US Bank Directory
Banks in Martinsburg, WV
9 FDIC-insured banks operate 15 offices in Martinsburg, West Virginia, and 7 credit unions have 9 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Martinsburg
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 16 banks and credit unions operate 24 locations in Martinsburg, according to the FDIC and the NCUA. 21 of them have coordinates on record and are on the map. 13 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
21 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Martinsburg
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: United Bank has the most locations in Martinsburg, with 3. It is followed by Truist (2), Burke & Herbert Bank (2), City National Bank of West Virginia (2). 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
United Bank Bank · 3
United Bank has 3 branches in Martinsburg, 48 across West Virginia and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Martinsburg location is the Foxcroft Branch at 450 Foxcroft Ave, dating to 2001; the newest, at 5453 Williamsport Pike, to 2008. All 3 of its Martinsburg locations with published hours open on Saturday.
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Premier Bank Branch24 District Way, 25404
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
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Foxcroft Branch450 Foxcroft Ave, 25401
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
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Spring Mills Branch5453 Williamsport Pike, 25404
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
167th Tfr Credit Union Credit union · 2
167th Tfr Credit Union has 2 officees in Martinsburg, 2 across West Virginia. It is based in Martinsburg, WV and $72.2 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Martinsburg locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1945 Edwin Miller Blvd, 25404
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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South Berkeley Branch4400 Winchester Ave, 25405
All hours
Mon not published; Tue to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Berkeley County Public Schools Credit Union Credit union · 2
Berkeley County Public Schools Credit Union has 2 officees in Martinsburg, 2 across West Virginia. It is based in Martinsburg, WV and $8.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office401 S Queen St Trlr 1A, 25401
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: NCUA, March 31, 2026
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Disaster Recovery Location1453 Winchester Ave, 25405
Burke & Herbert Bank Bank · 2
Burke & Herbert Bank has 2 branches in Martinsburg, 32 across West Virginia and 106 nationwide. FDIC records list its main office in Alexandria, VA and show it operating since 1852. With $10.98 billion in total assets on June 30, 2026, it ranks No. 151 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Martinsburg location is the Edwin Miller Branch at 231 Aikens Ctr, dating to 2013; the newest, at 651 Foxcroft Ave, to 2020. It does not publish hours in the sources this page uses; check its site before you go.
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Edwin Miller Branch231 Aikens Ctr, 25404
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Foxcroft Branch651 Foxcroft Ave, 25401
City National Bank of West Virginia Bank · 2
City National Bank of West Virginia has 2 branches in Martinsburg, 58 across West Virginia and 97 nationwide. FDIC records list its main office in Charleston, WV and show it operating since 1957. With $6.76 billion in total assets on June 30, 2026, it ranks No. 229 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Martinsburg location is the Edwin Miller Blvd Branch at 255 Administrative Dr, dating to 1993; the newest, at 1700 W King St, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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King Street Branch1700 W King St, 25401
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Edwin Miller Blvd Branch255 Administrative Dr, 25404
CNB Bank Bank · 2
CNB Bank has 2 branches in Martinsburg, 5 across West Virginia and 9 nationwide. FDIC records list its main office in Berkeley Springs, WV and show it operating since 1917. With $805.7 million in total assets on June 30, 2026, it ranks No. 1,255 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Martinsburg location is the Hedgesville Branch at 2646 Hedgesville Rd, dating to 1998; the newest, at 14994 Apple Harvest Dr, to 2001. It does not publish hours in the sources this page uses; check its site before you go.
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South Martinsburg Branch14994 Apple Harvest Dr, 25405
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Hedgesville Branch2646 Hedgesville Rd, 25403
Truist Bank · 2
Truist has 2 branches in Martinsburg, 42 across West Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Martinsburg location is the Martinsburg Downtown Branch at 148 S Queen St, dating to 1892; the newest, at 1815 Edwin Miller Blvd, to 1988. 1 of its 2 Martinsburg locations with published hours open on Saturday.
