US Bank Directory
Banks in Lynchburg, VA
14 FDIC-insured banks operate 34 offices in Lynchburg, Virginia, and 9 credit unions have 17 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lynchburg
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 23 banks and credit unions operate 51 locations in Lynchburg, according to the FDIC and the NCUA. 51 of them have coordinates on record and are on the map. 28 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
51 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lynchburg
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of the James has the most locations in Lynchburg, with 6. It is followed by Wells Fargo (4), Truist (4), First National Bank (4). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of the James Bank · 6
Bank of the James has 6 branches in Lynchburg, 22 across Virginia and 22 nationwide. FDIC records list its main office in Lynchburg, VA and show it operating since 1999. With $1.03 billion in total assets on June 30, 2026, it ranks No. 1,019 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lynchburg location is its main office at 828 Main St, dating to 1999; the newest, at 20795 Timberlake Rd, to 2025. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office828 Main St, 24504
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Timberlake Branch20795 Timberlake Rd, 24502
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Peakland Branch4105 Boonsboro Rd, 24503
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Boonsboro Branch4935 Boonsboro Rd, 24503
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Westminster-Canterbury Branch501 Ves Rd, 24503
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Fort Avenue Branch5204 Fort Ave, 24502
Beacon Credit Union Credit union · 4
Beacon Credit Union has 4 officees in Lynchburg, 11 across Virginia. It is based in Lynchburg, VA and $378.2 million in assets on March 31, 2026, according to its NCUA call report. None of its 3 Lynchburg locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office107 Leroy Bowen Dr, 24502
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Forest Rd Branch19029 Forest Rd, 24502
All hours
Mon to Thu 9 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
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Langhorne Road2134 Langhorne Rd, 24501
All hours
Mon to Thu 9 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
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Logans Office6320 Logans Ln, 24502
All hours
Mon to Thu 9 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
First National Bank Bank · 4
First National Bank has 4 branches in Lynchburg, 20 across Virginia and 20 nationwide. FDIC records list its main office in Altavista, VA and show it operating since 1908. With $1.14 billion in total assets on June 30, 2026, it ranks No. 933 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lynchburg location is the Old Forest Road Branch at 3309 Old Forest Rd, dating to 1914; the newest, at 800 Main St, to 2019. It does not publish hours in the sources this page uses; check its site before you go.
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Airport Branch14580 Wards Rd, 24502
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Timberlake Branch20865 Timberlake Rd, 24502
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Old Forest Road Branch3309 Old Forest Rd, 24501
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Downtown Lynchburg Branch800 Main St, 24504
Truist Bank · 4
Truist has 4 branches in Lynchburg, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lynchburg location is the Fort Hill Branch at 2015 Wards Rd, dating to 1914; the newest, at 7901 Timberlake Rd, to 1974. 2 of its 4 Lynchburg locations with published hours open on Saturday.
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Fort Hill Branch2015 Wards Rd, 24502
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Langhorne Road Branch2120 Langhorne Rd, 24501
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Boonsboro Road Branch4710 Boonsboro Rd, 24503
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Timberlake Road Branch7901 Timberlake Rd, 24502
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 4
Wells Fargo has 4 branches in Lynchburg, 179 across Virginia and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lynchburg location is the Langhorne Road Branch at 2304 Langhorne Rd, dating to 1961; the newest, at 3408 Candlers Mountain Rd, to 2016. 1 of its 3 Lynchburg locations with published hours open on Saturday.
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Waterlick Plaza Branch21513 Timberlake Rd, 24502
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Langhorne Road Branch2304 Langhorne Rd, 24501
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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River Ridge Branch3408 Candlers Mountain Rd, 24502
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Va Lynchburg City 1 Branch3408 Candlers Mountain Rd, 24502
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Carter Bank & Trust Bank · 3
Carter Bank & Trust has 3 branches in Lynchburg, 51 across Virginia and 66 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2006. With $4.80 billion in total assets on June 30, 2026, it ranks No. 293 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lynchburg location is the Langhorne Branch at 2018 Tate Springs Rd, dating to 1996; the newest, at 1728 Graves Mill Rd, to 1999. It does not publish hours in the sources this page uses; check its site before you go.
