Banks in Moneta, VA

Bank branch map: Moneta

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Moneta, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Moneta

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Moneta, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Atlantic Union Bank 1 branch · main office Richmond City, VA Bank · 1

Atlantic Union Bank has 1 branch in Moneta, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Moneta Branch at 14739 Moneta Rd dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Moneta Branch

  14739 Moneta Rd, 24121

  Hours: see the bank's site
  DirectionsWebsite

Atlantic Union Bank: profile, branches and contacts

Bank of Botetourt 1 branch · main office Buchanan, VA Bank · 1

Bank of Botetourt has 1 branch in Moneta, 14 across Virginia and 14 nationwide. FDIC records list its main office in Buchanan, VA and show it operating since 1899. With $939.4 million in total assets on June 30, 2026, it ranks No. 1,107 of 4,232 U.S. banks by total assets. The Moneta Branch at 51 Firstwatch Dr dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Moneta Branch

  51 Firstwatch Dr, 24121

  Hours: see the bank's site
  DirectionsWebsite

Bank of Botetourt: profile, branches and contacts

Carter Bank & Trust 1 branch · main office Martinsville, VA Bank · 1

Carter Bank & Trust has 1 branch in Moneta, 51 across Virginia and 66 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2006. With $4.80 billion in total assets on June 30, 2026, it ranks No. 293 of 4,232 U.S. banks by total assets. The Westlake Branch at 135 Scruggs Rd dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Westlake Branch

  135 Scruggs Rd, 24121

  Hours: see the bank's site
  DirectionsWebsite

Carter Bank & Trust: profile, branches and contacts

First National Bank 1 branch · main office Altavista, VA Bank · 1

First National Bank has 1 branch in Moneta, 20 across Virginia and 20 nationwide. FDIC records list its main office in Altavista, VA and show it operating since 1908. With $1.14 billion in total assets on June 30, 2026, it ranks No. 933 of 4,232 U.S. banks by total assets. The Smith Mountain Lake Branch at 74 Scruggs Rd dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Smith Mountain Lake Branch

  74 Scruggs Rd, 24121

  Hours: see the bank's site
  DirectionsWebsite

First National Bank: profile, branches and contacts

Banking in Moneta: the local picture

Short answer: 4 banks run 4 branches in Moneta according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Moneta, 4 elsewhere in Virginia, according to the FDIC.

The bank with the longest record here is Bank of Botetourt, operating since 1899 according to the FDIC. In FDIC branch records, the longest-running branch is Atlantic Union Bank's office at 14739 Moneta Rd, dating to 1987; the newest is Bank of Botetourt's at 51 Firstwatch Dr, from 2023.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Moneta, and where the nearest one is if they do not.

Short answer: No branches in Moneta: Chase (nearest in Charlottesville, 90 mi), Wells Fargo (nearest in Vinton, 15 mi), Bank of America (nearest in Lynchburg, 32 mi), PNC Bank (nearest in Fredericksburg, 142 mi), U.S. Bank, Truist (nearest in Hardy, 2 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 164 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Moneta to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Moneta residents like anyone else.

Banks near Moneta

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hardy (2 miles) and Rocky Mount (14 miles). Roanoke, 18 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Moneta

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Moneta between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Moneta by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Moneta offices.

Short answer: Atlantic Union Bank is the largest bank with offices in Moneta, with $38.02 billion in total assets on June 30, 2026, No. 59 among U.S. banks by total assets. Carter Bank & Trust is second with $4.80 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Moneta: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.