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Martinsburg Downtown Branch148 S Queen St, 25401
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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North Side Branch1815 Edwin Miller Blvd, 25404
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Bayer Heritage Credit Union Credit union · 1
Bayer Heritage Credit Union has 1 office in Martinsburg, 5 across West Virginia. It is based in New Martinsvill, WV and $801.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Martinsburg5550 Winchester Ave Suite 9, 25405
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Eastern Panhandle Credit Union Credit union · 1
Eastern Panhandle Credit Union has 1 office in Martinsburg, 2 across West Virginia. It is based in Martinsburg, WV and $18.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office36 Gm Access Rd, 25403
All hours
Mon 8 am to 4 pm; Tue to Sun not published
Hours: NCUA, March 31, 2026
First United Bank & Trust Bank · 1
First United Bank & Trust has 1 branch in Martinsburg, 8 across West Virginia and 23 nationwide. FDIC records list its main office in Oakland, MD and show it operating since 1900. With $2.05 billion in total assets on June 30, 2026, it ranks No. 595 of 4,232 U.S. banks by total assets. The Edwin Miller Blvd Branch at 1286 Edwin Miller Blvd dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Edwin Miller Blvd Branch1286 Edwin Miller Blvd, 25404
Jefferson Security Bank Bank · 1
Jefferson Security Bank has 1 branch in Martinsburg, 5 across West Virginia and 6 nationwide. FDIC records list its main office in Shepherdstown, WV and show it operating since 1869. With $566.1 million in total assets on June 30, 2026, it ranks No. 1,636 of 4,232 U.S. banks by total assets. The Edwin Miller Boulevard Branch at 1487 Edwin Miller Blvd dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Edwin Miller Boulevard Branch1487 Edwin Miller Blvd, 25404
Martinsburg V.a. Center Credit Union Credit union · 1
Martinsburg V.a. Center Credit Union has 1 office in Martinsburg, 2 across West Virginia. It is based in Kearneysville, WV and $17.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Eastern Panhandle Fcu36 Gm Access Rd, 25403
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Mountain Heritage Credit Union Credit union · 1
Mountain Heritage Credit Union has 1 office in Martinsburg, 4 across West Virginia. It is based in Parkersburg, WV and $47.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Martinsburg321 Aikens Ctr, 25404
All hours
Mon to Fri 8 am to 5 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Patriot Credit Union Credit union · 1
Patriot Credit Union has 1 office in Martinsburg, 1 across West Virginia. It is based in Chambersburg, PA and $1.33 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Spring Mills5268 Williamsport Pike, 25404
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: NCUA, March 31, 2026
Potomac Bank Bank · 1
Potomac Bank has 1 branch in Martinsburg, 5 across West Virginia and 9 nationwide. FDIC records list its main office in Charles Town, WV and show it operating since 1870. With $980.2 million in total assets on June 30, 2026, it ranks No. 1,070 of 4,232 U.S. banks by total assets. The Martinsburg Branch at 9738 Tuscarora Pike dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Martinsburg Branch9738 Tuscarora Pike, 25403
Woodforest Bank · 1
Woodforest has 1 branch in Martinsburg, 9 across West Virginia and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0688 Martinburg West Virginia Walmart Branch at 800 Foxcroft Ave dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0688 Martinburg West Virginia Walmart Branch800 Foxcroft Ave, 25401
Join a credit union in Martinsburg
7 credit unions have 9 offices here: 167th Tfr Credit Union, Berkeley County Public Schools Credit Union, Patriot Credit Union, Bayer Heritage Credit Union, Mountain Heritage Credit Union and Eastern Panhandle Credit Union and 1 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Martinsburg page has every office in the state's directory.
Banking in Martinsburg: the local picture
Short answer: 9 banks run 15 branches in Martinsburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 0 have their main office in Martinsburg, 4 elsewhere in West Virginia and 5 out of state, according to the FDIC.
The bank with the longest record here is Burke & Herbert Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 148 S Queen St, dating to 1892; the newest is Burke & Herbert Bank's at 651 Foxcroft Ave, from 2020.
7 credit unions have 9 offices in Martinsburg, according to the NCUA. Who can join each one is on the credit unions page.
Of the 13 locations with published hours. 7 open on Saturday. 11 locations have no published hours in these sources.
Banks by ZIP code in Martinsburg
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 25404 has the most bank and credit union offices in Martinsburg (10), followed by 25401 (6) and 25403 (4). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 25404 | 10 | 9 | United Bank, 167th Tfr Credit Union, Burke & Herbert Bank |
| 25401 | 6 | 6 | Berkeley County Public Schools Credit Union, Burke & Herbert Bank, City National Bank of West Virginia |
| 25403 | 4 | 4 | CNB Bank, Eastern Panhandle Credit Union, Martinsburg V.a. Center Credit Union |
| 25405 | 4 | 4 | 167th Tfr Credit Union, Bayer Heritage Credit Union, Berkeley County Public Schools Credit Union |
Banks and credit unions open on Saturday in Martinsburg
Short answer: 7 of the 13 Martinsburg locations with published hours open on Saturday, run by 5 institutions.
- United Bank: 3 of 3 branches (24 District Way: Saturday 9 am to 12 pm, and 2 more)
- Truist: 1 of 2 branches (1815 Edwin Miller Blvd: Saturday 9 am to 12 pm)
- 167th Tfr Credit Union: 1 of 2 offices (4400 Winchester Ave: Saturday 9 am to 1 pm)
- Patriot Credit Union: 1 of 1 office (5268 Williamsport Pike: Saturday 9 am to 12 pm)
- Mountain Heritage Credit Union: 1 of 1 office (321 Aikens Ctr: Saturday 8 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 11 of the 24 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Martinsburg, and where the nearest one is if they do not.
