US Bank Directory
Banks in Kearneysville, WV
1 FDIC-insured bank operates 1 office in Kearneysville, West Virginia, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Kearneysville
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Kearneysville, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Kearneysville
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Potomac Bank is the only bank with an office in Kearneysville. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Eastern Panhandle Credit Union Credit union · 1
Eastern Panhandle Credit Union has 1 office in Kearneysville, 2 across West Virginia. It is based in Martinsburg, WV and $18.5 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Disaster Recovery CusMartinsburg Va Fcu Or Berkeley Co Schools Fcu 2971 Charles Town Rd, 25430
Martinsburg V.a. Center Credit Union Credit union · 1
Martinsburg V.a. Center Credit Union has 1 office in Kearneysville, 2 across West Virginia. It is based in Kearneysville, WV and $17.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office2971 Charles Town Rd, 25430
All hours
Mon to Fri 7:30 am to 5:15 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Mountain Heritage Credit Union Credit union · 1
Mountain Heritage Credit Union has 1 office in Kearneysville, 4 across West Virginia. It is based in Parkersburg, WV and $47.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Mhfcu Kearneysville250 Murall Dr, 25430
All hours
Mon 10 am to 3 pm; Tue not published; Wed 10 am to 3 pm; Thu not published; Fri 10 am to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Potomac Bank Bank · 1
Potomac Bank has 1 branch in Kearneysville, 5 across West Virginia and 9 nationwide. FDIC records list its main office in Charles Town, WV and show it operating since 1870. With $980.2 million in total assets on June 30, 2026, it ranks No. 1,070 of 4,232 U.S. banks by total assets. The Kearneysville Branch at 5480 Charles Town Road dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kearneysville Branch5480 Charles Town Road, 25430
Join a credit union in Kearneysville
3 credit unions have 3 offices here: Mountain Heritage Credit Union, Eastern Panhandle Credit Union and Martinsburg V.a. Center Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Kearneysville page has every office in the state's directory.
Banking in Kearneysville: the local picture
Short answer: 1 bank runs 1 branch in Kearneysville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Potomac Bank has its main office in Charles Town, WV, according to the FDIC.
The bank with the longest record here is Potomac Bank, operating since 1870 according to the FDIC.
3 credit unions have 3 offices in Kearneysville, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Kearneysville
Short answer: 1 of the 2 Kearneysville locations with published hours opens on Saturday, run by 1 institution.
- Martinsburg V.a. Center Credit Union: 1 of 1 office (2971 Charles Town Rd: Saturday 8 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Kearneysville, and where the nearest one is if they do not.
Short answer: No branches in Kearneysville: Chase (nearest in Morgantown, 111 mi), Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 111 mi), U.S. Bank, Truist (nearest in Shepherdstown, 5 mi), Fifth Third Bank (nearest in Charleston, 212 mi), Huntington (nearest in Morgantown, 109 mi), Regions Bank, TD Bank, BMO.
| Bank | In Kearneysville | Nearest branch if none here |
|---|---|---|
| Chase | None | Morgantown, 111 miles away |
| Wells Fargo | None | none in West Virginia |
| Bank of America | None | none in West Virginia |
| PNC Bank | None | Morgantown, 111 miles away |
| U.S. Bank | None | none in West Virginia |
| Truist | None | Shepherdstown, 5 miles away |
| Fifth Third Bank | None | Charleston, 212 miles away |
| Huntington | None | Morgantown, 109 miles away |
| Regions Bank | None | none in West Virginia |
| TD Bank | None | none in West Virginia |
| BMO | None | none in West Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kearneysville to the nearest branch in West Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kearneysville residents like anyone else.
Banks near Kearneysville
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Shepherdstown (5 miles) and Martinsburg (7 miles). Martinsburg, 7 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Shepherdstown, WV | 5 mi | 3 | 4 |
| Banks in Martinsburg, WV | 7 mi | 9 | 15 |
| Banks in Charles Town, WV | 7 mi | 6 | 6 |
| Banks in Inwood, WV | 8 mi | 6 | 6 |
| Banks in Falling Waters, WV | 12 mi | 3 | 3 |
| Banks in Berkeley Springs, WV | 24 mi | 3 | 4 |
| Banks in Capon Bridge, WV | 30 mi | 2 | 2 |
| Banks in Augusta, WV | 40 mi | 2 | 2 |
Bank branch openings and closings in Kearneysville
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Kearneysville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Kearneysville
Short answer: 1 institution has its main office in Kearneysville: Martinsburg V.a. Center Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Martinsburg V.a. Center Credit Union | Credit union | $17.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Kearneysville by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kearneysville offices.
Short answer: Potomac Bank is the largest bank with offices in Kearneysville, with $980.2 million in total assets on June 30, 2026, No. 1,070 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Potomac Bank | $980.2 million | No. 1,070 | 1 | Charles Town, WV |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Kearneysville: FAQ
How many banks are in Kearneysville, WV?
Kearneysville has 1 bank with 1 branch and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Potomac Bank in Kearneysville, WV?
Yes. FDIC data lists 1 Potomac Bank branch in Kearneysville as of September 5, 2026. The address and directions are under Potomac Bank above.
Is there a Chase in Kearneysville, WV?
No. FDIC data lists no Chase branch in Kearneysville as of September 5, 2026. The nearest is in Morgantown, about 111 miles away in a straight line.
Which banks in Kearneysville are open on Saturday?
Martinsburg V.a. Center Credit Union publishes Saturday hours for one or more Kearneysville locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Kearneysville?
Martinsburg V.a. Center Credit Union has its main office in Kearneysville, according to the FDIC and the NCUA.
What is the oldest bank in Kearneysville?
Potomac Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Kearneysville?
Mountain Heritage Credit Union, Eastern Panhandle Credit Union and Martinsburg V.a. Center Credit Union have offices in Kearneysville. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Kearneysville in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Kearneysville?
Nearby cities with more banks include Shepherdstown, Martinsburg, Charles Town. Shepherdstown is 5 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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