US Bank Directory
Banks in Charlottesville, VA
15 FDIC-insured banks operate 43 offices in Charlottesville, Virginia, and 2 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Charlottesville
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 17 banks and credit unions operate 49 locations in Charlottesville, according to the FDIC and the NCUA. 48 of them have coordinates on record and are on the map. 24 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
48 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Charlottesville
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of America and Virginia National Bank have the most locations in Charlottesville, with 6 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 6
Bank of America has 6 branches in Charlottesville, 98 across Virginia and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charlottesville location is the University Branch at 1619 University Ave, dating to 1923; the newest, at 650 Peter Jefferson Pkwy, to 2016. 2 of its 5 Charlottesville locations with published hours open on Saturday.
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Long Street Branch1205 Long St, 22901
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Rio Road Branch1505 Putt Putt Pl, 22901
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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University Branch1619 University Ave, 22903
All hours
Mon closed; Tue to Fri 10 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Newcomb Hall Branch180 Mccormick Rd, Newcomb Hall, 22904
All hours
Mon closed; Tue to Fri 10 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Barracks Road Branch2103 Barracks Rd, 22903
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Charlottesville Pwm Branch650 Peter Jefferson Pkwy, 22911
Virginia National Bank Bank · 6
Virginia National Bank has 6 branches in Charlottesville, 16 across Virginia and 16 nationwide. FDIC records list its main office in Charlottesville, VA and show it operating since 1998. With $1.64 billion in total assets on June 30, 2026, it ranks No. 689 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charlottesville location is its main office at 222 E Main St, dating to 1998; the newest, at 301 E Water St, to 2019. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office222 E Main St, 22902
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Seminole Trail Branch - Messenger Service1580 Seminole Trl, 22901
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Barracks Road Office1900 Arlington Blvd, 22903
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Messenger Service/Main Office222 E Main St, 22902
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Downtown Drive-Thru301 E Water St, 22902
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Pantops Office Branch404 People Pl, 22911
Truist Bank · 5
Truist has 5 branches in Charlottesville, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charlottesville location is the Barracks Road Branch at 1201 Emmet St N, dating to 1935; the newest, at 550 Radford Ln, to 2009. 3 of its 5 Charlottesville locations with published hours open on Saturday.
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Barracks Road Branch1201 Emmet St N, 22903
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Pantops Branch142 Hansen Rd, 22911
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Seminole Trail Branch1425 Seminole Trl, 22901
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Court Square Branch305 E Jefferson St, 22902
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Crozet Branch550 Radford Ln, 22903
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
University of Va Community Cu Credit Union Credit union · 5
University of Va Community Cu Credit Union has 5 officees in Charlottesville, 15 across Virginia. It is based in Charlottesville, VA and $1.63 billion in assets on March 31, 2026, according to its NCUA call report. 3 of its 5 Charlottesville locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office3300 Berkmar Dr, 22901
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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West Main Street - Patton Mansion Branch1018 W Main St, 22903
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Arlington Boulevard Branch1936 Arlington Blvd, 22903
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Pantops Branch220 Wayles Ln, 22911
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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East Jefferson Branch900 E Jefferson St, 22902
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 4
Wells Fargo has 4 branches in Charlottesville, 179 across Virginia and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charlottesville location is the Emmet Street Branch at 901 Emmet St N, dating to 1966; the newest, at 1420 Rolkin Ct, to 2011. 2 of its 4 Charlottesville locations with published hours open on Saturday.
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Pantops Branch1420 Rolkin Ct, 22911
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Fashion Square Branch1625 Seminole Trl, 22901
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Airport Road Branch3490 Seminole Trl, 22911
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Emmet Street Branch901 Emmet St N, 22903
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Atlantic Union Bank Bank · 3
Atlantic Union Bank has 3 branches in Charlottesville, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charlottesville location is the Pantops Branch at 1658 State Farm Blvd, dating to 1981; the newest, at 410 Gander Dr, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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Pantops Branch1658 State Farm Blvd, 22911
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Barracks Road Branch2151 Barracks Rd, 22903
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Northtown Center Branch410 Gander Dr, 22901
Bank of the James Bank · 3
Bank of the James has 3 branches in Charlottesville, 22 across Virginia and 22 nationwide. FDIC records list its main office in Lynchburg, VA and show it operating since 1999. With $1.03 billion in total assets on June 30, 2026, it ranks No. 1,019 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charlottesville location is the Westminster-Canterbury Blue Ridge Branch at 250 Pantops Mountain Rd, dating to 2015; the newest, at 550 E Water St, to 2019. It does not publish hours in the sources this page uses; check its site before you go.
