Banks in Lovingston, VA

Bank branch map: Lovingston

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Lovingston, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Lovingston

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Truist and Atlantic Union Bank have the most locations in Lovingston, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Atlantic Union Bank 1 branch · main office Richmond City, VA Bank · 1

Atlantic Union Bank has 1 branch in Lovingston, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Lovingston Branch at 124 Main St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Lovingston Branch

  124 Main St, 22949

  Hours: see the bank's site
  DirectionsWebsite

Atlantic Union Bank: profile, branches and contacts

Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Lovingston, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Lovingston Branch at 93 Front St dates to 1973 in FDIC branch records. Its published hours do not list Saturday.

• Lovingston Branch

  93 Front St, 22949

  (434) 263-4806Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun closed

  Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Truist: profile, branches and contacts

Banking in Lovingston: the local picture

Short answer: 2 banks run 2 branches in Lovingston according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Lovingston, 1 elsewhere in Virginia and 1 out of state, according to the FDIC.

The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 93 Front St, dating to 1973; the newest is Atlantic Union Bank's at 124 Main St, from 2003.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Lovingston

Short answer: None of the 1 Lovingston location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Lovingston, and where the nearest one is if they do not.

Short answer: In Lovingston: Truist (1). No branches in Lovingston: Chase (nearest in Charlottesville, 28 mi), Wells Fargo (nearest in Waynesboro, 21 mi), Bank of America (nearest in Charlottesville, 28 mi), PNC Bank (nearest in Fredericksburg, 81 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Manassas, 103 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lovingston to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lovingston residents like anyone else.

Banks near Lovingston

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Amherst (15 miles) and Scottsville (21 miles). Waynesboro, 22 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Lovingston

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lovingston between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lovingston by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lovingston offices.

Short answer: Truist is the largest bank with offices in Lovingston, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Atlantic Union Bank is second with $38.02 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lovingston: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.