US Bank Directory

Banks in Vinton, VA

8 FDIC-insured banks operate 8 offices in Vinton, Virginia, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Vinton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 10 banks and credit unions operate 10 locations in Vinton, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 5 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

9 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Vinton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 8 banks share the most locations in Vinton, with 1 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Atlantic Union Bank 1 branch · main office Richmond City, VA Bank · 1

Atlantic Union Bank has 1 branch in Vinton, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Vinton Branch at 1006 Hardy Rd dates to 1927 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Atlantic Union Bank: profile, branches and contacts
Bank of Botetourt 1 branch · main office Buchanan, VA Bank · 1

Bank of Botetourt has 1 branch in Vinton, 14 across Virginia and 14 nationwide. FDIC records list its main office in Buchanan, VA and show it operating since 1899. With $939.4 million in total assets on June 30, 2026, it ranks No. 1,107 of 4,232 U.S. banks by total assets. The Vinton Office Branch at 410 S Pollard St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Vinton Office Branch
    410 S Pollard St, 24179
    Hours: see the bank's site
Bank of Botetourt: profile, branches and contacts
Carter Bank & Trust 1 branch · main office Martinsville, VA Bank · 1

Carter Bank & Trust has 1 branch in Vinton, 51 across Virginia and 66 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2006. With $4.80 billion in total assets on June 30, 2026, it ranks No. 293 of 4,232 U.S. banks by total assets. The Vinton Branch at 1111 E Washington Ave dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Vinton Branch
    1111 E Washington Ave, 24179
    Hours: see the bank's site
Carter Bank & Trust: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Vinton, 36 across Virginia and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Vinton Branch at 970 Hardy Rd dates to 1997 in FDIC branch records. Its published hours do not list Saturday.

  • Vinton Branch
    970 Hardy Rd, 24179
    (540) 981-1991Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
Freedom First Credit Union 1 office · main office Roanoke, VA Credit union · 1

Freedom First Credit Union has 1 office in Vinton, 16 across Virginia. It is based in Roanoke, VA and $1.22 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Vinton
    203 W Virginia Ave, 24179
    (540) 981-2630Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Freedom First Credit Union: profile, branches and contacts
HomeTrust Bank 1 branch · main office Asheville, NC Bank · 1

HomeTrust Bank has 1 branch in Vinton, 6 across Virginia and 33 nationwide. FDIC records list its main office in Asheville, NC and show it operating since 1926. With $4.44 billion in total assets on June 30, 2026, it ranks No. 314 of 4,232 U.S. banks by total assets. The Vinton Branch at 201 S Pollard St dates to 1943 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

HomeTrust Bank: profile, branches and contacts
Pinnacle Bank 1 branch · main office Nashville, TN Bank · 1

Pinnacle Bank has 1 branch in Vinton, 14 across Virginia and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Vinton Branch at 1003 Hardy Rd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Pinnacle Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Vinton, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Vinton Branch at 210 E Washington Ave dates to 1964 in FDIC branch records. Its published hours do not list Saturday.

  • Vinton Branch
    210 E Washington Ave, 24179
    (540) 795-6101Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Virginia Credit Union 1 office · main office Richmond, VA Credit union · 1

Virginia Credit Union has 1 office in Vinton, 44 across Virginia. It is based in Richmond, VA and $7.36 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Vinton Branch
    1056 Dogwood Boulevard, 24179
    (540) 982-8811Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Virginia Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Vinton, 179 across Virginia and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Vinton Branch at 120 W Virginia Ave dates to 1969 in FDIC branch records. It opens on Saturday.

  • Vinton Branch
    120 W Virginia Ave, 24179
    (540) 857-3729Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Vinton

2 credit unions have 2 offices here: Virginia Credit Union and Freedom First Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Vinton page has every office in the state's directory.

Banking in Vinton: the local picture

Short answer: 8 banks run 8 branches in Vinton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 0 have their main office in Vinton, 3 elsewhere in Virginia and 5 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Atlantic Union Bank's office at 1006 Hardy Rd, dating to 1927; the newest is Bank of Botetourt's at 410 S Pollard St, from 2021.

2 credit unions have 2 offices in Vinton, according to the NCUA. Who can join each one is on the credit unions page.

Of the 5 locations with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.

Banks open on Saturday in Vinton

Short answer: 1 of the 5 Vinton locations with published hours opens on Saturday, run by 1 institution.

  • Wells Fargo: 1 of 1 branch (120 W Virginia Ave: Saturday 9 am to 2 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Vinton, and where the nearest one is if they do not.

Short answer: In Vinton: Wells Fargo (1), Truist (1). No branches in Vinton: Chase (nearest in Charlottesville, 92 mi), Bank of America (nearest in Lynchburg, 39 mi), PNC Bank (nearest in Fredericksburg, 146 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Manassas, 167 mi), BMO.

BankIn VintonNearest branch if none here
Wells Fargo1 branchhere
Truist1 branchhere
ChaseNoneCharlottesville, 92 miles away
Bank of AmericaNoneLynchburg, 39 miles away
PNC BankNoneFredericksburg, 146 miles away
U.S. BankNonenone in Virginia
Fifth Third BankNonenone in Virginia
HuntingtonNonenone in Virginia
Regions BankNonenone in Virginia
TD BankNoneManassas, 167 miles away
BMONonenone in Virginia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Vinton to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Vinton residents like anyone else.

Banks near Vinton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Roanoke (4 miles) and Daleville (9 miles). Roanoke, 4 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Vinton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Vinton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Vinton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Vinton offices.

Short answer: Wells Fargo is the largest bank with offices in Vinton, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Truist$548.35 billionNo. 91Charlotte, NC
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
Pinnacle Bank$128.79 billionNo. 281Nashville, TN
Atlantic Union Bank$38.02 billionNo. 591Richmond City, VA
Carter Bank & Trust$4.80 billionNo. 2931Martinsville, VA
HomeTrust Bank$4.44 billionNo. 3141Asheville, NC
Bank of Botetourt$939.4 millionNo. 1,1071Buchanan, VA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Vinton: FAQ

How many banks are in Vinton, VA?

Vinton has 8 banks with 8 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Vinton?

Wells Fargo, with 1. Truist has 1 and First Citizens Bank has 1.

Is there a Wells Fargo in Vinton, VA?

Yes. FDIC data lists 1 Wells Fargo branch in Vinton as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Truist in Vinton, VA?

Yes. FDIC data lists 1 Truist branch in Vinton as of September 5, 2026. The address and directions are under Truist above.

Is there a First Citizens Bank in Vinton, VA?

Yes. FDIC data lists 1 First Citizens Bank branch in Vinton as of September 5, 2026. The address and directions are under First Citizens Bank above.

Is there a Chase in Vinton, VA?

No. FDIC data lists no Chase branch in Vinton as of September 5, 2026. The nearest is in Charlottesville, about 92 miles away in a straight line.

Which banks in Vinton are open on Saturday?

Wells Fargo publishes Saturday hours for one or more Vinton locations. The Saturday section above lists each one with its hours. 5 of the 10 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Vinton?

Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.

Which credit unions can I join in Vinton?

Virginia Credit Union and Freedom First Credit Union have offices in Vinton. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Vinton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Vinton?

Nearby cities with more banks include Roanoke, Daleville, Salem. Roanoke is 4 miles away with 16 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 8 branches: First Citizens Bank, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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