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Graves Mill Branch1728 Graves Mill Rd, 24502
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Langhorne Branch2018 Tate Springs Rd, 24501
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Waterlick Road Branch3203 Waterlick Rd, 24502
Central Virginia Credit Union Credit union · 3
Central Virginia Credit Union has 3 officees in Lynchburg, 5 across Virginia. It is based in Lynchburg, VA and $201.1 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Lynchburg locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1638 Mount Athos Rd, 24504
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Timberlake Branch20255 Timberlake Rd, 24502
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Old Forest Road3404 Old Forest Rd, 24501
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Citizens Bank Bank · 2
First Citizens Bank has 2 branches in Lynchburg, 36 across Virginia and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lynchburg location is the Old Forest Road Branch at 3021 Old Forest Rd, dating to 1998; the newest, at 20373 Timberlake Rd, to 2000. None of its 2 Lynchburg locations with published hours lists Saturday hours.
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Lynchburg Timberlake Branch20373 Timberlake Rd, 24502
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
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Old Forest Road Branch3021 Old Forest Rd, 24501
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
Freedom First Credit Union Credit union · 2
Freedom First Credit Union has 2 officees in Lynchburg, 16 across Virginia. It is based in Roanoke, VA and $1.22 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Lynchburg locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Langhorne2102 Langhorne Rd, 24501
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Timberlake7815 Timberlake Rd, 24502
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Glamorgan Employees Credit Union Credit union · 2
Glamorgan Employees Credit Union has 2 officees in Lynchburg, 2 across Virginia. It is based in Lynchburg, VA and $2.1 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Lynchburg locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office21 7Th St, 24504
All hours
Mon 10 am to 4 pm; Tue to Wed not published; Thu to Fri 10 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Credit Union21St 7Th Street, 24504
All hours
Mon to Fri 10 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Pinnacle Bank Bank · 2
Pinnacle Bank has 2 branches in Lynchburg, 14 across Virginia and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lynchburg location is the Lynchburg Lpo at 1610 Graves Mill Rd, dating to 2018; the newest, at 18804 Forest Road, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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Lynchburg Lpo1610 Graves Mill Rd, 24502
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Lynchburg - Forrest Road Branch18804 Forest Road, 24502
Select Bank Bank · 2
Select Bank has 2 branches in Lynchburg, 5 across Virginia and 6 nationwide. FDIC records list its main office in Forest, VA and show it operating since 2007. With $524.4 million in total assets on June 30, 2026, it ranks No. 1,738 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lynchburg location is the Timberlake Office Branch at 7113 Timberlake Rd, dating to 2007; the newest, at 4925 Boonsboro Rd, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
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Boonsboro Office Branch4925 Boonsboro Rd, 24503
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Timberlake Office Branch7113 Timberlake Rd, 24502
United Bank Bank · 2
United Bank has 2 branches in Lynchburg, 81 across Virginia and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lynchburg location is the Lynchburg Branch at 21437 Timberlake Rd, dating to 2017; the newest, at 3638 Old Forest Rd, to 2017. None of its 2 Lynchburg locations with published hours lists Saturday hours.
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Lynchburg Branch21437 Timberlake Rd, 24502
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
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Lynchburg-Old Forest Branch3638 Old Forest Rd, 24501
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
Virginia Credit Union Credit union · 2
Virginia Credit Union has 2 officees in Lynchburg, 44 across Virginia. It is based in Richmond, VA and $7.36 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Lynchburg locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Lakeside Crossing Branch3901 Old Forest Rd, 24501
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Lynchburg Branch7114 Timberlake Rd, 24502
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Atlantic Union Bank Bank · 1
Atlantic Union Bank has 1 branch in Lynchburg, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Graves Mill Office at 1646 Graves Mill Rd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Graves Mill Office1646 Graves Mill Rd, 24502
Bank of America Bank · 1
Bank of America has 1 branch in Lynchburg, 98 across Virginia and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Wards Road Branch at 2201 Wards Rd dates to 1962 in FDIC branch records. It opens on Saturday.
