US Bank Directory

Banks in Rocky Mount, VA

6 FDIC-insured banks operate 7 offices in Rocky Mount, Virginia, and 3 credit unions have 4 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Rocky Mount

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 11 locations in Rocky Mount, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 6 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

10 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Rocky Mount

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Atlantic Union Bank has the most locations in Rocky Mount, with 2. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Atlantic Union Bank 2 branches · main office Richmond City, VA Bank · 2

Atlantic Union Bank has 2 branches in Rocky Mount, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rocky Mount location is the Franklin Turnpike Branch at 400 Old Franklin Tpke, dating to 2002; the newest, at 57 West Church Steet, to 2024. It does not publish hours in the sources this page uses; check its site before you go.

  • Franklin Turnpike Branch
    400 Old Franklin Tpke, 24151
    Hours: see the bank's site
  • Rock Mount Branch
    57 West Church Steet, 24151
    Hours: see the bank's site
Atlantic Union Bank: profile, branches and contacts
Valleystar Credit Union 2 offices · main office Martinsville, VA Credit union · 2

Valleystar Credit Union has 2 officees in Rocky Mount, 7 across Virginia. It is based in Martinsville, VA and $518.0 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Rocky Mount locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Rocky Mount
    1080 Old Franklin Tpke, 24151
    (540) 483-0018Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Admin
    150 Pleasant Breeze Dr, 24151
    (276) 632-1679Today 8 am to 6 pm
    All hours

    Mon to Fri 8 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Valleystar Credit Union: profile, branches and contacts
American Partners Credit Union 1 office · main office Reidsville, NC Credit union · 1

American Partners Credit Union has 1 office in Rocky Mount, 1 across Virginia. It is based in Reidsville, NC and $106.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Branch Rk Mt
    77 Powder Creek Ln, 24151
    (540) 488-7229Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

American Partners Credit Union: profile, branches and contacts
Bank of Botetourt 1 branch · main office Buchanan, VA Bank · 1

Bank of Botetourt has 1 branch in Rocky Mount, 14 across Virginia and 14 nationwide. FDIC records list its main office in Buchanan, VA and show it operating since 1899. With $939.4 million in total assets on June 30, 2026, it ranks No. 1,107 of 4,232 U.S. banks by total assets. The Rocky Mount Branch at 875 Tanyard Rd dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Rocky Mount Branch
    875 Tanyard Rd, 24151
    Hours: see the bank's site
Bank of Botetourt: profile, branches and contacts
Carter Bank & Trust 1 branch · main office Martinsville, VA Bank · 1

Carter Bank & Trust has 1 branch in Rocky Mount, 51 across Virginia and 66 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2006. With $4.80 billion in total assets on June 30, 2026, it ranks No. 293 of 4,232 U.S. banks by total assets. The Rocky Mount Branch at 400 Franklin St dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Rocky Mount Branch
    400 Franklin St, 24151
    Hours: see the bank's site
Carter Bank & Trust: profile, branches and contacts
First Horizon First Horizon Bank · 1 branch · main office Memphis, TN Bank · 1

First Horizon has 1 branch in Rocky Mount, 8 across Virginia and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Main & Court Branch at 260 S Main St dates to 1926 in FDIC branch records. Its published hours do not list Saturday.

  • Main & Court Branch
    260 S Main St, 24151
    (540) 488-6005Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026

First Horizon: profile, branches and contacts
The First Bank 1 branch · main office Lebanon, VA Bank · 1

The First Bank has 1 branch in Rocky Mount, 24 across Virginia and 35 nationwide. FDIC records list its main office in Lebanon, VA and show it operating since 1979. With $4.28 billion in total assets on June 30, 2026, it ranks No. 323 of 4,232 U.S. banks by total assets. The Rocky Mount Office Branch at 740 Old Franklin Tpke Unit 14 dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Rocky Mount Office Branch
    740 Old Franklin Tpke Unit 14, 24151
    Hours: see the bank's site
The First Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Rocky Mount, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Rocky Mount Branch at 45 Powder Creek Ln dates to 1990 in FDIC branch records. It opens on Saturday.

  • Rocky Mount Branch
    45 Powder Creek Ln, 24151
    (540) 483-8633Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Virginia Credit Union 1 office · main office Richmond, VA Credit union · 1

Virginia Credit Union has 1 office in Rocky Mount, 44 across Virginia. It is based in Richmond, VA and $7.36 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Rocky Mount Branch
    40 Member One Way, 24151
    (540) 982-8811Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Virginia Credit Union: profile, branches and contacts

Join a credit union in Rocky Mount

3 credit unions have 4 offices here: Valleystar Credit Union, Virginia Credit Union and American Partners Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rocky Mount page has every office in the state's directory.