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Charlottesville 5Th St Station Branch225 Merchant Walk Ave, 22902
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Westminster-Canterbury Blue Ridge Branch250 Pantops Mountain Rd, 22911
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Charlottesville Water St Branch550 E Water St, 22902
Carter Bank & Trust Bank · 3
Carter Bank & Trust has 3 branches in Charlottesville, 51 across Virginia and 66 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2006. With $4.80 billion in total assets on June 30, 2026, it ranks No. 293 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charlottesville location is the Gardens Boulevard Branch at 800 Gardens Blvd, dating to 2004; the newest, at 300 Preston Avenue, to 2023. It does not publish hours in the sources this page uses; check its site before you go.
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Charlottesville Branch1330 Parham Cir, 22902
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Preston Avenue Branch300 Preston Avenue, 22902
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Gardens Boulevard Branch800 Gardens Blvd, 22901
Chase Bank · 3
Chase has 3 branches in Charlottesville, 77 across Virginia and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charlottesville location is the Charlottesville The Corner Branch at 1415 University Ave, dating to 2019; the newest, at 905 Twentyninth Place Ct., to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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Pantops Riverbend Branch100 Riverbend Dr., 22911
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Charlottesville The Corner Branch1415 University Ave, 22903
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29Th Place Charlottesville Branch905 Twentyninth Place Ct., 22901
Citizens and Farmers Bank Bank · 2
Citizens and Farmers Bank has 2 branches in Charlottesville, 32 across Virginia and 32 nationwide. FDIC records list its main office in West Point, VA and show it operating since 1927. With $2.79 billion in total assets on June 30, 2026, it ranks No. 462 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charlottesville location is the Charlottesville Branch at 304 E Main St, dating to 2017; the newest, at 3920 Lenox Ave, to 2020. It does not publish hours in the sources this page uses; check its site before you go.
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Charlottesville Branch304 E Main St, 22902
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Stonefield Financial Center Branch3920 Lenox Ave, 22901
First Citizens Bank Bank · 2
First Citizens Bank has 2 branches in Charlottesville, 36 across Virginia and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charlottesville location is the Charlottesville Main Branch at 2101 Dominion Dr, dating to 1998; the newest, at 2013 Abbey Rd, to 2007. None of its 2 Charlottesville locations with published hours lists Saturday hours.
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Charlottesville Pantops Branch2013 Abbey Rd, 22911
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
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Charlottesville Main Branch2101 Dominion Dr, 22901
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
United Bank Bank · 2
United Bank has 2 branches in Charlottesville, 81 across Virginia and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charlottesville location is the Charlottesville Branch at 1265 Seminole Trl, dating to 1998; the newest, at 100 5th St Se, to 2001. 1 of its 2 Charlottesville locations with published hours open on Saturday.
