US Bank Directory

Banks in Moody, AL

3 FDIC-insured banks operate 3 offices in Moody, Alabama, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Moody

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Moody, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Moody

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Truist, Huntington and Metro Bank have the most locations in Moody, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Heritage South Credit Union 1 office · main office Sylacauga, AL Credit union · 1

Heritage South Credit Union has 1 office in Moody, 7 across Alabama. It is based in Sylacauga, AL and $189.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Moody Branch
    2825 Moody Pkwy, 35004
    (256) 245-4776Today 7:30 am to 4:30 pm
    All hours

    Mon to Wed 7:30 am to 4:30 pm; Thu 7:30 am to 5 pm; Fri 7:30 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Heritage South Credit Union: profile, branches and contacts
Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Moody, 52 across Alabama and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Moody Branch at 2450 Moody Pkwy dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Huntington: profile, branches and contacts
Metro Bank 1 branch · main office Pell City, AL Bank · 1

Metro Bank has 1 branch in Moody, 9 across Alabama and 9 nationwide. FDIC records list its main office in Pell City, AL and show it operating since 1989. With $1.18 billion in total assets on June 30, 2026, it ranks No. 909 of 4,232 U.S. banks by total assets. The Moody Branch at 2505 Moody Pkwy dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Metro Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Moody, 49 across Alabama and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Moody Branch at 2821 Moody Pkwy dates to 1973 in FDIC branch records. Its published hours do not list Saturday.

  • Moody Branch
    2821 Moody Pkwy, 35004
    (205) 640-5138Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Winsouth Credit Union 1 office · main office Gadsden, AL Credit union · 1

Winsouth Credit Union has 1 office in Moody, 9 across Alabama. It is based in Gadsden, AL and $468.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Moody
    2460 Moody Pkwy, 35004
    (205) 702-6565Today 9 am to 4:30 pm
    All hours

    Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Winsouth Credit Union: profile, branches and contacts

Join a credit union in Moody

2 credit unions have 2 offices here: Winsouth Credit Union and Heritage South Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Moody page has every office in the state's directory.

Banking in Moody: the local picture

Short answer: 3 banks run 3 branches in Moody according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Moody, 1 elsewhere in Alabama and 2 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 2821 Moody Pkwy, dating to 1973; the newest is Metro Bank's at 2505 Moody Pkwy, from 2009.

2 credit unions have 2 offices in Moody, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Moody

Short answer: None of the 3 Moody locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Moody, and where the nearest one is if they do not.

Short answer: In Moody: Truist (1), Huntington (1). No branches in Moody: Chase (nearest in Birmingham, 7 mi), Wells Fargo (nearest in Birmingham, 8 mi), Bank of America, PNC Bank (nearest in Leeds, 3 mi), U.S. Bank, Fifth Third Bank (nearest in Birmingham, 15 mi), Regions Bank (nearest in Leeds, 3 mi), TD Bank, BMO.

BankIn MoodyNearest branch if none here
Truist1 branchhere
Huntington1 branchhere
ChaseNoneBirmingham, 7 miles away
Wells FargoNoneBirmingham, 8 miles away
Bank of AmericaNonenone in Alabama
PNC BankNoneLeeds, 3 miles away
U.S. BankNonenone in Alabama
Fifth Third BankNoneBirmingham, 15 miles away
Regions BankNoneLeeds, 3 miles away
TD BankNonenone in Alabama
BMONonenone in Alabama

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Moody to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Moody residents like anyone else.

Banks near Moody

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Leeds (3 miles) and Trussville (6 miles). Birmingham, 16 miles away, has the most banks nearby: 35.

Bank branch openings and closings in Moody

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Moody between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Moody by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Moody offices.

Short answer: Truist is the largest bank with offices in Moody, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Huntington is second with $283.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Truist$548.35 billionNo. 91Charlotte, NC
Huntington$283.07 billionNo. 151Columbus, OH
Metro Bank$1.18 billionNo. 9091Pell City, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Moody: FAQ

How many banks are in Moody, AL?

Moody has 3 banks with 3 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Moody?

Truist, with 1. Huntington has 1 and Metro Bank has 1.

Is there a Truist in Moody, AL?

Yes. FDIC data lists 1 Truist branch in Moody as of September 5, 2026. The address and directions are under Truist above.

Is there a Huntington in Moody, AL?

Yes. FDIC data lists 1 Huntington branch in Moody as of September 5, 2026. The address and directions are under Huntington above.

Is there a Metro Bank in Moody, AL?

Yes. FDIC data lists 1 Metro Bank branch in Moody as of September 5, 2026. The address and directions are under Metro Bank above.

Is there a Chase in Moody, AL?

No. FDIC data lists no Chase branch in Moody as of September 5, 2026. The nearest is in Birmingham, about 7 miles away in a straight line.

Which banks in Moody are open on Saturday?

None of the 3 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Moody?

Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Which credit unions can I join in Moody?

Winsouth Credit Union and Heritage South Credit Union have offices in Moody. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Moody in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Moody?

Nearby cities with more banks include Leeds, Trussville, Pinson. Leeds is 3 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 3 branches: Truist)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds