US Bank Directory
Banks in Waynesboro, VA
10 FDIC-insured banks operate 10 offices in Waynesboro, Virginia, and 1 credit union has 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Waynesboro
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 15 locations in Waynesboro, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
15 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Waynesboro
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 10 banks share the most locations in Waynesboro, with 1 each. 10 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Dupont Community Credit Union Credit union · 5
Dupont Community Credit Union has 5 officees in Waynesboro, 16 across Virginia. It is based in Waynesboro, VA and $2.07 billion in assets on March 31, 2026, according to its NCUA call report. 3 of its 5 Waynesboro locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1154 Shenandoah Village Dr, 22980
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Dccu Operations Center1140 Shenandoah Village Dr, 22980
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Dccu Branch - Lucy Lane Office140 Lucy Ln, 22980
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Dccu Branch - Riverside Office200 E Broad St, 22980
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Dccu Branch - West Main Office2200 W Main St, 22980
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Atlantic Union Bank Bank · 1
Atlantic Union Bank has 1 branch in Waynesboro, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Rosser Avenue Branch at 100 Lucy Ln dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rosser Avenue Branch100 Lucy Ln, 22980
City National Bank of West Virginia Bank · 1
City National Bank of West Virginia has 1 branch in Waynesboro, 13 across Virginia and 97 nationwide. FDIC records list its main office in Charleston, WV and show it operating since 1957. With $6.76 billion in total assets on June 30, 2026, it ranks No. 229 of 4,232 U.S. banks by total assets. The Waynesboro Branch at 2934 W Main St dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waynesboro Branch2934 W Main St, 22980
Farmers & Merchants Bank Bank · 1
Farmers & Merchants Bank has 1 branch in Waynesboro, 16 across Virginia and 16 nationwide. FDIC records list its main office in Timberville, VA and show it operating since 1908. With $1.40 billion in total assets on June 30, 2026, it ranks No. 790 of 4,232 U.S. banks by total assets. The Waynesboro Branch at 2701 W Main St dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waynesboro Branch2701 W Main St, 22980
First Bank Bank · 1
First Bank has 1 branch in Waynesboro, 31 across Virginia and 33 nationwide. FDIC records list its main office in Strasburg, VA and show it operating since 1907. With $2.07 billion in total assets on June 30, 2026, it ranks No. 589 of 4,232 U.S. banks by total assets. The Waynesboro Branch at 1415 W Main St dates to 1956 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waynesboro Branch1415 W Main St, 22980
The First Bank Bank · 1
The First Bank has 1 branch in Waynesboro, 24 across Virginia and 35 nationwide. FDIC records list its main office in Lebanon, VA and show it operating since 1979. With $4.28 billion in total assets on June 30, 2026, it ranks No. 323 of 4,232 U.S. banks by total assets. The Waynesboro Branch at 851 Lew Dewitt Blvd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waynesboro Branch851 Lew Dewitt Blvd, 22980
The National Bank of Blacksburg Bank · 1
The National Bank of Blacksburg has 1 branch in Waynesboro, 28 across Virginia and 28 nationwide. FDIC records list its main office in Blacksburg, VA and show it operating since 1891. With $1.83 billion in total assets on June 30, 2026, it ranks No. 645 of 4,232 U.S. banks by total assets. The Frontier Community Bank Branch at 400 Lew Dewitt Blvd dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Frontier Community Bank Branch400 Lew Dewitt Blvd, 22980
Truist Bank · 1
Truist has 1 branch in Waynesboro, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Waynesboro Branch at 1100 W Broad St dates to 1978 in FDIC branch records. Its published hours do not list Saturday.
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Waynesboro Branch1100 W Broad St, 22980
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
United Bank Bank · 1
United Bank has 1 branch in Waynesboro, 81 across Virginia and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Waynesboro Branch at 2556 Jefferson Hwy dates to 1999 in FDIC branch records. Its published hours do not list Saturday.
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Waynesboro Branch2556 Jefferson Hwy, 22980
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Waynesboro, 179 across Virginia and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Waynesboro Branch at 216 S Wayne Ave dates to 1964 in FDIC branch records. Its published hours do not list Saturday.
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Waynesboro Branch216 S Wayne Ave, 22980
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Waynesboro, 48 across Virginia and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Waynesboro Wal-Mart Branch at 116 Lucy Ln dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waynesboro Wal-Mart Branch116 Lucy Ln, 22980
Join a credit union in Waynesboro
1 credit union has 5 offices here: Dupont Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waynesboro page has every office in the state's directory.
Banking in Waynesboro: the local picture
Short answer: 10 banks run 10 branches in Waynesboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 0 have their main office in Waynesboro, 6 elsewhere in Virginia and 4 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank's office at 1415 W Main St, dating to 1956; the newest is The National Bank of Blacksburg's at 400 Lew Dewitt Blvd, from 2024.