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Charlottesville Branch100 5th St Se, 22902
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
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Charlottesville Branch1265 Seminole Trl, 22901
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
Blue Ridge Bank Bank · 1
Blue Ridge Bank has 1 branch in Charlottesville, 26 across Virginia and 27 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2000. With $2.31 billion in total assets on June 30, 2026, it ranks No. 542 of 4,232 U.S. banks by total assets. The Charlottesville Branch at 1807 Seminole Trl dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Charlottesville Branch1807 Seminole Trl, 22901
First National Bank Bank · 1
First National Bank has 1 branch in Charlottesville, 20 across Virginia and 20 nationwide. FDIC records list its main office in Altavista, VA and show it operating since 1908. With $1.14 billion in total assets on June 30, 2026, it ranks No. 933 of 4,232 U.S. banks by total assets. The Charlottesville Ivy Road Branch at 2208 Ivy Rd dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Charlottesville Ivy Road Branch2208 Ivy Rd, 22903
Old Dominion National Bank Bank · 1
Old Dominion National Bank has 1 branch in Charlottesville, 4 across Virginia and 6 nationwide. FDIC records list its main office in Charlottesville, VA and show it operating since 2007. With $1.80 billion in total assets on June 30, 2026, it ranks No. 650 of 4,232 U.S. banks by total assets. Its main office at 852 W Main St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office852 W Main St, 22903
Pioneer Bank Bank · 1
Pioneer Bank has 1 branch in Charlottesville, 7 across Virginia and 7 nationwide. FDIC records list its main office in Stanley, VA and show it operating since 1909. With $371.8 million in total assets on June 30, 2026, it ranks No. 2,181 of 4,232 U.S. banks by total assets. The Charlottesville Branch at 630 Peter Jefferson Pkwy dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Charlottesville Branch630 Peter Jefferson Pkwy, 22911
Virginia Credit Union Credit union · 1
Virginia Credit Union has 1 office in Charlottesville, 44 across Virginia. It is based in Richmond, VA and $7.36 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Seminole Square Branch120 Seminole Ct, 22901
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Charlottesville
2 credit unions have 6 offices here: University of Va Community Cu Credit Union and Virginia Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Charlottesville page has every office in the state's directory.
Banking in Charlottesville: the local picture
Short answer: 15 banks run 43 branches in Charlottesville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 15 banks, 2 have their main office in Charlottesville, 8 elsewhere in Virginia and 5 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 1619 University Ave, dating to 1923; the newest is Chase's at 905 Twentyninth Place Ct., from 2024.
2 credit unions have 6 offices in Charlottesville, according to the NCUA. Who can join each one is on the credit unions page.
Of the 24 locations with published hours. 12 open on Saturday. 25 locations have no published hours in these sources.
Banks by ZIP code in Charlottesville
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 22901 has the most bank and credit union offices in Charlottesville (14), followed by 22903 (12) and 22902 (11). Offices are spread across 5 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 22901 | 14 | 13 | Bank of America, Atlantic Union Bank, Blue Ridge Bank |
| 22903 | 12 | 9 | Bank of America, Truist, University of Va Community Cu Credit Union |
| 22902 | 11 | 7 | Virginia National Bank, Bank of the James, Carter Bank & Trust |
| 22911 | 11 | 10 | Wells Fargo, Atlantic Union Bank, Bank of America |
| 22904 | 1 | 1 | Bank of America |
Banks and credit unions open on Saturday in Charlottesville
Short answer: 12 of the 24 Charlottesville locations with published hours open on Saturday, run by 6 institutions.
- Bank of America: 2 of 6 branches (1505 Putt Putt Pl: Saturday 9 am to 2 pm, and 1 more)
- Truist: 3 of 5 branches (1201 Emmet St N: Saturday 9 am to 12 pm, and 2 more)
- Wells Fargo: 2 of 4 branches (1420 Rolkin Ct: Saturday 9 am to 2 pm, and 1 more)
- United Bank: 1 of 2 branches (1265 Seminole Trl: Saturday 9 am to 12 pm)
- University of Va Community Cu Credit Union: 3 of 5 offices (3300 Berkmar Dr: Saturday 9 am to 12 pm, and 2 more)
- Virginia Credit Union: 1 of 1 office (120 Seminole Ct: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 25 of the 49 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Charlottesville, and where the nearest one is if they do not.
