US Bank Directory
Banks in Madison Heights, VA
5 FDIC-insured banks operate 5 offices in Madison Heights, Virginia, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Madison Heights
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 7 locations in Madison Heights, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Madison Heights
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Madison Heights, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of the James Bank · 1
Bank of the James has 1 branch in Madison Heights, 22 across Virginia and 22 nationwide. FDIC records list its main office in Lynchburg, VA and show it operating since 1999. With $1.03 billion in total assets on June 30, 2026, it ranks No. 1,019 of 4,232 U.S. banks by total assets. The Madison Heights Branch at 4698 S Amherst Hwy dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Madison Heights Branch4698 S Amherst Hwy, 24572
Beacon Credit Union Credit union · 1
Beacon Credit Union has 1 office in Madison Heights, 11 across Virginia. It is based in Lynchburg, VA and $378.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Madison Heights155 Amelon Sq, 24572
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Carter Bank & Trust Bank · 1
Carter Bank & Trust has 1 branch in Madison Heights, 51 across Virginia and 66 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2006. With $4.80 billion in total assets on June 30, 2026, it ranks No. 293 of 4,232 U.S. banks by total assets. The Madison Heights Branch at 4498 S Amherst Hwy dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Madison Heights Branch4498 S Amherst Hwy, 24572
Central Virginia Credit Union Credit union · 1
Central Virginia Credit Union has 1 office in Madison Heights, 5 across Virginia. It is based in Lynchburg, VA and $201.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Madison Heights Branch4482 S Amherst Hwy, 24572
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Madison Heights, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Madison Heights Branch at 4068 S Amherst Hwy dates to 1996 in FDIC branch records. It opens on Saturday.
-
Madison Heights Branch4068 S Amherst Hwy, 24572
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Madison Heights, 179 across Virginia and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Amelon Square Branch at 118 Amelon Sq dates to 1959 in FDIC branch records. It opens on Saturday.
-
Amelon Square Branch118 Amelon Sq, 24572
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Madison Heights, 48 across Virginia and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0179 Madison Walmart Branch at 197 Madison Heights Sq dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
0179 Madison Walmart Branch197 Madison Heights Sq, 24572
Join a credit union in Madison Heights
2 credit unions have 2 offices here: Beacon Credit Union and Central Virginia Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Madison Heights page has every office in the state's directory.
Banking in Madison Heights: the local picture
Short answer: 5 banks run 5 branches in Madison Heights according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Madison Heights, 2 elsewhere in Virginia and 3 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 118 Amelon Sq, dating to 1959; the newest is Woodforest's at 197 Madison Heights Sq, from 2007.
2 credit unions have 2 offices in Madison Heights, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 2 open on Saturday. 3 locations have no published hours in these sources.
Banks open on Saturday in Madison Heights
Short answer: 2 of the 4 Madison Heights locations with published hours open on Saturday, run by 2 institutions.
- Wells Fargo: 1 of 1 branch (118 Amelon Sq: Saturday 9 am to 2 pm)
- Truist: 1 of 1 branch (4068 S Amherst Hwy: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Madison Heights, and where the nearest one is if they do not.
Short answer: In Madison Heights: Wells Fargo (1), Truist (1). No branches in Madison Heights: Chase (nearest in Charlottesville, 52 mi), Bank of America (nearest in Lynchburg, 7 mi), PNC Bank (nearest in Fredericksburg, 103 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 126 mi), BMO.
| Bank | In Madison Heights | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Charlottesville, 52 miles away |
| Bank of America | None | Lynchburg, 7 miles away |
| PNC Bank | None | Fredericksburg, 103 miles away |
| U.S. Bank | None | none in Virginia |
| Fifth Third Bank | None | none in Virginia |
| Huntington | None | none in Virginia |
| Regions Bank | None | none in Virginia |
| TD Bank | None | Dumfries, 126 miles away |
| BMO | None | none in Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Madison Heights to the nearest branch in Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Madison Heights residents like anyone else.
Banks near Madison Heights
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lynchburg (7 miles) and Amherst (10 miles). Lynchburg, 7 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lynchburg, VA | 7 mi | 14 | 34 |
| Banks in Amherst, VA | 10 mi | 3 | 3 |
| Banks in Forest, VA | 10 mi | 7 | 8 |
| Banks in Rustburg, VA | 13 mi | 2 | 2 |
| Banks in Appomattox, VA | 18 mi | 4 | 5 |
| Banks in Buena Vista, VA | 23 mi | 2 | 2 |
| Banks in Bedford, VA | 23 mi | 7 | 9 |
| Banks in Lovingston, VA | 25 mi | 2 | 2 |
Bank branch openings and closings in Madison Heights
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Madison Heights between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Madison Heights by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Madison Heights offices.
Short answer: Wells Fargo is the largest bank with offices in Madison Heights, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Carter Bank & Trust | $4.80 billion | No. 293 | 1 | Martinsville, VA |
| Bank of the James | $1.03 billion | No. 1,019 | 1 | Lynchburg, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Madison Heights: FAQ
How many banks are in Madison Heights, VA?
Madison Heights has 5 banks with 5 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Madison Heights?
Wells Fargo, with 1. Truist has 1 and Woodforest has 1.
Is there a Wells Fargo in Madison Heights, VA?
Yes. FDIC data lists 1 Wells Fargo branch in Madison Heights as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Truist in Madison Heights, VA?
Yes. FDIC data lists 1 Truist branch in Madison Heights as of September 5, 2026. The address and directions are under Truist above.
Is there a Woodforest in Madison Heights, VA?
Yes. FDIC data lists 1 Woodforest branch in Madison Heights as of September 5, 2026. The address and directions are under Woodforest above.
Is there a Chase in Madison Heights, VA?
No. FDIC data lists no Chase branch in Madison Heights as of September 5, 2026. The nearest is in Charlottesville, about 52 miles away in a straight line.
Which banks in Madison Heights are open on Saturday?
Wells Fargo and Truist publish Saturday hours for one or more Madison Heights locations. The Saturday section above lists each one with its hours. 3 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Madison Heights?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Madison Heights?
Beacon Credit Union and Central Virginia Credit Union have offices in Madison Heights. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Madison Heights in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Madison Heights?
Nearby cities with more banks include Lynchburg, Amherst, Forest. Lynchburg is 7 miles away with 14 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 5 branches: Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds