US Bank Directory
Banks in Romney, WV
2 FDIC-insured banks operate 5 offices in Romney, West Virginia, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Romney
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 8 locations in Romney, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Romney
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: FNB Bank has the most locations in Romney, with 3. It is followed by The Bank of Romney (2). Open any bank to see each address, today's hours where the bank publishes them and the phone number.
FNB Bank Bank · 3
FNB Bank has 3 branches in Romney, 6 across West Virginia and 8 nationwide. FDIC records list its main office in Romney, WV and show it operating since 1910. With $277.9 million in total assets on June 30, 2026, it ranks No. 2,589 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Romney location is its main office at 105 N High St, dating to 1910; the newest, at 90 W Rosemary Ln, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office105 N High St, 26757
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Hampshire Square Branch22250 Northwestern Pike, 26757
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Rosemary Lane Office90 W Rosemary Ln, 26757
Romney Credit Union Credit union · 2
Romney Credit Union has 2 officees in Romney, 2 across West Virginia. It is based in Romney, WV and $14.0 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Romney locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office62 W Main St, 26757
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Committee On Aging24781 Nw Pike, 26757
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Bank of Romney Bank · 2
The Bank of Romney has 2 branches in Romney, 7 across West Virginia and 7 nationwide. FDIC records list its main office in Romney, WV and show it operating since 1888. With $368.8 million in total assets on June 30, 2026, it ranks No. 2,188 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Romney location is its main office at 95 E Main St, dating to 1888; the newest, at 31 Stayman Dr, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office95 E Main St, 26757
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Sunrise Branch31 Stayman Dr, 26757
Act 1st Credit Union Credit union · 1
Act 1st Credit Union has 1 office in Romney, 1 across West Virginia. It is based in LaVale, MD and $150.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Romney555 W Main St, 26757
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Romney
2 credit unions have 3 offices here: Romney Credit Union and Act 1st Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Romney page has every office in the state's directory.
Banking in Romney: the local picture
Short answer: 2 banks run 5 branches in Romney according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 2 have their main office in Romney, according to the FDIC.
The bank with the longest record here is The Bank of Romney, operating since 1888 according to the FDIC. In FDIC branch records, the longest-running branch is The Bank of Romney's office at 95 E Main St, dating to 1888; the newest is FNB Bank's at 90 W Rosemary Ln, from 2018.
2 credit unions have 3 offices in Romney, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. None open on Saturday. 5 locations have no published hours in these sources.
Saturday hours in Romney
Short answer: None of the 3 Romney locations with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Romney, and where the nearest one is if they do not.
Short answer: No branches in Romney: Chase (nearest in Morgantown, 68 mi), Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 68 mi), U.S. Bank, Truist (nearest in Keyser, 15 mi), Fifth Third Bank (nearest in Charleston, 169 mi), Huntington (nearest in Morgantown, 66 mi), Regions Bank, TD Bank, BMO.
| Bank | In Romney | Nearest branch if none here |
|---|---|---|
| Chase | None | Morgantown, 68 miles away |
| Wells Fargo | None | none in West Virginia |
| Bank of America | None | none in West Virginia |
| PNC Bank | None | Morgantown, 68 miles away |
| U.S. Bank | None | none in West Virginia |
| Truist | None | Keyser, 15 miles away |
| Fifth Third Bank | None | Charleston, 169 miles away |
| Huntington | None | Morgantown, 66 miles away |
| Regions Bank | None | none in West Virginia |
| TD Bank | None | none in West Virginia |
| BMO | None | none in West Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Romney to the nearest branch in West Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Romney residents like anyone else.
Banks near Romney
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Augusta (6 miles) and Fort Ashby (12 miles). Keyser, 15 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Augusta, WV | 6 mi | 2 | 2 |
| Banks in Fort Ashby, WV | 12 mi | 2 | 2 |
| Banks in Keyser, WV | 15 mi | 4 | 4 |
| Banks in Capon Bridge, WV | 16 mi | 2 | 2 |
| Banks in Wardensville, WV | 20 mi | 2 | 2 |
| Banks in Moorefield, WV | 23 mi | 4 | 6 |
| Banks in Petersburg, WV | 32 mi | 3 | 3 |
| Banks in Berkeley Springs, WV | 33 mi | 3 | 4 |
Bank branch openings and closings in Romney
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Romney between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Romney
Short answer: 3 institutions have their main office in Romney: FNB Bank, The Bank of Romney and Romney Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| FNB Bank | Bank | $277.9 million | 3 |
| The Bank of Romney | Bank | $368.8 million | 2 |
| Romney Credit Union | Credit union | $14.0 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Romney by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Romney offices.
Short answer: The Bank of Romney is the largest bank with offices in Romney, with $368.8 million in total assets on June 30, 2026, No. 2,188 among U.S. banks by total assets. FNB Bank is second with $277.9 million. 2 of the 2 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Bank of Romney | $368.8 million | No. 2,188 | 2 | Romney, WV |
| FNB Bank | $277.9 million | No. 2,589 | 3 | Romney, WV |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Romney: FAQ
How many banks are in Romney, WV?
Romney has 2 banks with 5 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Romney?
FNB Bank, with 3. The Bank of Romney has 2.
Is there a FNB Bank in Romney, WV?
Yes. FDIC data lists 3 FNB Bank branches in Romney as of September 5, 2026, the main office at 105 N High St. Its branches are listed under FNB Bank above, with the address and directions for each.
Is there a Chase in Romney, WV?
No. FDIC data lists no Chase branch in Romney as of September 5, 2026. The nearest is in Morgantown, about 68 miles away in a straight line.
Which banks in Romney are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 5 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Romney?
FNB Bank, The Bank of Romney and Romney Credit Union have their main office in Romney, according to the FDIC and the NCUA.
What is the oldest bank in Romney?
The Bank of Romney has the longest record among banks with a branch here: the FDIC shows it operating since 1888.
Which credit unions can I join in Romney?
Romney Credit Union and Act 1st Credit Union have offices in Romney. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Romney in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Romney?
Nearby cities with more banks include Augusta, Fort Ashby, Keyser. Augusta is 6 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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