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Wards Road Branch2201 Wards Rd, 24502
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Blue Eagle Credit Union Credit union · 1
Blue Eagle Credit Union has 1 office in Lynchburg, 6 across Virginia. It is based in Roanoke, VA and $266.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Cornerstone1210 Greenview Dr, 24502
All hours
Mon to Thu 8 am to 5 pm; Fri 8 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
General Electric Employees Credit Union Credit union · 1
General Electric Employees Credit Union has 1 office in Lynchburg, 1 across Virginia. It is based in Milford, CT and $288.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Virginia2300 Wards Rd Ste E, 24502
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Kemba Roanoke Credit Union Credit union · 1
Kemba Roanoke Credit Union has 1 office in Lynchburg, 2 across Virginia. It is based in Salem, VA and $77.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Kemba Roanoke Lynchburg6001 Fort Ave, 24502
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Lynchburg Municipal Employees Credit Union Credit union · 1
Lynchburg Municipal Employees Credit Union has 1 office in Lynchburg, 1 across Virginia. It is based in Lynchburg, VA and $31.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office3176 Fort Ave, 24501
All hours
Mon to Wed 7:30 am to 4 pm; Thu 7:30 am to 5:30 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
The Farmers Bank of Appomattox Bank · 1
The Farmers Bank of Appomattox has 1 branch in Lynchburg, 6 across Virginia and 6 nationwide. FDIC records list its main office in Appomattox, VA and show it operating since 1918. With $374.6 million in total assets on June 30, 2026, it ranks No. 2,172 of 4,232 U.S. banks by total assets. The Timberlake Branch at 8112 Timberlake Road dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Timberlake Branch8112 Timberlake Road, 24502
The National Bank of Blacksburg Bank · 1
The National Bank of Blacksburg has 1 branch in Lynchburg, 28 across Virginia and 28 nationwide. FDIC records list its main office in Blacksburg, VA and show it operating since 1891. With $1.83 billion in total assets on June 30, 2026, it ranks No. 645 of 4,232 U.S. banks by total assets. The Lynchburg Office Branch at 20479 Timberlake Rd dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lynchburg Office Branch20479 Timberlake Rd, 24502
Woodforest Bank · 1
Woodforest has 1 branch in Lynchburg, 48 across Virginia and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0539 Lynchburg Walmart Branch at 3227 Old Forest Rd dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0539 Lynchburg Walmart Branch3227 Old Forest Rd, 24501
Join a credit union in Lynchburg
9 credit unions have 17 offices here: Beacon Credit Union, Central Virginia Credit Union, Virginia Credit Union, Freedom First Credit Union, Glamorgan Employees Credit Union and General Electric Employees Credit Union and 3 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lynchburg page has every office in the state's directory.
Banking in Lynchburg: the local picture
Short answer: 14 banks run 34 branches in Lynchburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 14 banks, 1 has its main office in Lynchburg, 7 elsewhere in Virginia and 6 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank's office at 3309 Old Forest Rd, dating to 1914; the newest is Bank of the James's at 20795 Timberlake Rd, from 2025.
9 credit unions have 17 offices in Lynchburg, according to the NCUA. Who can join each one is on the credit unions page.
Of the 28 locations with published hours. 6 open on Saturday. 23 locations have no published hours in these sources.
Banks by ZIP code in Lynchburg
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 24502 has the most bank and credit union offices in Lynchburg (29), followed by 24501 (12) and 24503 (5). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 24502 | 29 | 20 | Beacon Credit Union, Wells Fargo, Bank of the James |
| 24501 | 12 | 12 | Beacon Credit Union, Carter Bank & Trust, Central Virginia Credit Union |
| 24503 | 5 | 3 | Bank of the James, Select Bank, Truist |
| 24504 | 5 | 4 | Glamorgan Employees Credit Union, Bank of the James, Central Virginia Credit Union |
Banks and credit unions open on Saturday in Lynchburg
Short answer: 6 of the 28 Lynchburg locations with published hours open on Saturday, run by 5 institutions.
- Wells Fargo: 1 of 4 branches (3408 Candlers Mountain Rd: Saturday 9 am to 2 pm)
- Truist: 2 of 4 branches (2015 Wards Rd: Saturday 9 am to 12 pm, and 1 more)
- Bank of America: 1 of 1 branch (2201 Wards Rd: Saturday 9 am to 2 pm)
- Central Virginia Credit Union: 1 of 3 offices (20255 Timberlake Rd: Saturday 9 am to 2 pm)
- Virginia Credit Union: 1 of 2 offices (7114 Timberlake Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 23 of the 51 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lynchburg, and where the nearest one is if they do not.
Short answer: In Lynchburg: Wells Fargo (4), Bank of America (1), Truist (4). No branches in Lynchburg: Chase (nearest in Charlottesville, 59 mi), PNC Bank (nearest in Fredericksburg, 110 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 133 mi), BMO.
| Bank | In Lynchburg | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 4 branches | here |
| Bank of America | 1 branch | here |
| Truist | 4 branches | here |
| Chase | None | Charlottesville, 59 miles away |
| PNC Bank | None | Fredericksburg, 110 miles away |
| U.S. Bank | None | none in Virginia |
| Fifth Third Bank | None | none in Virginia |
| Huntington | None | none in Virginia |
| Regions Bank | None | none in Virginia |
| TD Bank | None | Dumfries, 133 miles away |
| BMO | None | none in Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lynchburg to the nearest branch in Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lynchburg residents like anyone else.
Banks near Lynchburg
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Forest (3 miles) and Madison Heights (7 miles). Forest, 3 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Forest, VA | 3 mi | 7 | 8 |
| Banks in Madison Heights, VA | 7 mi | 5 | 5 |
| Banks in Rustburg, VA | 10 mi | 2 | 2 |
| Banks in Amherst, VA | 16 mi | 3 | 3 |
| Banks in Bedford, VA | 17 mi | 7 | 9 |
| Banks in Altavista, VA | 19 mi | 4 | 5 |
| Banks in Appomattox, VA | 21 mi | 4 | 5 |
| Banks in Buena Vista, VA | 26 mi | 2 | 2 |
Bank branch openings and closings in Lynchburg
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lynchburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lynchburg
Short answer: 5 institutions have their main office in Lynchburg: Bank of the James, Beacon Credit Union, Central Virginia Credit Union and Glamorgan Employees Credit Union and 1 more.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Bank of the James | Bank | $1.03 billion | 6 |
| Beacon Credit Union | Credit union | $378.2 million | 4 |
| Central Virginia Credit Union | Credit union | $201.1 million | 3 |
| Glamorgan Employees Credit Union | Credit union | $2.1 million | 2 |
| Lynchburg Municipal Employees Credit Union | Credit union | $31.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lynchburg by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lynchburg offices.
Short answer: Bank of America is the largest bank with offices in Lynchburg, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. 1 of the 14 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 4 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 4 | Charlotte, NC |
| First Citizens Bank | $236.32 billion | No. 19 | 2 | Raleigh, NC |
| Pinnacle Bank | $128.79 billion | No. 28 | 2 | Nashville, TN |
| Atlantic Union Bank | $38.02 billion | No. 59 | 1 | Richmond City, VA |
| United Bank | $33.64 billion | No. 65 | 2 | Fairfax, VA |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Carter Bank & Trust | $4.80 billion | No. 293 | 3 | Martinsville, VA |
| The National Bank of Blacksburg | $1.83 billion | No. 645 | 1 | Blacksburg, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lynchburg: FAQ
How many banks are in Lynchburg, VA?
Lynchburg has 14 banks with 34 branches and 9 credit unions with 17 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lynchburg?
Bank of the James, with 6. Wells Fargo has 4 and Truist has 4.
Is there a Bank of the James in Lynchburg, VA?
Yes. FDIC data lists 6 Bank of the James branches in Lynchburg as of September 5, 2026, the main office at 828 Main St. Its branches are listed under Bank of the James above, with the address and directions for each.
Is there a Wells Fargo in Lynchburg, VA?
Yes. FDIC data lists 4 Wells Fargo branches in Lynchburg as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a Truist in Lynchburg, VA?
Yes. FDIC data lists 4 Truist branches in Lynchburg as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Chase in Lynchburg, VA?
No. FDIC data lists no Chase branch in Lynchburg as of September 5, 2026. The nearest is in Charlottesville, about 59 miles away in a straight line.
Which banks in Lynchburg are open on Saturday?
Wells Fargo, Truist, Bank of America and Central Virginia Credit Union and 1 more publish Saturday hours for one or more Lynchburg locations. The Saturday section above lists each one with its hours. 23 of the 51 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Lynchburg?
Bank of the James, Beacon Credit Union, Central Virginia Credit Union, Glamorgan Employees Credit Union and Lynchburg Municipal Employees Credit Union have their main office in Lynchburg, according to the FDIC and the NCUA.
What is the oldest bank in Lynchburg?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Lynchburg?
Beacon Credit Union, Central Virginia Credit Union, Virginia Credit Union and Freedom First Credit Union and 5 more have offices in Lynchburg. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lynchburg in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lynchburg?
Nearby cities with more banks include Forest, Madison Heights, Rustburg. Forest is 3 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 17 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (12 of 34 branches: Bank of America, First Citizens Bank, Truist, United Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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