Banking in Rocky Mount: the local picture

Short answer: 6 banks run 7 branches in Rocky Mount according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 0 have their main office in Rocky Mount, 4 elsewhere in Virginia and 2 out of state, according to the FDIC.

The bank with the longest record here is First Horizon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is First Horizon's office at 260 S Main St, dating to 1926; the newest is Bank of Botetourt's at 875 Tanyard Rd, from 2024.

3 credit unions have 4 offices in Rocky Mount, according to the NCUA. Who can join each one is on the credit unions page.

Of the 6 locations with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.

Banks open on Saturday in Rocky Mount

Short answer: 1 of the 6 Rocky Mount locations with published hours opens on Saturday, run by 1 institution.

  • Truist: 1 of 1 branch (45 Powder Creek Ln: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Rocky Mount, and where the nearest one is if they do not.

Short answer: In Rocky Mount: Truist (1). No branches in Rocky Mount: Chase (nearest in Charlottesville, 104 mi), Wells Fargo (nearest in Roanoke, 16 mi), Bank of America (nearest in Lynchburg, 46 mi), PNC Bank (nearest in Fredericksburg, 155 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 178 mi), BMO.

BankIn Rocky MountNearest branch if none here
Truist1 branchhere
ChaseNoneCharlottesville, 104 miles away
Wells FargoNoneRoanoke, 16 miles away
Bank of AmericaNoneLynchburg, 46 miles away
PNC BankNoneFredericksburg, 155 miles away
U.S. BankNonenone in Virginia
Fifth Third BankNonenone in Virginia
HuntingtonNonenone in Virginia
Regions BankNonenone in Virginia
TD BankNoneDumfries, 178 miles away
BMONonenone in Virginia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rocky Mount to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rocky Mount residents like anyone else.

Banks near Rocky Mount

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Ferrum (9 miles) and Hardy (12 miles). Roanoke, 19 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Rocky Mount

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Rocky Mount between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Rocky Mount by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rocky Mount offices.

Short answer: Truist is the largest bank with offices in Rocky Mount, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. First Horizon is second with $84.12 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Truist$548.35 billionNo. 91Charlotte, NC
First Horizon$84.12 billionNo. 381Memphis, TN
Atlantic Union Bank$38.02 billionNo. 592Richmond City, VA
Carter Bank & Trust$4.80 billionNo. 2931Martinsville, VA
The First Bank$4.28 billionNo. 3231Lebanon, VA
Bank of Botetourt$939.4 millionNo. 1,1071Buchanan, VA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Rocky Mount: FAQ

How many banks are in Rocky Mount, VA?

Rocky Mount has 6 banks with 7 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Rocky Mount?

Atlantic Union Bank, with 2. Truist has 1 and First Horizon has 1.

Is there a Atlantic Union Bank in Rocky Mount, VA?

Yes. FDIC data lists 2 Atlantic Union Bank branches in Rocky Mount as of September 5, 2026. Its branches are listed under Atlantic Union Bank above, with the address and directions for each.

Is there a Truist in Rocky Mount, VA?

Yes. FDIC data lists 1 Truist branch in Rocky Mount as of September 5, 2026. The address and directions are under Truist above.

Is there a First Horizon in Rocky Mount, VA?

Yes. FDIC data lists 1 First Horizon branch in Rocky Mount as of September 5, 2026. The address and directions are under First Horizon above.

Is there a Chase in Rocky Mount, VA?

No. FDIC data lists no Chase branch in Rocky Mount as of September 5, 2026. The nearest is in Charlottesville, about 104 miles away in a straight line.

Which banks in Rocky Mount are open on Saturday?

Truist publishes Saturday hours for one or more Rocky Mount locations. The Saturday section above lists each one with its hours. 5 of the 11 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Rocky Mount?

First Horizon has the longest record among banks with a branch here: the FDIC shows it operating since 1864.

Which credit unions can I join in Rocky Mount?

Valleystar Credit Union, Virginia Credit Union and American Partners Credit Union have offices in Rocky Mount. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Rocky Mount in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Rocky Mount?

Nearby cities with more banks include Ferrum, Hardy, Moneta. Ferrum is 9 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 7 branches: First Horizon, Truist)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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