Banks in Bedford, VA

Bank branch map: Bedford

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 8 banks and credit unions operate 10 locations in Bedford, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 3 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Bedford

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Citizens Bank and Carter Bank & Trust have the most locations in Bedford, with 2 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Carter Bank & Trust 2 branches · main office Martinsville, VA Bank · 2

Carter Bank & Trust has 2 branches in Bedford, 51 across Virginia and 66 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2006. With $4.80 billion in total assets on June 30, 2026, it ranks No. 293 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bedford location is the Bedford Branch at 550 Blue Ridge Ave, dating to 1989; the newest, at 1621 Forest Rd, to 2001. It does not publish hours in the sources this page uses; check its site before you go.

• Forest Road Branch

  1621 Forest Rd, 24523

  Hours: see the bank's site
  DirectionsWebsite
• Bedford Branch

  550 Blue Ridge Ave, 24523

  Hours: see the bank's site
  DirectionsWebsite

Carter Bank & Trust: profile, branches and contacts

First Citizens Bank First-Citizens Bank & Trust Company · 2 branches · main office Raleigh, NC Bank · 2

First Citizens Bank has 2 branches in Bedford, 36 across Virginia and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bedford location is the Bedford Branch at 130 E Main St, dating to 1961; the newest, at 304 E Main St, to 1993. Its published hours do not list Saturday.

• Bedford Branch

  130 E Main St, 24523

  (540) 586-8216Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun closed

  Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page
• Bedford Express Branch

  304 E Main St, 24523

  (540) 586-5648Hours: see the bank's site
  DirectionsBranch page

First Citizens Bank: profile, branches and contacts

Atlantic Union Bank 1 branch · main office Richmond City, VA Bank · 1

Atlantic Union Bank has 1 branch in Bedford, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Bedford Branch at 125 W Main St dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Bedford Branch

  125 W Main St, 24523

  Hours: see the bank's site
  DirectionsWebsite

Atlantic Union Bank: profile, branches and contacts

Bank of the James 1 branch · main office Lynchburg, VA Bank · 1

Bank of the James has 1 branch in Bedford, 22 across Virginia and 22 nationwide. FDIC records list its main office in Lynchburg, VA and show it operating since 1999. With $1.03 billion in total assets on June 30, 2026, it ranks No. 1,019 of 4,232 U.S. banks by total assets. The Bedford Branch at 1405 Old Dominion Blvd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Bedford Branch

  1405 Old Dominion Blvd, 24523

  Hours: see the bank's site
  DirectionsWebsite

Bank of the James: profile, branches and contacts

Beacon Credit Union 1 office · main office Lynchburg, VA Credit union · 1

Beacon Credit Union has 1 office in Bedford, 11 across Virginia. It is based in Lynchburg, VA and $378.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Bedford

  1629 Forest Rd, 24523

  (434) 237-1566Today 9 am to 5 pm

  All hours

  Mon to Thu 9 am to 5 pm; Fri to Sun not published

  Hours: NCUA, March 31, 2026

Beacon Credit Union: profile, branches and contacts

Select Bank 1 branch · main office Forest, VA Bank · 1

Select Bank has 1 branch in Bedford, 5 across Virginia and 6 nationwide. FDIC records list its main office in Forest, VA and show it operating since 2007. With $524.4 million in total assets on June 30, 2026, it ranks No. 1,738 of 4,232 U.S. banks by total assets. The Bedford Office Branch at 1387 American Way dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Bedford Office Branch

  1387 American Way, 24523

  Hours: see the bank's site
  DirectionsWebsite

Select Bank: profile, branches and contacts

Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Bedford, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Bedford Branch at 115 W Main St dates to 1974 in FDIC branch records. Its published hours do not list Saturday.

• Bedford Branch

  115 W Main St, 24523

  (540) 875-4011Today 9 am to 5 pm

  All hours

  Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

  Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Truist: profile, branches and contacts

Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Bedford, 48 across Virginia and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Bedford Wal-Mart Branch at 1126 Lunchburg Salem Turnpike dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Bedford Wal-Mart Branch

  1126 Lunchburg Salem Turnpike, 24523

  Hours: see the bank's site
  DirectionsWebsite

Woodforest: profile, branches and contacts

Join a credit union in Bedford

1 credit union has 1 office here: Beacon Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Bedford page has every office in the state's directory.

Banking in Bedford: the local picture

Short answer: 7 banks run 9 branches in Bedford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 0 have their main office in Bedford, 4 elsewhere in Virginia and 3 out of state, according to the FDIC.

The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Atlantic Union Bank's office at 125 W Main St, dating to 1935; the newest is Bank of the James's at 1405 Old Dominion Blvd, from 2008.

The only credit union with an office here is Beacon Credit Union.

Of the 3 locations with published hours. None open on Saturday. 7 locations have no published hours in these sources.

Saturday hours in Bedford

Short answer: None of the 3 Bedford locations with published hours lists Saturday hours. 7 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Bedford, and where the nearest one is if they do not.

Short answer: In Bedford: Truist (1). No branches in Bedford: Chase (nearest in Charlottesville, 74 mi), Wells Fargo (nearest in Lynchburg, 15 mi), Bank of America (nearest in Lynchburg, 18 mi), PNC Bank (nearest in Fredericksburg, 126 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 148 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bedford to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bedford residents like anyone else.

Banks near Bedford

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Forest (14 miles) and Buchanan (16 miles). Lynchburg, 17 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Bedford

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bedford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Bedford by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bedford offices.

Short answer: Truist is the largest bank with offices in Bedford, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. First Citizens Bank is second with $236.32 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bedford: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.