US Bank Directory

Banks in Bridgewater, VA

5 FDIC-insured banks operate 5 offices in Bridgewater, Virginia, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Bridgewater

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 6 locations in Bridgewater, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Bridgewater

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Bridgewater, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Farmers & Merchants Bank 1 branch · main office Timberville, VA Bank · 1

Farmers & Merchants Bank has 1 branch in Bridgewater, 16 across Virginia and 16 nationwide. FDIC records list its main office in Timberville, VA and show it operating since 1908. With $1.40 billion in total assets on June 30, 2026, it ranks No. 790 of 4,232 U.S. banks by total assets. The Bridgewater Branch at 100 Plaza Dr dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bridgewater Branch
    100 Plaza Dr, 22812
    Hours: see the bank's site
Farmers & Merchants Bank: profile, branches and contacts
Park View Credit Union 1 office · main office Harrisonburg, VA Credit union · 1

Park View Credit Union has 1 office in Bridgewater, 6 across Virginia. It is based in Harrisonburg, VA and $406.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Brc
    210 Virginia Ave, 22812
    (540) 434-6444Today 11 am to 3 pm
    All hours

    Mon to Wed 11 am to 3 pm; Thu to Fri 11 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Park View Credit Union: profile, branches and contacts
Pendleton Community Bank 1 branch · main office Franklin, WV Bank · 1

Pendleton Community Bank has 1 branch in Bridgewater, 7 across Virginia and 16 nationwide. FDIC records list its main office in Franklin, WV and show it operating since 1925. With $849.7 million in total assets on June 30, 2026, it ranks No. 1,200 of 4,232 U.S. banks by total assets. The Bridgewater Branch at 317 N Main St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bridgewater Branch
    317 N Main St, 22812
    Hours: see the bank's site
Pendleton Community Bank: profile, branches and contacts
The First Bank 1 branch · main office Lebanon, VA Bank · 1

The First Bank has 1 branch in Bridgewater, 24 across Virginia and 35 nationwide. FDIC records list its main office in Lebanon, VA and show it operating since 1979. With $4.28 billion in total assets on June 30, 2026, it ranks No. 323 of 4,232 U.S. banks by total assets. The Bridgewater Branch at 610 N Main St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bridgewater Branch
    610 N Main St, 22812
    Hours: see the bank's site
The First Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Bridgewater, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Bridgewater Branch at 111 N Main St dates to 1898 in FDIC branch records. It opens on Saturday.

  • Bridgewater Branch
    111 N Main St, 22812
    (540) 828-2571Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
United Bank 1 branch · main office Fairfax, VA Bank · 1

United Bank has 1 branch in Bridgewater, 81 across Virginia and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Bridgewater Branch at 309 N Main St dates to 2004 in FDIC branch records. Its published hours do not list Saturday.

  • Bridgewater Branch
    309 N Main St, 22812
    (540) 515-0003Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published

    Hours: United Bank branch locator (All The Places), checked Oct 10, 2026

United Bank: profile, branches and contacts

Join a credit union in Bridgewater

1 credit union has 1 office here: Park View Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Bridgewater page has every office in the state's directory.

Banking in Bridgewater: the local picture

Short answer: 5 banks run 5 branches in Bridgewater according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Bridgewater, 3 elsewhere in Virginia and 2 out of state, according to the FDIC.

The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 111 N Main St, dating to 1898; the newest is The First Bank's at 610 N Main St, from 2013.

The only credit union with an office here is Park View Credit Union.

Of the 3 locations with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.

Banks open on Saturday in Bridgewater

Short answer: 1 of the 3 Bridgewater locations with published hours opens on Saturday, run by 1 institution.

  • Truist: 1 of 1 branch (111 N Main St: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Bridgewater, and where the nearest one is if they do not.

Short answer: In Bridgewater: Truist (1). No branches in Bridgewater: Chase (nearest in Charlottesville, 34 mi), Wells Fargo (nearest in Harrisonburg, 5 mi), Bank of America (nearest in Harrisonburg, 7 mi), PNC Bank (nearest in Warrenton, 68 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Manassas, 84 mi), BMO.

BankIn BridgewaterNearest branch if none here
Truist1 branchhere
ChaseNoneCharlottesville, 34 miles away
Wells FargoNoneHarrisonburg, 5 miles away
Bank of AmericaNoneHarrisonburg, 7 miles away
PNC BankNoneWarrenton, 68 miles away
U.S. BankNonenone in Virginia
Fifth Third BankNonenone in Virginia
HuntingtonNonenone in Virginia
Regions BankNonenone in Virginia
TD BankNoneManassas, 84 miles away
BMONonenone in Virginia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bridgewater to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bridgewater residents like anyone else.

Banks near Bridgewater

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Harrisonburg (6 miles) and Verona (14 miles). Harrisonburg, 6 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Bridgewater

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bridgewater between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Bridgewater by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bridgewater offices.

Short answer: Truist is the largest bank with offices in Bridgewater, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. United Bank is second with $33.64 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Truist$548.35 billionNo. 91Charlotte, NC
United Bank$33.64 billionNo. 651Fairfax, VA
The First Bank$4.28 billionNo. 3231Lebanon, VA
Farmers & Merchants Bank$1.40 billionNo. 7901Timberville, VA
Pendleton Community Bank$849.7 millionNo. 1,2001Franklin, WV

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bridgewater: FAQ

How many banks are in Bridgewater, VA?

Bridgewater has 5 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Bridgewater?

Truist, with 1. United Bank has 1 and The First Bank has 1.

Is there a Truist in Bridgewater, VA?

Yes. FDIC data lists 1 Truist branch in Bridgewater as of September 5, 2026. The address and directions are under Truist above.

Is there a United Bank in Bridgewater, VA?

Yes. FDIC data lists 1 United Bank branch in Bridgewater as of September 5, 2026. The address and directions are under United Bank above.

Is there a The First Bank in Bridgewater, VA?

Yes. FDIC data lists 1 The First Bank branch in Bridgewater as of September 5, 2026. The address and directions are under The First Bank above.

Is there a Chase in Bridgewater, VA?

No. FDIC data lists no Chase branch in Bridgewater as of September 5, 2026. The nearest is in Charlottesville, about 34 miles away in a straight line.

Which banks in Bridgewater are open on Saturday?

Truist publishes Saturday hours for one or more Bridgewater locations. The Saturday section above lists each one with its hours. 3 of the 6 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Bridgewater?

Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.

Which credit unions can I join in Bridgewater?

Park View Credit Union has an office in Bridgewater. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Bridgewater in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Bridgewater?

Nearby cities with more banks include Harrisonburg, Verona, Staunton. Harrisonburg is 6 miles away with 14 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 5 branches: Truist, United Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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