Banks in Lincoln, AL

Bank branch map: Lincoln

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Lincoln, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Lincoln

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Regions Bank, First Bank of Alabama and Metro Bank have the most locations in Lincoln, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Bank of Alabama 1 branch · main office Talladega, AL Bank · 1

First Bank of Alabama has 1 branch in Lincoln, 18 across Alabama and 18 nationwide. FDIC records list its main office in Talladega, AL and show it operating since 1848. With $1.36 billion in total assets on June 30, 2026, it ranks No. 812 of 4,232 U.S. banks by total assets. The Lincoln Branch at 47743 Us Highway 78 dates to 1968 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Lincoln Branch

  47743 Us Highway 78, 35096

  Hours: see the bank's site
  DirectionsWebsite

First Bank of Alabama: profile, branches and contacts

Honda Credit Union 1 office · main office Torrance, CA Credit union · 1

Honda Credit Union has 1 office in Lincoln, 1 across Alabama. It is based in Torrance, CA and $1.20 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Lincoln Office

  1800 Honda Dr, 35096

  (937) 642-6000Today 8:30 am to 4:30 pm

  All hours

  Mon to Tue 7:30 am to 4 pm; Wed 8:30 am to 4:30 pm; Thu to Fri 7:30 am to 4 pm; Sat to Sun closed

  Hours: NCUA, March 31, 2026

Honda Credit Union: profile, branches and contacts

Metro Bank 1 branch · main office Pell City, AL Bank · 1

Metro Bank has 1 branch in Lincoln, 9 across Alabama and 9 nationwide. FDIC records list its main office in Pell City, AL and show it operating since 1989. With $1.18 billion in total assets on June 30, 2026, it ranks No. 909 of 4,232 U.S. banks by total assets. The Lincoln Branch at 47537 Us Highway 78 dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Lincoln Branch

  47537 Us Highway 78, 35096

  Hours: see the bank's site
  DirectionsWebsite

Metro Bank: profile, branches and contacts

Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Lincoln, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Lincoln Branch at 47685 Us Highway 78 dates to 1968 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Lincoln Branch

  47685 Us Highway 78, 35096

  Hours: see the bank's site
  DirectionsWebsite

Regions Bank: profile, branches and contacts

Join a credit union in Lincoln

1 credit union has 1 office here: Honda Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lincoln page has every office in the state's directory.

Banking in Lincoln: the local picture

Short answer: 3 banks run 3 branches in Lincoln according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Lincoln, 3 elsewhere in Alabama, according to the FDIC.

The bank with the longest record here is First Bank of Alabama, operating since 1848 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank of Alabama's office at 47743 Us Highway 78, dating to 1968; the newest is Metro Bank's at 47537 Us Highway 78, from 2000.

The only credit union with an office here is Honda Credit Union.

Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Lincoln

Short answer: None of the 1 Lincoln location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Lincoln, and where the nearest one is if they do not.

Short answer: In Lincoln: Regions Bank (1). No branches in Lincoln: Chase (nearest in Birmingham, 29 mi), Wells Fargo (nearest in Oxford, 17 mi), Bank of America, PNC Bank (nearest in Pell City, 9 mi), U.S. Bank, Truist (nearest in Pell City, 9 mi), Fifth Third Bank (nearest in Birmingham, 34 mi), Huntington (nearest in Moody, 23 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lincoln to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lincoln residents like anyone else.

Banks near Lincoln

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Pell City (9 miles) and Talladega (12 miles). Oxford, 17 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Lincoln

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lincoln between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lincoln by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lincoln offices.

Short answer: Regions Bank is the largest bank with offices in Lincoln, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. First Bank of Alabama is second with $1.36 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lincoln: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.