US Bank Directory
Banks in Oxford, AL
10 FDIC-insured banks operate 10 offices in Oxford, Alabama, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Oxford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 14 banks and credit unions operate 14 locations in Oxford, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Oxford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 10 banks share the most locations in Oxford, with 1 each. 10 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
America's First Credit Union Credit union · 1
America's First Credit Union has 1 office in Oxford, 22 across Alabama. It is based in Birmingham, AL and $2.74 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Anniston/Oxford Branch31 Commons Way, 36203
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Aod Credit Union Credit union · 1
Aod Credit Union has 1 office in Oxford, 6 across Alabama. It is based in Bynum, AL and $462.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office12 Elm St, 36203
All hours
Mon to Fri 9 am to 5 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Emblem Credit Union Credit union · 1
Emblem Credit Union has 1 office in Oxford, 8 across Alabama. It is based in Gadsden, AL and $619.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Emblem Credit Union2020 Us Highway 78 E, 36203
All hours
Mon to Tue 9 am to 4:45 pm; Wed 9 am to 1 pm; Thu to Fri 9 am to 4:45 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Family Savings Credit Union Credit union · 1
Family Savings Credit Union has 1 office in Oxford, 11 across Alabama. It is based in Rainbow City, AL and $1.17 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Oxford Branch162 Industrial Dr, 36203
All hours
Mon to Tue 7:30 am to 4 pm; Wed 7:30 am to 12 pm; Thu 7:30 am to 4 pm; Fri 7 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Farmers and Merchants Bank Bank · 1
Farmers and Merchants Bank has 1 branch in Oxford, 5 across Alabama and 5 nationwide. FDIC records list its main office in Piedmont, AL and show it operating since 1915. With $308.7 million in total assets on June 30, 2026, it ranks No. 2,438 of 4,232 U.S. banks by total assets. The Oxford Branch at 35 Ali Way dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Branch35 Ali Way, 36203
First Bank of Alabama Bank · 1
First Bank of Alabama has 1 branch in Oxford, 18 across Alabama and 18 nationwide. FDIC records list its main office in Talladega, AL and show it operating since 1848. With $1.36 billion in total assets on June 30, 2026, it ranks No. 812 of 4,232 U.S. banks by total assets. The Oxford Branch at 815 Hamric Dr E dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Branch815 Hamric Dr E, 36203
First Cahawba Bank Bank · 1
First Cahawba Bank has 1 branch in Oxford, 5 across Alabama and 5 nationwide. FDIC records list its main office in Selma, AL and show it operating since 2007. With $205.7 million in total assets on June 30, 2026, it ranks No. 2,958 of 4,232 U.S. banks by total assets. The Oxford Branch at 1022 Snow St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Branch1022 Snow St, 36203
Investar Bank Bank · 1
Investar Bank has 1 branch in Oxford, 6 across Alabama and 38 nationwide. FDIC records list its main office in Baton Rouge, LA and show it operating since 2006. With $3.85 billion in total assets on June 30, 2026, it ranks No. 347 of 4,232 U.S. banks by total assets. The Oxford Branch at 1320 Highway Dr dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Branch1320 Highway Dr, 36203
NobleBank & Trust Bank · 1
NobleBank & Trust has 1 branch in Oxford, 6 across Alabama and 6 nationwide. FDIC records list its main office in Anniston, AL and show it operating since 2005. With $444.0 million in total assets on June 30, 2026, it ranks No. 1,944 of 4,232 U.S. banks by total assets. The Oxford Office at 1836 Us Highway 78 E dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Office1836 Us Highway 78 E, 36203
PNC Bank Bank · 1
PNC Bank has 1 branch in Oxford, 93 across Alabama and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Oxford Branch at 720 Quintard Dr dates to 1973 in FDIC branch records. It opens on Saturday.
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Oxford Branch720 Quintard Dr, 36203
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in Oxford, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Oxford 804 Quintard Ave Branch at 804 Quintard Dr dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford 804 Quintard Ave Branch804 Quintard Dr, 36203
Truist Bank · 1
Truist has 1 branch in Oxford, 49 across Alabama and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Hamric Drive Branch at 404 Hamric Dr E dates to 1978 in FDIC branch records. It opens on Saturday.
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Hamric Drive Branch404 Hamric Dr E, 36203
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Oxford, 71 across Alabama and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Oxford Branch at 409 E Choccolocco St dates to 1973 in FDIC branch records. It opens on Saturday.