The only credit union with an office here is Dupont Community Credit Union.
Of the 8 locations with published hours. 3 open on Saturday. 7 locations have no published hours in these sources.
Credit unions open on Saturday in Waynesboro
Short answer: 3 of the 8 Waynesboro locations with published hours open on Saturday, run by 1 institution.
- Dupont Community Credit Union: 3 of 5 offices (140 Lucy Ln: Saturday 9 am to 12 pm, and 2 more)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Waynesboro, and where the nearest one is if they do not.
Short answer: In Waynesboro: Wells Fargo (1), Truist (1). No branches in Waynesboro: Chase (nearest in Charlottesville, 23 mi), Bank of America (nearest in Charlottesville, 23 mi), PNC Bank (nearest in Warrenton, 76 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Manassas, 91 mi), BMO.
| Bank | In Waynesboro | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Charlottesville, 23 miles away |
| Bank of America | None | Charlottesville, 23 miles away |
| PNC Bank | None | Warrenton, 76 miles away |
| U.S. Bank | None | none in Virginia |
| Fifth Third Bank | None | none in Virginia |
| Huntington | None | none in Virginia |
| Regions Bank | None | none in Virginia |
| TD Bank | None | Manassas, 91 miles away |
| BMO | None | none in Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waynesboro to the nearest branch in Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waynesboro residents like anyone else.
Banks near Waynesboro
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Stuarts Draft (7 miles) and Staunton (9 miles). Charlottesville, 24 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Stuarts Draft, VA | 7 mi | 2 | 2 |
| Banks in Staunton, VA | 9 mi | 11 | 15 |
| Banks in Verona, VA | 10 mi | 3 | 3 |
| Banks in Bridgewater, VA | 22 mi | 5 | 5 |
| Banks in Lovingston, VA | 22 mi | 2 | 2 |
| Banks in Charlottesville, VA | 24 mi | 15 | 43 |
| Banks in Harrisonburg, VA | 25 mi | 14 | 28 |
| Banks in Elkton, VA | 28 mi | 3 | 3 |
Bank branch openings and closings in Waynesboro
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Waynesboro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Waynesboro
Short answer: 1 institution has its main office in Waynesboro: Dupont Community Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Dupont Community Credit Union | Credit union | $2.07 billion | 5 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Waynesboro by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waynesboro offices.
Short answer: Wells Fargo is the largest bank with offices in Waynesboro, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Atlantic Union Bank | $38.02 billion | No. 59 | 1 | Richmond City, VA |
| United Bank | $33.64 billion | No. 65 | 1 | Fairfax, VA |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| City National Bank of West Virginia | $6.76 billion | No. 229 | 1 | Charleston, WV |
| The First Bank | $4.28 billion | No. 323 | 1 | Lebanon, VA |
| First Bank | $2.07 billion | No. 589 | 1 | Strasburg, VA |
| The National Bank of Blacksburg | $1.83 billion | No. 645 | 1 | Blacksburg, VA |
| Farmers & Merchants Bank | $1.40 billion | No. 790 | 1 | Timberville, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Waynesboro: FAQ
How many banks are in Waynesboro, VA?
Waynesboro has 10 banks with 10 branches and 1 credit union with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Waynesboro?
Wells Fargo, with 1. Truist has 1 and Atlantic Union Bank has 1.
Is there a Wells Fargo in Waynesboro, VA?
Yes. FDIC data lists 1 Wells Fargo branch in Waynesboro as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Truist in Waynesboro, VA?
Yes. FDIC data lists 1 Truist branch in Waynesboro as of September 5, 2026. The address and directions are under Truist above.
Is there a Atlantic Union Bank in Waynesboro, VA?
Yes. FDIC data lists 1 Atlantic Union Bank branch in Waynesboro as of September 5, 2026. The address and directions are under Atlantic Union Bank above.
Is there a Chase in Waynesboro, VA?
No. FDIC data lists no Chase branch in Waynesboro as of September 5, 2026. The nearest is in Charlottesville, about 23 miles away in a straight line.
Which banks in Waynesboro are open on Saturday?
Dupont Community Credit Union publishes Saturday hours for one or more Waynesboro locations. The Saturday section above lists each one with its hours. 7 of the 15 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Waynesboro?
Dupont Community Credit Union has its main office in Waynesboro, according to the FDIC and the NCUA.
What is the oldest bank in Waynesboro?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Waynesboro?
Dupont Community Credit Union has an office in Waynesboro. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Waynesboro in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Waynesboro?
Nearby cities with more banks include Stuarts Draft, Staunton, Verona. Stuarts Draft is 7 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 10 branches: Truist, United Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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