US Bank Directory
Banks in Charles Town, WV
6 FDIC-insured banks operate 6 offices in Charles Town, West Virginia.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Charles Town
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Charles Town, according to the FDIC. 6 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Charles Town
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Charles Town, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Burke & Herbert Bank Bank · 1
Burke & Herbert Bank has 1 branch in Charles Town, 32 across West Virginia and 106 nationwide. FDIC records list its main office in Alexandria, VA and show it operating since 1852. With $10.98 billion in total assets on June 30, 2026, it ranks No. 151 of 4,232 U.S. banks by total assets. The Charles Town Branch at 88 Somerset Blvd dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Charles Town Branch88 Somerset Blvd, 25414
City National Bank of West Virginia Bank · 1
City National Bank of West Virginia has 1 branch in Charles Town, 58 across West Virginia and 97 nationwide. FDIC records list its main office in Charleston, WV and show it operating since 1957. With $6.76 billion in total assets on June 30, 2026, it ranks No. 229 of 4,232 U.S. banks by total assets. The Charles Town Branch at 1034 S George St dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Charles Town Branch1034 S George St, 25414
Jefferson Security Bank Bank · 1
Jefferson Security Bank has 1 branch in Charles Town, 5 across West Virginia and 6 nationwide. FDIC records list its main office in Shepherdstown, WV and show it operating since 1869. With $566.1 million in total assets on June 30, 2026, it ranks No. 1,636 of 4,232 U.S. banks by total assets. The Charles Town Branch at 873 E Washington St dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Charles Town Branch873 E Washington St, 25414
Potomac Bank Bank · 1
Potomac Bank has 1 branch in Charles Town, 5 across West Virginia and 9 nationwide. FDIC records list its main office in Charles Town, WV and show it operating since 1870. With $980.2 million in total assets on June 30, 2026, it ranks No. 1,070 of 4,232 U.S. banks by total assets. Its main office at 111 E Washington St dates to 1870 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office111 E Washington St, 25414
Truist Bank · 1
Truist has 1 branch in Charles Town, 42 across West Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Charles Town Branch at 29 Keyes Ferry Rd dates to 1989 in FDIC branch records. It opens on Saturday.
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Charles Town Branch29 Keyes Ferry Rd, 25414
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
United Bank Bank · 1
United Bank has 1 branch in Charles Town, 48 across West Virginia and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Charles Town Main Branch at 106 W Washington St dates to 1906 in FDIC branch records. It opens on Saturday.
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Charles Town Main Branch106 W Washington St, 25414
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
Banking in Charles Town: the local picture
Short answer: 6 banks run 6 branches in Charles Town according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 1 has its main office in Charles Town, 2 elsewhere in West Virginia and 3 out of state, according to the FDIC.
The bank with the longest record here is Burke & Herbert Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is Potomac Bank's office at 111 E Washington St, dating to 1870; the newest is Burke & Herbert Bank's at 88 Somerset Blvd, from 2020.
Of the 2 locations with published hours. 2 open on Saturday. 4 locations have no published hours in these sources.
Banks open on Saturday in Charles Town
Short answer: 2 of the 2 Charles Town locations with published hours open on Saturday, run by 2 institutions.
- Truist: 1 of 1 branch (29 Keyes Ferry Rd: Saturday 9 am to 12 pm)
- United Bank: 1 of 1 branch (106 W Washington St: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Charles Town, and where the nearest one is if they do not.
Short answer: In Charles Town: Truist (1). No branches in Charles Town: Chase (nearest in Morgantown, 115 mi), Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 114 mi), U.S. Bank, Fifth Third Bank (nearest in Charleston, 212 mi), Huntington (nearest in Elkins, 110 mi), Regions Bank, TD Bank, BMO.
| Bank | In Charles Town | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Morgantown, 115 miles away |
| Wells Fargo | None | none in West Virginia |
| Bank of America | None | none in West Virginia |
| PNC Bank | None | Morgantown, 114 miles away |
| U.S. Bank | None | none in West Virginia |
| Fifth Third Bank | None | Charleston, 212 miles away |
| Huntington | None | Elkins, 110 miles away |
| Regions Bank | None | none in West Virginia |
| TD Bank | None | none in West Virginia |
| BMO | None | none in West Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Charles Town to the nearest branch in West Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Charles Town residents like anyone else.
Banks near Charles Town
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Shepherdstown (10 miles) and Inwood (11 miles). Martinsburg, 14 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Shepherdstown, WV | 10 mi | 3 | 4 |
| Banks in Inwood, WV | 11 mi | 6 | 6 |
| Banks in Martinsburg, WV | 14 mi | 9 | 15 |
| Banks in Falling Waters, WV | 19 mi | 3 | 3 |
| Banks in Berkeley Springs, WV | 31 mi | 3 | 4 |
| Banks in Capon Bridge, WV | 31 mi | 2 | 2 |
| Banks in Augusta, WV | 42 mi | 2 | 2 |
| Banks in Wardensville, WV | 43 mi | 2 | 2 |
Bank branch openings and closings in Charles Town
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Charles Town between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Charles Town
Short answer: 1 institution has its main office in Charles Town: Potomac Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Potomac Bank | Bank | $980.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Charles Town by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Charles Town offices.
Short answer: Truist is the largest bank with offices in Charles Town, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. United Bank is second with $33.64 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| United Bank | $33.64 billion | No. 65 | 1 | Fairfax, VA |
| Burke & Herbert Bank | $10.98 billion | No. 151 | 1 | Alexandria, VA |
| City National Bank of West Virginia | $6.76 billion | No. 229 | 1 | Charleston, WV |
| Potomac Bank | $980.2 million | No. 1,070 | 1 | Charles Town, WV |
| Jefferson Security Bank | $566.1 million | No. 1,636 | 1 | Shepherdstown, WV |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Charles Town: FAQ
How many banks are in Charles Town, WV?
Charles Town has 6 banks with 6 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Charles Town?
Truist, with 1. United Bank has 1 and Burke & Herbert Bank has 1.
Is there a Truist in Charles Town, WV?
Yes. FDIC data lists 1 Truist branch in Charles Town as of September 5, 2026. The address and directions are under Truist above.
Is there a United Bank in Charles Town, WV?
Yes. FDIC data lists 1 United Bank branch in Charles Town as of September 5, 2026. The address and directions are under United Bank above.
Is there a Burke & Herbert Bank in Charles Town, WV?
Yes. FDIC data lists 1 Burke & Herbert Bank branch in Charles Town as of September 5, 2026. The address and directions are under Burke & Herbert Bank above.
Is there a Chase in Charles Town, WV?
No. FDIC data lists no Chase branch in Charles Town as of September 5, 2026. The nearest is in Morgantown, about 115 miles away in a straight line.
Which banks in Charles Town are open on Saturday?
Truist and United Bank publish Saturday hours for one or more Charles Town locations. The Saturday section above lists each one with its hours. 4 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Charles Town?
Potomac Bank has its main office in Charles Town, according to the FDIC.
What is the oldest bank in Charles Town?
Burke & Herbert Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.
Did any bank branches open or close in Charles Town in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Charles Town?
Nearby cities with more banks include Shepherdstown, Inwood, Martinsburg. Shepherdstown is 10 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (2 of 6 branches: Truist, United Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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