Banks in Falling Waters, WV

Bank branch map: Falling Waters

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Falling Waters, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Falling Waters

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: City National Bank of West Virginia, First United Bank & Trust and CNB Bank have the most locations in Falling Waters, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

City National Bank of West Virginia 1 branch · main office Charleston, WV Bank · 1

City National Bank of West Virginia has 1 branch in Falling Waters, 58 across West Virginia and 97 nationwide. FDIC records list its main office in Charleston, WV and show it operating since 1957. With $6.76 billion in total assets on June 30, 2026, it ranks No. 229 of 4,232 U.S. banks by total assets. The Spring Mills Office Branch at 88 Cordial Ct dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Spring Mills Office Branch

  88 Cordial Ct, 25419

  Hours: see the bank's site
  DirectionsWebsite

City National Bank of West Virginia: profile, branches and contacts

CNB Bank 1 branch · main office Berkeley Springs, WV Bank · 1

CNB Bank has 1 branch in Falling Waters, 5 across West Virginia and 9 nationwide. FDIC records list its main office in Berkeley Springs, WV and show it operating since 1917. With $805.7 million in total assets on June 30, 2026, it ranks No. 1,255 of 4,232 U.S. banks by total assets. The Spring Mills Branch at 1231 T J Jackson Dr dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Spring Mills Branch

  1231 T J Jackson Dr, 25419

  Hours: see the bank's site
  DirectionsWebsite

CNB Bank: profile, branches and contacts

First United Bank & Trust 1 branch · main office Oakland, MD Bank · 1

First United Bank & Trust has 1 branch in Falling Waters, 8 across West Virginia and 23 nationwide. FDIC records list its main office in Oakland, MD and show it operating since 1900. With $2.05 billion in total assets on June 30, 2026, it ranks No. 595 of 4,232 U.S. banks by total assets. The Potomac Branch at U.S. 11 And Grade Road dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Potomac Branch

  U.S. 11 And Grade Road, 25419

  Hours: see the bank's site
  DirectionsWebsite

First United Bank & Trust: profile, branches and contacts

Banking in Falling Waters: the local picture

Short answer: 3 banks run 3 branches in Falling Waters according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Falling Waters, 2 elsewhere in West Virginia and 1 out of state, according to the FDIC.

The bank with the longest record here is First United Bank & Trust, operating since 1900 according to the FDIC. In FDIC branch records, the longest-running branch is First United Bank & Trust's office at U.S. 11 And Grade Road, dating to 1987; the newest is City National Bank of West Virginia's at 88 Cordial Ct, from 2021.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Falling Waters, and where the nearest one is if they do not.

Short answer: No branches in Falling Waters: Chase (nearest in Morgantown, 110 mi), Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 109 mi), U.S. Bank, Truist (nearest in Martinsburg, 6 mi), Fifth Third Bank (nearest in Charleston, 216 mi), Huntington (nearest in Morgantown, 107 mi), Regions Bank, TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Falling Waters to the nearest branch in West Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Falling Waters residents like anyone else.

Banks near Falling Waters

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Martinsburg (7 miles) and Shepherdstown (10 miles). Martinsburg, 7 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Falling Waters

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Falling Waters between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Falling Waters by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Falling Waters offices.

Short answer: City National Bank of West Virginia is the largest bank with offices in Falling Waters, with $6.76 billion in total assets on June 30, 2026, No. 229 among U.S. banks by total assets. First United Bank & Trust is second with $2.05 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Falling Waters: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.