Short answer: In Charlottesville: Chase (3), Wells Fargo (4), Bank of America (6), Truist (5). No branches in Charlottesville: PNC Bank (nearest in Fredericksburg, 54 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Manassas, 73 mi), BMO.
| Bank | In Charlottesville | Nearest branch if none here |
|---|---|---|
| Chase | 3 branches | here |
| Wells Fargo | 4 branches | here |
| Bank of America | 6 branches | here |
| Truist | 5 branches | here |
| PNC Bank | None | Fredericksburg, 54 miles away |
| U.S. Bank | None | none in Virginia |
| Fifth Third Bank | None | none in Virginia |
| Huntington | None | none in Virginia |
| Regions Bank | None | none in Virginia |
| TD Bank | None | Manassas, 73 miles away |
| BMO | None | none in Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Charlottesville to the nearest branch in Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Charlottesville residents like anyone else.
Banks near Charlottesville
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Ruckersville (13 miles) and Palmyra (15 miles). Waynesboro, 24 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Ruckersville, VA | 13 mi | 3 | 3 |
| Banks in Palmyra, VA | 15 mi | 2 | 2 |
| Banks in Gordonsville, VA | 15 mi | 2 | 2 |
| Banks in Scottsville, VA | 16 mi | 2 | 2 |
| Banks in Waynesboro, VA | 24 mi | 10 | 10 |
| Banks in Orange, VA | 24 mi | 4 | 4 |
| Banks in Elkton, VA | 26 mi | 3 | 3 |
| Banks in Louisa, VA | 26 mi | 3 | 3 |
Bank branch openings and closings in Charlottesville
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Charlottesville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Charlottesville
Short answer: 3 institutions have their main office in Charlottesville: Virginia National Bank, University of Va Community Cu Credit Union and Old Dominion National Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Virginia National Bank | Bank | $1.64 billion | 6 |
| University of Va Community Cu Credit Union | Credit union | $1.63 billion | 5 |
| Old Dominion National Bank | Bank | $1.80 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Charlottesville by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Charlottesville offices.
Short answer: Chase is the largest bank with offices in Charlottesville, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 2 of the 15 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 3 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 6 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 4 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 5 | Charlotte, NC |
| First Citizens Bank | $236.32 billion | No. 19 | 2 | Raleigh, NC |
| Atlantic Union Bank | $38.02 billion | No. 59 | 3 | Richmond City, VA |
| United Bank | $33.64 billion | No. 65 | 2 | Fairfax, VA |
| Carter Bank & Trust | $4.80 billion | No. 293 | 3 | Martinsville, VA |
| Citizens and Farmers Bank | $2.79 billion | No. 462 | 2 | West Point, VA |
| Blue Ridge Bank | $2.31 billion | No. 542 | 1 | Martinsville, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Charlottesville: FAQ
How many banks are in Charlottesville, VA?
Charlottesville has 15 banks with 43 branches and 2 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Charlottesville?
Bank of America, with 6. Virginia National Bank has 6 and Truist has 5.
Is there a Bank of America in Charlottesville, VA?
Yes. FDIC data lists 6 Bank of America branches in Charlottesville as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a Virginia National Bank in Charlottesville, VA?
Yes. FDIC data lists 6 Virginia National Bank branches in Charlottesville as of September 5, 2026, the main office at 222 E Main St. Its branches are listed under Virginia National Bank above, with the address and directions for each.
Is there a Truist in Charlottesville, VA?
Yes. FDIC data lists 5 Truist branches in Charlottesville as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a PNC Bank in Charlottesville, VA?
No. FDIC data lists no PNC Bank branch in Charlottesville as of September 5, 2026. The nearest is in Fredericksburg, about 54 miles away in a straight line.
Which banks in Charlottesville are open on Saturday?
Bank of America, Truist, Wells Fargo and United Bank and 2 more publish Saturday hours for one or more Charlottesville locations. The Saturday section above lists each one with its hours. 25 of the 49 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Charlottesville?
Virginia National Bank, University of Va Community Cu Credit Union and Old Dominion National Bank have their main office in Charlottesville, according to the FDIC and the NCUA.
What is the oldest bank in Charlottesville?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Charlottesville?
University of Va Community Cu Credit Union and Virginia Credit Union have offices in Charlottesville. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Charlottesville in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Charlottesville?
Nearby cities with more banks include Ruckersville, Palmyra, Gordonsville. Ruckersville is 13 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (18 of 43 branches: Bank of America, First Citizens Bank, Truist, United Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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