US Bank Directory
Banks in Pell City, AL
7 FDIC-insured banks operate 10 offices in Pell City, Alabama, and 5 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Pell City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 15 locations in Pell City, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
14 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Pell City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Metro Bank has the most locations in Pell City, with 3. It is followed by Union State Bank (2). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Metro Bank Bank · 3
Metro Bank has 3 branches in Pell City, 9 across Alabama and 9 nationwide. FDIC records list its main office in Pell City, AL and show it operating since 1989. With $1.18 billion in total assets on June 30, 2026, it ranks No. 909 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Pell City location is its main office at 800 Martin St S, dating to 1989; the newest, at 1920 Martin St S, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office800 Martin St S, 35128
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Pell City Remote Branch18500 Us Highway 231, 35125
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Martin Street Branch1920 Martin St S, 35128
Union State Bank Bank · 2
Union State Bank has 2 branches in Pell City, 8 across Alabama and 8 nationwide. FDIC records list its main office in Pell City, AL and show it operating since 1903. With $212.5 million in total assets on June 30, 2026, it ranks No. 2,916 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Pell City location is its main office at 15 20th St N, dating to 1903; the newest, at 509 Main Street, to 1975. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office15 20th St N, 35125
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Plaza Branch509 Main Street, 35125
America's First Credit Union Credit union · 1
America's First Credit Union has 1 office in Pell City, 22 across Alabama. It is based in Birmingham, AL and $2.74 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Pell City Branch2051 Martin St S, 35128
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Aod Credit Union Credit union · 1
Aod Credit Union has 1 office in Pell City, 6 across Alabama. It is based in Bynum, AL and $462.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Pell City275 Vaughn Spur, 35128
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Coosa Pines Credit Union Credit union · 1
Coosa Pines Credit Union has 1 office in Pell City, 5 across Alabama. It is based in Childersburg, AL and $413.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Coosa Pines Federal Credit Union2708 Stemley Bridge Rd, 35128
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
FirstBank Bank · 1
FirstBank has 1 branch in Pell City, 27 across Alabama and 132 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 1906. With $16.76 billion in total assets on June 30, 2026, it ranks No. 118 of 4,232 U.S. banks by total assets. The Firstbank Mortgage at 2408 Cogswell Ave dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Firstbank Mortgage2408 Cogswell Ave, 35125
Fort Mcclellan Credit Union Credit union · 1
Fort Mcclellan Credit Union has 1 office in Pell City, 6 across Alabama. It is based in Anniston, AL and $224.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Pell City2239 Martin St S, 35128
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Pell City, 93 across Alabama and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The 308 Martin Street Branch at 308 Martin Street dates to 1956 in FDIC branch records. Its published hours do not list Saturday.
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308 Martin Street Branch308 Martin Street, 35125
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in Pell City, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Pell City Branch at 1031 Martin St S dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Pell City Branch1031 Martin St S, 35128
Truist Bank · 1
Truist has 1 branch in Pell City, 49 across Alabama and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Pell City Branch at 2203 1st Ave N dates to 1973 in FDIC branch records. Its published hours do not list Saturday.
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Pell City Branch2203 1st Ave N, 35125
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Valley Bank Bank · 1
Valley Bank has 1 branch in Pell City, 15 across Alabama and 232 nationwide. FDIC records list its main office in Passaic, NJ and show it operating since 1927. With $66.23 billion in total assets on June 30, 2026, it ranks No. 43 of 4,232 U.S. banks by total assets. The Pell City Branch at 1930 Martin St S dates to 2007 in FDIC branch records. Its published hours do not list Saturday.
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Pell City Branch1930 Martin St S, 35128
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: Valley Bank branch locator (All The Places), checked Oct 10, 2026
Winsouth Credit Union Credit union · 1
Winsouth Credit Union has 1 office in Pell City, 9 across Alabama. It is based in Gadsden, AL and $468.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Pell City2950 Cogswell Ave, 35125
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Pell City
5 credit unions have 5 offices here: America's First Credit Union, Winsouth Credit Union, Aod Credit Union, Coosa Pines Credit Union and Fort Mcclellan Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Pell City page has every office in the state's directory.
Banking in Pell City: the local picture
Short answer: 7 banks run 10 branches in Pell City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 2 have their main office in Pell City, 1 elsewhere in Alabama and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Union State Bank's office at 15 20th St N, dating to 1903; the newest is FirstBank's at 2408 Cogswell Ave, from 2016.
