Banks in Berkeley Springs, WV

Bank branch map: Berkeley Springs

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Berkeley Springs, according to the FDIC. 4 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Berkeley Springs

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: CNB Bank has the most locations in Berkeley Springs, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

CNB Bank 2 branches · main office Berkeley Springs, WV Bank · 2

CNB Bank has 2 branches in Berkeley Springs, 5 across West Virginia and 9 nationwide. FDIC records list its main office in Berkeley Springs, WV and show it operating since 1917. With $805.7 million in total assets on June 30, 2026, it ranks No. 1,255 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Berkeley Springs location is its main office at 101 S Washington St, dating to 1917; the newest, at 1610 Valley Rd, to 1991. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  101 S Washington St, 25411

  Hours: see the bank's site
  DirectionsWebsite
• Valley Road Branch

  1610 Valley Rd, 25411

  Hours: see the bank's site
  DirectionsWebsite

CNB Bank: profile, branches and contacts

City National Bank of West Virginia 1 branch · main office Charleston, WV Bank · 1

City National Bank of West Virginia has 1 branch in Berkeley Springs, 58 across West Virginia and 97 nationwide. FDIC records list its main office in Charleston, WV and show it operating since 1957. With $6.76 billion in total assets on June 30, 2026, it ranks No. 229 of 4,232 U.S. banks by total assets. The Berkeley Springs Branch at 149 N Washington St dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Berkeley Springs Branch

  149 N Washington St, 25411

  Hours: see the bank's site
  DirectionsWebsite

City National Bank of West Virginia: profile, branches and contacts

Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Berkeley Springs, 42 across West Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Berkeley Springs Branch at 7 S Washington St dates to 1979 in FDIC branch records. It opens on Saturday.

• Berkeley Springs Branch

  7 S Washington St, 25411

  (304) 258-4596Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

  Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Truist: profile, branches and contacts

Banking in Berkeley Springs: the local picture

Short answer: 3 banks run 4 branches in Berkeley Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Berkeley Springs, 1 elsewhere in West Virginia and 1 out of state, according to the FDIC.

The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is CNB Bank's office at 101 S Washington St, dating to 1917; the newest is CNB Bank's at 1610 Valley Rd, from 1991.

Of the 1 location with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.

Banks open on Saturday in Berkeley Springs

Short answer: 1 of the 1 Berkeley Springs location with published hours opens on Saturday, run by 1 institution.

• Truist: 1 of 1 branch (7 S Washington St: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Berkeley Springs, and where the nearest one is if they do not.

Short answer: In Berkeley Springs: Truist (1). No branches in Berkeley Springs: Chase (nearest in Morgantown, 92 mi), Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 91 mi), U.S. Bank, Fifth Third Bank (nearest in Charleston, 201 mi), Huntington (nearest in Morgantown, 89 mi), Regions Bank, TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Berkeley Springs to the nearest branch in West Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Berkeley Springs residents like anyone else.

Banks near Berkeley Springs

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Martinsburg (17 miles) and Falling Waters (18 miles). Martinsburg, 17 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Berkeley Springs

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Berkeley Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Berkeley Springs

Short answer: 1 institution has its main office in Berkeley Springs: CNB Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Berkeley Springs by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Berkeley Springs offices.

Short answer: Truist is the largest bank with offices in Berkeley Springs, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. City National Bank of West Virginia is second with $6.76 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Berkeley Springs: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.