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Oxford Branch409 E Choccolocco St, 36203
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Oxford, 38 across Alabama and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 8055 Oxford Alabama Walmart Branch at 92 Plaza Ln dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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8055 Oxford Alabama Walmart Branch92 Plaza Ln, 36203
Join a credit union in Oxford
4 credit unions have 4 offices here: America's First Credit Union, Family Savings Credit Union, Emblem Credit Union and Aod Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oxford page has every office in the state's directory.
Banking in Oxford: the local picture
Short answer: 10 banks run 10 branches in Oxford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 0 have their main office in Oxford, 5 elsewhere in Alabama and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 720 Quintard Dr, dating to 1973; the newest is First Cahawba Bank's at 1022 Snow St, from 2026.
4 credit unions have 4 offices in Oxford, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 4 open on Saturday. 7 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Oxford
Short answer: 4 of the 7 Oxford locations with published hours open on Saturday, run by 4 institutions.
- Wells Fargo: 1 of 1 branch (409 E Choccolocco St: Saturday 9 am to 2 pm)
- PNC Bank: 1 of 1 branch (720 Quintard Dr: Saturday 9 am to 1 pm)
- Truist: 1 of 1 branch (404 Hamric Dr E: Saturday 9 am to 12 pm)
- Aod Credit Union: 1 of 1 office (12 Elm St: Saturday 8 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Oxford, and where the nearest one is if they do not.
Short answer: In Oxford: Wells Fargo (1), PNC Bank (1), Truist (1), Regions Bank (1). No branches in Oxford: Chase (nearest in Birmingham, 46 mi), Bank of America, U.S. Bank, Fifth Third Bank (nearest in Birmingham, 50 mi), Huntington (nearest in Rainbow City, 27 mi), TD Bank, BMO.
| Bank | In Oxford | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| Regions Bank | 1 branch | here |
| Chase | None | Birmingham, 46 miles away |
| Bank of America | None | none in Alabama |
| U.S. Bank | None | none in Alabama |
| Fifth Third Bank | None | Birmingham, 50 miles away |
| Huntington | None | Rainbow City, 27 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oxford to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oxford residents like anyone else.
Banks near Oxford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Anniston (4 miles) and Alexandria (12 miles). Anniston, 4 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Anniston, AL | 4 mi | 8 | 11 |
| Banks in Alexandria, AL | 12 mi | 3 | 3 |
| Banks in Heflin, AL | 14 mi | 3 | 3 |
| Banks in Jacksonville, AL | 14 mi | 6 | 6 |
| Banks in Lincoln, AL | 17 mi | 3 | 3 |
| Banks in Talladega, AL | 20 mi | 3 | 3 |
| Banks in Lineville, AL | 21 mi | 2 | 2 |
| Banks in Ashland, AL | 23 mi | 3 | 3 |
Bank branch openings and closings in Oxford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Oxford between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| May 4, 2026 | Opened | First Cahawba Bank | 1022 Snow St, 36203 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Oxford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oxford offices.
Short answer: Wells Fargo is the largest bank with offices in Oxford, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Investar Bank | $3.85 billion | No. 347 | 1 | Baton Rouge, LA |
| First Bank of Alabama | $1.36 billion | No. 812 | 1 | Talladega, AL |
| NobleBank & Trust | $444.0 million | No. 1,944 | 1 | Anniston, AL |
| Farmers and Merchants Bank | $308.7 million | No. 2,438 | 1 | Piedmont, AL |
| First Cahawba Bank | $205.7 million | No. 2,958 | 1 | Selma, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oxford: FAQ
How many banks are in Oxford, AL?
Oxford has 10 banks with 10 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Oxford?
Wells Fargo, with 1. PNC Bank has 1 and Truist has 1.
Is there a Wells Fargo in Oxford, AL?
Yes. FDIC data lists 1 Wells Fargo branch in Oxford as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a PNC Bank in Oxford, AL?
Yes. FDIC data lists 1 PNC Bank branch in Oxford as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Truist in Oxford, AL?
Yes. FDIC data lists 1 Truist branch in Oxford as of September 5, 2026. The address and directions are under Truist above.
Is there a Chase in Oxford, AL?
No. FDIC data lists no Chase branch in Oxford as of September 5, 2026. The nearest is in Birmingham, about 46 miles away in a straight line.
Which banks in Oxford are open on Saturday?
Wells Fargo, PNC Bank, Truist and Aod Credit Union publish Saturday hours for one or more Oxford locations. The Saturday section above lists each one with its hours. 7 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Oxford?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Oxford?
America's First Credit Union, Family Savings Credit Union, Emblem Credit Union and Aod Credit Union have offices in Oxford. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Oxford in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oxford?
Nearby cities with more banks include Anniston, Alexandria, Heflin. Anniston is 4 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 10 branches: PNC Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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