Banks in Fort Payne, AL

Bank branch map: Fort Payne

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 11 locations in Fort Payne, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 4 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Fort Payne

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Southern State Bank and First State Bank of DeKalb County have the most locations in Fort Payne, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Southern State Bank 2 branches · main office Stevenson, AL Bank · 2

First Southern State Bank has 2 branches in Fort Payne, 11 across Alabama and 11 nationwide. FDIC records list its main office in Stevenson, AL and show it operating since 1910. With $893.5 million in total assets on June 30, 2026, it ranks No. 1,157 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fort Payne location is the Fort Payne Branch at 1820 Glenn Blvd Sw, dating to 1997; the newest, at 2128 Gault Ave N, to 2008. It does not publish hours in the sources this page uses; check its site before you go.

• Fort Payne Branch

  1820 Glenn Blvd Sw, 35968

  Hours: see the bank's site
  DirectionsWebsite
• Fort Payne Branch

  2128 Gault Ave N, 35967

  Hours: see the bank's site
  DirectionsWebsite

First Southern State Bank: profile, branches and contacts

First State Bank of DeKalb County 2 branches · main office Fort Payne, AL Bank · 2

First State Bank of DeKalb County has 2 branches in Fort Payne, 5 across Alabama and 5 nationwide. FDIC records list its main office in Fort Payne, AL and show it operating since 1982. With $353.8 million in total assets on June 30, 2026, it ranks No. 2,248 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fort Payne location is its main office at 2407 Gault Ave N, dating to 1982; the newest, at 500 Gault Ave S, to 1996. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  2407 Gault Ave N, 35967

  Hours: see the bank's site
  DirectionsWebsite
• Fort Payne Branch

  500 Gault Ave S, 35967

  Hours: see the bank's site
  DirectionsWebsite

First State Bank of DeKalb County: profile, branches and contacts

Emblem Credit Union 1 office · main office Gadsden, AL Credit union · 1

Emblem Credit Union has 1 office in Fort Payne, 8 across Alabama. It is based in Gadsden, AL and $619.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Emblem Credit Union

  700 Gault Ave S, 35967

  (256) 997-9002Today 9 am to 1 pm

  All hours

  Mon to Tue 9 am to 4:45 pm; Wed 9 am to 1 pm; Thu to Fri 9 am to 4:45 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Emblem Credit Union: profile, branches and contacts

Family Savings Credit Union 1 office · main office Rainbow City, AL Credit union · 1

Family Savings Credit Union has 1 office in Fort Payne, 11 across Alabama. It is based in Rainbow City, AL and $1.17 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Ft. Payne

  1015 Gault Ave S Ste 500, 35967

  (256) 364-5561Today 9 am to 6 pm

  All hours

  Mon to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Family Savings Credit Union: profile, branches and contacts

First Bank of Alabama 1 branch · main office Talladega, AL Bank · 1

First Bank of Alabama has 1 branch in Fort Payne, 18 across Alabama and 18 nationwide. FDIC records list its main office in Talladega, AL and show it operating since 1848. With $1.36 billion in total assets on June 30, 2026, it ranks No. 812 of 4,232 U.S. banks by total assets. The First Fidelity Branch at 1400 Gault Ave N dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• First Fidelity Branch

  1400 Gault Ave N, 35967

  Hours: see the bank's site
  DirectionsWebsite

First Bank of Alabama: profile, branches and contacts

Nucor Employees Credit Union 1 office · main office Fort Payne, AL Credit union · 1

Nucor Employees Credit Union has 1 office in Fort Payne, 1 across Alabama. It is based in Fort Payne, AL and $2.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Main Office main office

  7205 Gault Ave N, 35967

  (256) 997-5058Today 9:30 am to 4:30 pm

  All hours

  Mon to Fri 9:30 am to 4:30 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

Nucor Employees Credit Union: profile, branches and contacts

PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Fort Payne, 93 across Alabama and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Fort Payne Main Branch at 200 Gault Ave N dates to 1892 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Fort Payne Main Branch

  200 Gault Ave N, 35967

  Hours: see the bank's site
  DirectionsWebsite

PNC Bank: profile, branches and contacts

Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Fort Payne, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Ft Payne Main Branch at 100 Grand Ave Sw dates to 1952 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Ft Payne Main Branch

  100 Grand Ave Sw, 35967

  Hours: see the bank's site
  DirectionsWebsite

Regions Bank: profile, branches and contacts

Winsouth Credit Union 1 office · main office Gadsden, AL Credit union · 1

Winsouth Credit Union has 1 office in Fort Payne, 9 across Alabama. It is based in Gadsden, AL and $468.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Fort Payne

  101 Drinkard Dr Nw, 35967

  (256) 845-3960Today 8 am to 1 pm

  All hours

  Mon to Tue 8 am to 4 pm; Wed 8 am to 1 pm; Thu to Fri 8 am to 4:30 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

Winsouth Credit Union: profile, branches and contacts

Join a credit union in Fort Payne

4 credit unions have 4 offices here: Family Savings Credit Union, Emblem Credit Union, Winsouth Credit Union and Nucor Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Fort Payne page has every office in the state's directory.

Banking in Fort Payne: the local picture

Short answer: 5 banks run 7 branches in Fort Payne according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 1 has its main office in Fort Payne, 3 elsewhere in Alabama and 1 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 200 Gault Ave N, dating to 1892; the newest is First Bank of Alabama's at 1400 Gault Ave N, from 2026.

4 credit unions have 4 offices in Fort Payne, according to the NCUA. Who can join each one is on the credit unions page.

Of the 4 locations with published hours. 1 opens on Saturday. 7 locations have no published hours in these sources.

Banks by ZIP code in Fort Payne

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 35967 has the most bank and credit union offices in Fort Payne (10), followed by 35968 (1). Offices are spread across 2 ZIP codes.

Credit unions open on Saturday in Fort Payne

Short answer: 1 of the 4 Fort Payne locations with published hours opens on Saturday, run by 1 institution.

• Family Savings Credit Union: 1 of 1 office (1015 Gault Ave S Ste 500: Saturday 9 am to 2 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Fort Payne, and where the nearest one is if they do not.

Short answer: In Fort Payne: PNC Bank (1), Regions Bank (1). No branches in Fort Payne: Chase (nearest in Huntsville, 51 mi), Wells Fargo (nearest in Boaz, 30 mi), Bank of America, U.S. Bank, Truist (nearest in Albertville, 30 mi), Fifth Third Bank (nearest in Owens Cross Roads, 45 mi), Huntington (nearest in Henagar, 12 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fort Payne to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fort Payne residents like anyone else.

Banks near Fort Payne

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Rainsville (8 miles) and Henagar (12 miles). Albertville, 30 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Fort Payne

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Fort Payne between September 5, 2025 and September 5, 2026.

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Fort Payne

Short answer: 2 institutions have their main office in Fort Payne: First State Bank of DeKalb County and Nucor Employees Credit Union.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Fort Payne by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fort Payne offices.

Short answer: PNC Bank is the largest bank with offices in Fort Payne, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Fort Payne: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.