5 credit unions have 5 offices in Pell City, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. None open on Saturday. 7 locations have no published hours in these sources.
Banks by ZIP code in Pell City
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 35128 has the most bank and credit union offices in Pell City (8), followed by 35125 (7). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 35128 | 8 | 7 | Metro Bank, America's First Credit Union, Aod Credit Union |
| 35125 | 7 | 6 | Union State Bank, FirstBank, Metro Bank |
Saturday hours in Pell City
Short answer: None of the 8 Pell City locations with published hours lists Saturday hours. 7 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Pell City, and where the nearest one is if they do not.
Short answer: In Pell City: PNC Bank (1), Truist (1), Regions Bank (1). No branches in Pell City: Chase (nearest in Birmingham, 20 mi), Wells Fargo (nearest in Birmingham, 20 mi), Bank of America, U.S. Bank, Fifth Third Bank (nearest in Birmingham, 25 mi), Huntington (nearest in Moody, 13 mi), TD Bank, BMO.
| Bank | In Pell City | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| Regions Bank | 1 branch | here |
| Chase | None | Birmingham, 20 miles away |
| Wells Fargo | None | Birmingham, 20 miles away |
| Bank of America | None | none in Alabama |
| U.S. Bank | None | none in Alabama |
| Fifth Third Bank | None | Birmingham, 25 miles away |
| Huntington | None | Moody, 13 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pell City to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pell City residents like anyone else.
Banks near Pell City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lincoln (9 miles) and Moody (13 miles). Trussville, 19 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lincoln, AL | 9 mi | 3 | 3 |
| Banks in Moody, AL | 13 mi | 3 | 3 |
| Banks in Talladega, AL | 15 mi | 3 | 3 |
| Banks in Leeds, AL | 15 mi | 3 | 3 |
| Banks in Springville, AL | 17 mi | 2 | 2 |
| Banks in Ashville, AL | 18 mi | 2 | 2 |
| Banks in Trussville, AL | 19 mi | 8 | 9 |
| Banks in Childersburg, AL | 22 mi | 3 | 3 |
Bank branch openings and closings in Pell City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Pell City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Pell City
Short answer: 2 institutions have their main office in Pell City: Metro Bank and Union State Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Metro Bank | Bank | $1.18 billion | 3 |
| Union State Bank | Bank | $212.5 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Pell City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pell City offices.
Short answer: PNC Bank is the largest bank with offices in Pell City, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Truist is second with $548.35 billion. 2 of the 7 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Valley Bank | $66.23 billion | No. 43 | 1 | Passaic, NJ |
| FirstBank | $16.76 billion | No. 118 | 1 | Nashville, TN |
| Metro Bank | $1.18 billion | No. 909 | 3 | Pell City, AL |
| Union State Bank | $212.5 million | No. 2,916 | 2 | Pell City, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Pell City: FAQ
How many banks are in Pell City, AL?
Pell City has 7 banks with 10 branches and 5 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Pell City?
Metro Bank, with 3. Union State Bank has 2 and PNC Bank has 1.
Is there a Metro Bank in Pell City, AL?
Yes. FDIC data lists 3 Metro Bank branches in Pell City as of September 5, 2026, the main office at 800 Martin St S. Its branches are listed under Metro Bank above, with the address and directions for each.
Is there a Union State Bank in Pell City, AL?
Yes. FDIC data lists 2 Union State Bank branches in Pell City as of September 5, 2026, the main office at 15 20th St N. Its branches are listed under Union State Bank above, with the address and directions for each.
Is there a PNC Bank in Pell City, AL?
Yes. FDIC data lists 1 PNC Bank branch in Pell City as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Chase in Pell City, AL?
No. FDIC data lists no Chase branch in Pell City as of September 5, 2026. The nearest is in Birmingham, about 20 miles away in a straight line.
Which banks in Pell City are open on Saturday?
None of the 8 locations with published hours lists Saturday hours. 7 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Pell City?
Metro Bank and Union State Bank have their main office in Pell City, according to the FDIC.
What is the oldest bank in Pell City?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Pell City?
America's First Credit Union, Winsouth Credit Union, Aod Credit Union and Coosa Pines Credit Union and 1 more have offices in Pell City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Pell City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Pell City?
Nearby cities with more banks include Lincoln, Moody, Talladega. Lincoln is 9 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 10 branches: PNC Bank, Truist, Valley Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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