US Bank Directory

Banks in Nellysford, VA

1 FDIC-insured bank operates 1 office in Nellysford, Virginia, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Nellysford

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Nellysford, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Nellysford

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of the James is the only bank with an office in Nellysford. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of the James 1 branch · main office Lynchburg, VA Bank · 1

Bank of the James has 1 branch in Nellysford, 22 across Virginia and 22 nationwide. FDIC records list its main office in Lynchburg, VA and show it operating since 1999. With $1.03 billion in total assets on June 30, 2026, it ranks No. 1,019 of 4,232 U.S. banks by total assets. The Nellysford Branch at 2935 Rockfish Valley Hwy dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Nellysford Branch
    2935 Rockfish Valley Hwy, 22958
    Hours: see the bank's site
Bank of the James: profile, branches and contacts
University of Va Community Cu Credit Union 1 office · main office Charlottesville, VA Credit union · 1

University of Va Community Cu Credit Union has 1 office in Nellysford, 15 across Virginia. It is based in Charlottesville, VA and $1.63 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Nellysford Branch
    3033 Rockfish Valley Hwy, 22958
    (434) 964-2001Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

University of Va Community Cu Credit Union: profile, branches and contacts

Join a credit union in Nellysford

1 credit union has 1 office here: University of Va Community Cu Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Nellysford page has every office in the state's directory.

Banking in Nellysford: the local picture

Short answer: 1 bank runs 1 branch in Nellysford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Bank of the James has its main office in Lynchburg, VA, according to the FDIC.

The bank with the longest record here is Bank of the James, operating since 1999 according to the FDIC.

The only credit union with an office here is University of Va Community Cu Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Nellysford

Short answer: 1 of the 1 Nellysford location with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Nellysford, and where the nearest one is if they do not.

Short answer: No branches in Nellysford: Chase (nearest in Charlottesville, 23 mi), Wells Fargo (nearest in Waynesboro, 12 mi), Bank of America (nearest in Charlottesville, 22 mi), PNC Bank (nearest in Fredericksburg, 78 mi), U.S. Bank, Truist (nearest in Lovingston, 9 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Manassas, 97 mi), BMO.

BankIn NellysfordNearest branch if none here
ChaseNoneCharlottesville, 23 miles away
Wells FargoNoneWaynesboro, 12 miles away
Bank of AmericaNoneCharlottesville, 22 miles away
PNC BankNoneFredericksburg, 78 miles away
U.S. BankNonenone in Virginia
TruistNoneLovingston, 9 miles away
Fifth Third BankNonenone in Virginia
HuntingtonNonenone in Virginia
Regions BankNonenone in Virginia
TD BankNoneManassas, 97 miles away
BMONonenone in Virginia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Nellysford to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Nellysford residents like anyone else.

Banks near Nellysford

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lovingston (9 miles) and Waynesboro (13 miles). Charlottesville, 24 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Nellysford

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Nellysford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Nellysford by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Nellysford offices.

Short answer: Bank of the James is the largest bank with offices in Nellysford, with $1.03 billion in total assets on June 30, 2026, No. 1,019 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of the James$1.03 billionNo. 1,0191Lynchburg, VA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Nellysford: FAQ

How many banks are in Nellysford, VA?

Nellysford has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Bank of the James in Nellysford, VA?

Yes. FDIC data lists 1 Bank of the James branch in Nellysford as of September 5, 2026. The address and directions are under Bank of the James above.

Is there a Chase in Nellysford, VA?

No. FDIC data lists no Chase branch in Nellysford as of September 5, 2026. The nearest is in Charlottesville, about 23 miles away in a straight line.

Which banks in Nellysford are open on Saturday?

University of Va Community Cu Credit Union publishes Saturday hours for one or more Nellysford locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Nellysford?

Bank of the James has the longest record among banks with a branch here: the FDIC shows it operating since 1999.

Which credit unions can I join in Nellysford?

University of Va Community Cu Credit Union has an office in Nellysford. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Nellysford in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Nellysford?

Nearby cities with more banks include Lovingston, Waynesboro, Stuarts Draft. Lovingston is 9 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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