1 branch in Centre, 28 across Alabama and 28 nationwide. FDIC records list its main office in Cullman, AL and show it operating since 1977. With $1.42 billion in total assets on June 30, 2026, it ranks No. 777 of 4,232 U.S. banks by total assets. The Centre Bank at 1285 Chestnut Bypass dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Centre Bank1285 Chestnut Bypass, 35960
Regions Bank Bank · 1
Regions Bank has 1 branch in Centre, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Centre Al Branch at 110 W Main St dates to 1906 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Centre Al Branch110 W Main St, 35960
The Southern Bank Bank · 1
The Southern Bank has 1 branch in Centre, 4 across Alabama and 4 nationwide. FDIC records list its main office in Gadsden, AL and show it operating since 1936. With $133.1 million in total assets on June 30, 2026, it ranks No. 3,462 of 4,232 U.S. banks by total assets. The 390 West Main Street Branch at 390 W Main St dates to 1960 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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390 West Main Street Branch390 W Main St, 35960
Union State Bank Bank · 1
Union State Bank has 1 branch in Centre, 8 across Alabama and 8 nationwide. FDIC records list its main office in Pell City, AL and show it operating since 1903. With $212.5 million in total assets on June 30, 2026, it ranks No. 2,916 of 4,232 U.S. banks by total assets. The Centre Branch at 796 Cedar Bluff Rd dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Centre Branch796 Cedar Bluff Rd, 35960
Join a credit union in Centre
2 credit unions have 2 offices here: Alabama One Credit Union and Emblem Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Centre page has every office in the state's directory.
Banking in Centre: the local picture
Short answer: 6 banks run 6 branches in Centre according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Centre, 6 elsewhere in Alabama, according to the FDIC.
The bank with the longest record here is Union State Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 110 W Main St, dating to 1906; the newest is Farmers and Merchants Bank's at 1225 Chesnut Byp, from 2023.
2 credit unions have 2 offices in Centre, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. None open on Saturday. 6 locations have no published hours in these sources.
Saturday hours in Centre
Short answer: None of the 2 Centre locations with published hours lists Saturday hours. 6 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Centre, and where the nearest one is if they do not.
Short answer: In Centre: Regions Bank (1). No branches in Centre: Chase (nearest in Huntsville, 65 mi), Wells Fargo (nearest in Gadsden, 21 mi), Bank of America, PNC Bank (nearest in Fort Payne, 20 mi), U.S. Bank, Truist (nearest in Alexandria, 29 mi), Fifth Third Bank (nearest in Owens Cross Roads, 56 mi), Huntington (nearest in Rainbow City, 24 mi), TD Bank, BMO.
| Bank | In Centre | Nearest branch if none here |
|---|---|---|
| Regions Bank | 1 branch | here |
| Chase | None | Huntsville, 65 miles away |
| Wells Fargo | None | Gadsden, 21 miles away |
| Bank of America | None | none in Alabama |
| PNC Bank | None | Fort Payne, 20 miles away |
| U.S. Bank | None | none in Alabama |
| Truist | None | Alexandria, 29 miles away |
| Fifth Third Bank | None | Owens Cross Roads, 56 miles away |
| Huntington | None | Rainbow City, 24 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Centre to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Centre residents like anyone else.
Banks near Centre
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Piedmont (17 miles) and Crossville (20 miles). Gadsden, 21 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Piedmont, AL | 17 mi | 2 | 2 |
| Banks in Crossville, AL | 20 mi | 2 | 2 |
| Banks in Fort Payne, AL | 20 mi | 5 | 7 |
| Banks in Gadsden, AL | 21 mi | 9 | 12 |
| Banks in Rainbow City, AL | 24 mi | 4 | 4 |
| Banks in Jacksonville, AL | 25 mi | 6 | 6 |
| Banks in Rainsville, AL | 25 mi | 4 | 4 |
| Banks in Boaz, AL | 27 mi | 6 | 6 |
Bank branch openings and closings in Centre
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Centre between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Centre by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Centre offices.
Short answer: Regions Bank is the largest bank with offices in Centre, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Peoples Bank of Alabama is second with $1.42 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Peoples Bank of Alabama | $1.42 billion | No. 777 | 1 | Cullman, AL |
| First Southern State Bank | $893.5 million | No. 1,157 | 1 | Stevenson, AL |
| Farmers and Merchants Bank | $308.7 million | No. 2,438 | 1 | Piedmont, AL |
| Union State Bank | $212.5 million | No. 2,916 | 1 | Pell City, AL |
| The Southern Bank | $133.1 million | No. 3,462 | 1 | Gadsden, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Centre: FAQ
How many banks are in Centre, AL?
Centre has 6 banks with 6 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Centre?
Regions Bank, with 1. Peoples Bank of Alabama has 1 and First Southern State Bank has 1.
Is there a Regions Bank in Centre, AL?
Yes. FDIC data lists 1 Regions Bank branch in Centre as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a Peoples Bank of Alabama in Centre, AL?
Yes. FDIC data lists 1 Peoples Bank of Alabama branch in Centre as of September 5, 2026. The address and directions are under Peoples Bank of Alabama above.
Is there a First Southern State Bank in Centre, AL?
Yes. FDIC data lists 1 First Southern State Bank branch in Centre as of September 5, 2026. The address and directions are under First Southern State Bank above.
Is there a Chase in Centre, AL?
No. FDIC data lists no Chase branch in Centre as of September 5, 2026. The nearest is in Huntsville, about 65 miles away in a straight line.
Which banks in Centre are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 6 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Centre?
Union State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Which credit unions can I join in Centre?
Alabama One Credit Union and Emblem Credit Union have offices in Centre. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Centre in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Centre?
Nearby cities with more banks include Piedmont, Crossville, Fort Payne. Piedmont is 17 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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