Short answer: In Martinsburg: Truist (2). No branches in Martinsburg: Chase (nearest in Morgantown, 106 mi), Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 106 mi), U.S. Bank, Fifth Third Bank (nearest in Charleston, 210 mi), Huntington (nearest in Morgantown, 104 mi), Regions Bank, TD Bank, BMO.
| Bank | In Martinsburg | Nearest branch if none here |
|---|---|---|
| Truist | 2 branches | here |
| Chase | None | Morgantown, 106 miles away |
| Wells Fargo | None | none in West Virginia |
| Bank of America | None | none in West Virginia |
| PNC Bank | None | Morgantown, 106 miles away |
| U.S. Bank | None | none in West Virginia |
| Fifth Third Bank | None | Charleston, 210 miles away |
| Huntington | None | Morgantown, 104 miles away |
| Regions Bank | None | none in West Virginia |
| TD Bank | None | none in West Virginia |
| BMO | None | none in West Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Martinsburg to the nearest branch in West Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Martinsburg residents like anyone else.
Banks near Martinsburg
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Falling Waters (7 miles) and Shepherdstown (9 miles). Inwood, 9 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Falling Waters, WV | 7 mi | 3 | 3 |
| Banks in Shepherdstown, WV | 9 mi | 3 | 4 |
| Banks in Inwood, WV | 9 mi | 6 | 6 |
| Banks in Charles Town, WV | 14 mi | 6 | 6 |
| Banks in Berkeley Springs, WV | 17 mi | 3 | 4 |
| Banks in Capon Bridge, WV | 28 mi | 2 | 2 |
| Banks in Augusta, WV | 37 mi | 2 | 2 |
| Banks in Romney, WV | 42 mi | 2 | 5 |
Bank branch openings and closings in Martinsburg
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Martinsburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Martinsburg
Short answer: 3 institutions have their main office in Martinsburg: 167th Tfr Credit Union, Berkeley County Public Schools Credit Union and Eastern Panhandle Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| 167th Tfr Credit Union | Credit union | $72.2 million | 2 |
| Berkeley County Public Schools Credit Union | Credit union | $8.1 million | 2 |
| Eastern Panhandle Credit Union | Credit union | $18.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Martinsburg by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Martinsburg offices.
Short answer: Truist is the largest bank with offices in Martinsburg, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. United Bank is second with $33.64 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 2 | Charlotte, NC |
| United Bank | $33.64 billion | No. 65 | 3 | Fairfax, VA |
| Burke & Herbert Bank | $10.98 billion | No. 151 | 2 | Alexandria, VA |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| City National Bank of West Virginia | $6.76 billion | No. 229 | 2 | Charleston, WV |
| First United Bank & Trust | $2.05 billion | No. 595 | 1 | Oakland, MD |
| Potomac Bank | $980.2 million | No. 1,070 | 1 | Charles Town, WV |
| CNB Bank | $805.7 million | No. 1,255 | 2 | Berkeley Springs, WV |
| Jefferson Security Bank | $566.1 million | No. 1,636 | 1 | Shepherdstown, WV |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Martinsburg: FAQ
How many banks are in Martinsburg, WV?
Martinsburg has 9 banks with 15 branches and 7 credit unions with 9 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Martinsburg?
United Bank, with 3. Truist has 2 and Burke & Herbert Bank has 2.
Is there a United Bank in Martinsburg, WV?
Yes. FDIC data lists 3 United Bank branches in Martinsburg as of September 5, 2026. Its branches are listed under United Bank above, with the address and directions for each.
Is there a Truist in Martinsburg, WV?
Yes. FDIC data lists 2 Truist branches in Martinsburg as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Burke & Herbert Bank in Martinsburg, WV?
Yes. FDIC data lists 2 Burke & Herbert Bank branches in Martinsburg as of September 5, 2026. Its branches are listed under Burke & Herbert Bank above, with the address and directions for each.
Is there a Chase in Martinsburg, WV?
No. FDIC data lists no Chase branch in Martinsburg as of September 5, 2026. The nearest is in Morgantown, about 106 miles away in a straight line.
Which banks in Martinsburg are open on Saturday?
United Bank, Truist, 167th Tfr Credit Union and Patriot Credit Union and 1 more publish Saturday hours for one or more Martinsburg locations. The Saturday section above lists each one with its hours. 11 of the 24 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Martinsburg?
167th Tfr Credit Union, Berkeley County Public Schools Credit Union and Eastern Panhandle Credit Union have their main office in Martinsburg, according to the FDIC and the NCUA.
What is the oldest bank in Martinsburg?
Burke & Herbert Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.
Which credit unions can I join in Martinsburg?
167th Tfr Credit Union, Berkeley County Public Schools Credit Union, Patriot Credit Union and Bayer Heritage Credit Union and 3 more have offices in Martinsburg. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Martinsburg in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Martinsburg?
Nearby cities with more banks include Falling Waters, Shepherdstown, Inwood. Falling Waters is 7 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 15 branches: Truist, United Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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