Banks in Shepherdstown, WV

Bank branch map: Shepherdstown

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Shepherdstown, according to the FDIC. 4 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Shepherdstown

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Jefferson Security Bank has the most locations in Shepherdstown, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Jefferson Security Bank 2 branches · main office Shepherdstown, WV Bank · 2

Jefferson Security Bank has 2 branches in Shepherdstown, 5 across West Virginia and 6 nationwide. FDIC records list its main office in Shepherdstown, WV and show it operating since 1869. With $566.1 million in total assets on June 30, 2026, it ranks No. 1,636 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Shepherdstown location is its main office at 105 E Washington St, dating to 1869; the newest, at 7994 Martinsburg Pike, to 2006. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  105 E Washington St, 25443

  Hours: see the bank's site
  DirectionsWebsite
• Barron Office Branch

  7994 Martinsburg Pike, 25443

  Hours: see the bank's site
  DirectionsWebsite

Jefferson Security Bank: profile, branches and contacts

Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Shepherdstown, 42 across West Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Shepherdstown Branch at 8327 Martinsburg Pike dates to 1991 in FDIC branch records. Its published hours do not list Saturday.

• Shepherdstown Branch

  8327 Martinsburg Pike, 25443

  (304) 876-3601Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun closed

  Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Truist: profile, branches and contacts

United Bank 1 branch · main office Fairfax, VA Bank · 1

United Bank has 1 branch in Shepherdstown, 48 across West Virginia and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Shepherdstown Branch at 7867 Martinsburg Pike dates to 2006 in FDIC branch records. It opens on Saturday.

• Shepherdstown Branch

  7867 Martinsburg Pike, 25443

  (304) 876-6002Today 9 am to 4 pm

  All hours

  Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

  Hours: United Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

United Bank: profile, branches and contacts

Banking in Shepherdstown: the local picture

Short answer: 3 banks run 4 branches in Shepherdstown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Shepherdstown and 2 out of state, according to the FDIC.

The bank with the longest record here is Jefferson Security Bank, operating since 1869 according to the FDIC. In FDIC branch records, the longest-running branch is Jefferson Security Bank's office at 105 E Washington St, dating to 1869; the newest is United Bank's at 7867 Martinsburg Pike, from 2006.

Of the 2 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Banks open on Saturday in Shepherdstown

Short answer: 1 of the 2 Shepherdstown locations with published hours opens on Saturday, run by 1 institution.

• United Bank: 1 of 1 branch (7867 Martinsburg Pike: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Shepherdstown, and where the nearest one is if they do not.

Short answer: In Shepherdstown: Truist (1). No branches in Shepherdstown: Chase (nearest in Morgantown, 115 mi), Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 114 mi), U.S. Bank, Fifth Third Bank (nearest in Charleston, 217 mi), Huntington (nearest in Morgantown, 112 mi), Regions Bank, TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Shepherdstown to the nearest branch in West Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Shepherdstown residents like anyone else.

Banks near Shepherdstown

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Martinsburg (9 miles) and Falling Waters (10 miles). Martinsburg, 9 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Shepherdstown

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Shepherdstown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Shepherdstown

Short answer: 1 institution has its main office in Shepherdstown: Jefferson Security Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Shepherdstown by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Shepherdstown offices.

Short answer: Truist is the largest bank with offices in Shepherdstown, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. United Bank is second with $33.64 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Shepherdstown: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.