Banks in Stuarts Draft, VA

Bank branch map: Stuarts Draft

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Stuarts Draft, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Stuarts Draft

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: City National Bank of West Virginia and Farmers & Merchants Bank have the most locations in Stuarts Draft, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

City National Bank of West Virginia 1 branch · main office Charleston, WV Bank · 1

City National Bank of West Virginia has 1 branch in Stuarts Draft, 13 across Virginia and 97 nationwide. FDIC records list its main office in Charleston, WV and show it operating since 1957. With $6.76 billion in total assets on June 30, 2026, it ranks No. 229 of 4,232 U.S. banks by total assets. The Stuarts Draft Branch at 2658 Stuarts Draft Hwy dates to 1933 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Stuarts Draft Branch

  2658 Stuarts Draft Hwy, 24477

  Hours: see the bank's site
  DirectionsWebsite

City National Bank of West Virginia: profile, branches and contacts

Dupont Community Credit Union 1 office · main office Waynesboro, VA Credit union · 1

Dupont Community Credit Union has 1 office in Stuarts Draft, 16 across Virginia. It is based in Waynesboro, VA and $2.07 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Dccu Branch - Stuarts Draft Office

  2518 Stuarts Draft Hwy, 24477

  (540) 946-3200Today 9 am to 5:30 pm

  All hours

  Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Dupont Community Credit Union: profile, branches and contacts

Farmers & Merchants Bank 1 branch · main office Timberville, VA Bank · 1

Farmers & Merchants Bank has 1 branch in Stuarts Draft, 16 across Virginia and 16 nationwide. FDIC records list its main office in Timberville, VA and show it operating since 1908. With $1.40 billion in total assets on June 30, 2026, it ranks No. 790 of 4,232 U.S. banks by total assets. The Stuarts Draft Branch at 2782 Stuarts Draft Hwy dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Stuarts Draft Branch

  2782 Stuarts Draft Hwy, 24477

  Hours: see the bank's site
  DirectionsWebsite

Farmers & Merchants Bank: profile, branches and contacts

Join a credit union in Stuarts Draft

1 credit union has 1 office here: Dupont Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Stuarts Draft page has every office in the state's directory.

Banking in Stuarts Draft: the local picture

Short answer: 2 banks run 2 branches in Stuarts Draft according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Stuarts Draft, 1 elsewhere in Virginia and 1 out of state, according to the FDIC.

The bank with the longest record here is Farmers & Merchants Bank, operating since 1908 according to the FDIC. In FDIC branch records, the longest-running branch is City National Bank of West Virginia's office at 2658 Stuarts Draft Hwy, dating to 1933; the newest is Farmers & Merchants Bank's at 2782 Stuarts Draft Hwy, from 2019.

The only credit union with an office here is Dupont Community Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Credit unions open on Saturday in Stuarts Draft

Short answer: 1 of the 1 Stuarts Draft location with published hours opens on Saturday, run by 1 institution.

• Dupont Community Credit Union: 1 of 1 office (2518 Stuarts Draft Hwy: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Stuarts Draft, and where the nearest one is if they do not.

Short answer: No branches in Stuarts Draft: Chase (nearest in Charlottesville, 29 mi), Wells Fargo (nearest in Waynesboro, 8 mi), Bank of America (nearest in Charlottesville, 29 mi), PNC Bank (nearest in Warrenton, 82 mi), U.S. Bank, Truist (nearest in Greenville, 7 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Manassas, 98 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Stuarts Draft to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Stuarts Draft residents like anyone else.

Banks near Stuarts Draft

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Waynesboro (7 miles) and Staunton (8 miles). Harrisonburg, 29 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Stuarts Draft

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Stuarts Draft between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Stuarts Draft by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Stuarts Draft offices.

Short answer: City National Bank of West Virginia is the largest bank with offices in Stuarts Draft, with $6.76 billion in total assets on June 30, 2026, No. 229 among U.S. banks by total assets. Farmers & Merchants Bank is second with $1.40 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Stuarts Draft: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.